Aria at Almeda Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 12, 2026

Thinking about renting at Aria at Almeda Apartments in Southeast Houston? Rent here runs $1,479 - $1,719, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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9815 Almeda Genoa Rd, Houston, TX 77075

Southeast Houston

Managed by Graywood Properties LLC Built 2023 3 stories 154 units
4.1/5 ·38 reviews Google
4/5
$1,479 - $1,719 /month

Monthly Cost Breakdown at Aria at Almeda Apartments

The listed rent isn't the whole number. Here's what Aria at Almeda Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,617 – $1,857
Base Rent $1,479 – $1,719
Required Monthly Fees $125
Est. Renters Insurance $13/mo

Renters Insurance at Aria at Almeda Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Aria at Almeda Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

AreaVibes

Crime grade: F

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Aria at Almeda Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Aria at Almeda Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Aria at Almeda Apartments.

F

Area Crime Grade

1%

Houston overall is safer than only 1% of U.S. cities

This reflects Houston as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: Aria at Almeda Apartments has on-site security features (Gated) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned

On-Site Security

Gated

Fees Beyond Rent

These are the additional charges beyond base rent at Aria at Almeda Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Pest Control

$25 / mo

Trash Service Fee

$25 / mo

Administrative Fee

$100

Application Fee Per Applicant

$75

Pets Fees

Monthly Pet Fee

$40 / mo

One-Time Pet Fee

$300 - $600

Amenities

Community Features

Fitness Center Pool

Floor Plan Amenities

Washer/Dryer Hookup Air Conditioning Tub/Shower Dishwasher Disposal Ice Maker Kitchen Oven Refrigerator Quartz Countertops Carpet Vinyl Flooring

Pet Policy

Bringing a pet? Here's what Aria at Almeda Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $40 Monthly Pet Rent
  • 2 Pet Limit

About Aria at Almeda Apartments

Are you searching for superb apartment home living in Houston,Texas? Let me introduce you to a brand new community that is coming to our neighborhood. Aria at Bellfort will be nearby many restaurants, shopping, and entertainment. We will be only minutes away from Highway I-45 and Highway 288 so your commuting around is a breeze. From the moment you arrive, you’ll feel like you’ve come home. Be sure to get on our interest list and be the first one to tour our brand new community when it is complete!

Year Built: 2023
Stories: 3
Total Units: 154
Management: Graywood Properties LLC
Phone: (855) 394-2815

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Aria at Almeda Apartments require renters insurance?
We didn't find a public insurance requirement for Aria at Almeda Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Aria at Almeda Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). Aria at Almeda Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Aria at Almeda Apartments?
Plan for $1,617 to $1,857/month all-in. That's base rent ($1,479 - $1,719), plus $125/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Aria at Almeda Apartments allow pets?
Yes, Aria at Almeda Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $40 Monthly Pet Rent. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Aria at Almeda Apartments?
The area has a F crime grade, which is worth factoring into your coverage decisions. That puts it safer than 1 of U.S. cities. On the property itself, you'll find gated — features that can also qualify you for insurance discounts.
What floor plans does Aria at Almeda Apartments offer?
There are 9 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,479 - $1,719. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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