Aqua Bella Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 12, 2026

Thinking about renting at Aqua Bella Apartments in Southeast Houston? Rent here runs $750 - $1,155, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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12000 Martin Luther King Jr Blvd, Houston, TX 77048

Southeast Houston

Managed by Walker Holder Residential Built 1971 2 stories 480 units
3.1/5 ·154 reviews Google
2/5 ·3 reviews
$750 - $1,155 /month

Monthly Cost Breakdown at Aqua Bella Apartments

The listed rent isn't the whole number. Here's what Aqua Bella Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $766 – $1,171
Base Rent $750 – $1,155
Required Monthly Fees $0
Est. Renters Insurance $16/mo

Renters Insurance at Aqua Bella Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Aqua Bella Apartments can push your insurance cost up or down:

Older Building

Built in 1971 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

Water/Leak Issues

3 mentions in Google reviews

AreaVibes

Crime grade: F

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Aqua Bella Apartments based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Aqua Bella Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Aqua Bella Apartments.

F

Area Crime Grade

1%

Houston overall is safer than only 1% of U.S. cities

This reflects Houston as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: Aqua Bella Apartments has on-site security features (Property manager on site, Gated) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Water Damage Common topic
3×
Pest Issues Mentioned
2×
Maintenance Issues Mentioned
2×

On-Site Security

Property manager on site Gated

Fees Beyond Rent

These are the additional charges beyond base rent at Aqua Bella Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$35

Administrative Fee

$150

Amenities

Special Features

Landscaped Courtyards Night Patrol

Community Features

Laundry Facilities Maintenance on site Planned Social Activities Walk-Up Courtyard

Floor Plan Amenities

Air Conditioning Heating Ceiling Fans Cable Ready Tub/Shower Pantry Oven Range Refrigerator Freezer Carpet Vinyl Flooring Dining Room Family Room Walk-In Closets Linen Closet Patio

Pet Policy

Bringing a pet? Here's what Aqua Bella Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

  • $25 Monthly Pet Rent
  • 1 Pet Limit

About Aqua Bella Apartments

The Aqua Bella in South Houston, Texas offers spacious efficiency, one, two, and three bedroom floorplans. Our renovated interiors feature laminate flooring, either all-black or all-white appliances, and ceiling fans.

Year Built: 1971
Stories: 2
Total Units: 480
Management: Walker Holder Residential
Phone: (346) 644-6999

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — with their own insurance costs and safety profiles worth comparing.

Advenir at Boulder Creek Apartments

Southeast Houston

$1,364 - $1,999 Ins: ~$13/mo
Low Risk

Almeda Park Apartments

Southeast Houston

$945 - $1,590 Ins: ~$14/mo
High Risk

Altair Residences Apartments

Southeast Houston

$661 - $956 Ins: ~$16/mo
High Risk

Aria at Almeda Apartments

Southeast Houston

$1,479 - $1,719 Ins: ~$13/mo
High Risk

Aria at Burke Apartments

Southeast Houston

$1,299 - $2,079 Ins: ~$13/mo
High Risk

Arlington Place - SI LLC Apartments

Southeast Houston

$869 - $1,669 Ins: ~$16/mo
High Risk

Frequently Asked Questions

Does Aqua Bella Apartments require renters insurance?
We didn't find a public insurance requirement for Aqua Bella Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Aqua Bella Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). Aqua Bella Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Aqua Bella Apartments?
Plan for $766 to $1,171/month all-in. That's base rent ($750 - $1,155), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Aqua Bella Apartments allow pets?
Yes, Aqua Bella Apartments is pet-friendly. Here are the details: Dogs Allowed. $25 Monthly Pet Rent. 1 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Aqua Bella Apartments?
The area has a F crime grade, which is worth factoring into your coverage decisions. That puts it safer than 1 of U.S. cities. On the property itself, you'll find property manager on site, gated — features that can also qualify you for insurance discounts.
What floor plans does Aqua Bella Apartments offer?
There are 9 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $750 - $1,155. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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