Barnett Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Barnett Apartments in Energy Corridor? Rent here runs $1,165 – $1,370, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1414 S Dairy Ashford Rd, Houston, TX 77077

Energy Corridor

Managed by Knightvest Management Built 1992 3 stories 256 units
4/5 ·308 reviews Google
5/5 ·23 reviews Apt. Finder
$1,165 – $1,370 /month

Monthly Cost Breakdown at Barnett Apartments

The listed rent isn't the whole number. Here's what Barnett Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,340 – $1,545
Base Rent $1,165 – $1,370
Required Monthly Fees $160
Est. Renters Insurance $15/mo

Renters Insurance at Barnett Apartments

We found a few insurance details on Barnett Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Barnett Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

Theft Reports

2 mentions in Google reviews

FBI UCR

Property crime rate: 4013/100K (154% above national average)

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Barnett Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Barnett Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.

Houston property crime rate

4,013

per 100K residents

154% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
530 / 200
Larceny / theft
2,927 / 1,172
Vehicle theft
555 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Barnett Apartments also has on-site security features (Property manager on site, Package lockers, Covered parking) that insurers recognize with discounts.

Source: FBI UCR Program, Houston (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Frequent topic
Theft Mentioned
Pest Issues Mentioned
Safety Concerns Mentioned

On-Site Security

Property manager on site Package lockers Covered parking

Fees Beyond Rent

These are the additional charges beyond base rent at Barnett Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Trash/Trash Admin

Trash/Trash Admin

$13 / mo

Valet Trash

Valet Trash

$28 / mo

Pest Control

Pest Control

$5 / mo

Technology Package

Technology Package

$5 / mo

Internet

Internet

$70 / mo

Administrative Fee

Administrative Fee

$257.55

100 Screening Fee

Application Fee

$50.76

Pets Fees

Non-Refundable Pet Fee

Pet Fee - Non Refundable - Cat

$400

Monthly Pet Rent

Pet Rent - Cat

$25 / mo

Parking Fees

Carports - Parking

Carports - Parking

$30 / mo

Addons Fees

Roommate Change Fee

Per Person Per Occurrence

$250

Conditional Admin Fee

Conditional Admin Fee

$250

Situational Fees

End of Lease Term Transfer Fee

Transfer fee at the end of your lease

$250

Month To Month Charges

Month To Month Charges

$250

NSF Fee

Payment Returned Fee

$50

Mid-Term Transfer Fee

Mid-Term Transfer Fee

$750

Late Fee

Late on the 4th

10% of base rent

Amenities

Special Features

2 Inch Blinds 24-hour Fitness Center 24-hour Package Lockers 4 Inch Baseboards Backsplash Black Appliances Black Fixtures Black Hardware Bookshelves Brushed Nickel Fixtures Brushed Nickel Hardware Carpet in Bedrooms Carpet Throughout Community Grilling Stations Covered Parking Double Vanity Master Bathroom Entry closet Fireplace Mantel Full Size Washer & Dryer Garden Style Bathtub Grey Subway Tile Backsplash Grey Tile Tub Surround Java Bar Nest Thermostat Patio/Balcony Pool view Resort Style Pool Resurfaced Countertops Standard Tub Storage closet on patio Townhome Style Floor Plan Two Toned Tile Tub Surround Two-Toned Cabinets White Cabinets White Tub Surround Wood Style Flooring Wood Style Floors In Wet Areas

Community Features

Maintenance on site Online Services Planned Social Activities Pet Play Area Business Center Clubhouse Lounge Cabana Grill Fitness Center Pool Tennis Court Walking/Biking Trails

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Air Conditioning Ceiling Fans Smoke Free Cable Ready Storage Space Double Vanities Tub/Shower Fireplace Framed Mirrors Dishwasher Disposal Stainless Steel Appliances Pantry Kitchen Microwave Oven Range Refrigerator Quartz Countertops Hardwood Floors Carpet Vinyl Flooring Dining Room Crown Molding Vaulted Ceiling Walk-In Closets Window Coverings Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Barnett Apartments.

Grocery

  • Super K Corner Store 3.5
  • Kroger 4.0
  • Fiesta Mart #79 4.1

Hospital

  • West Houston Medical Center: Emergency Room 3.1
  • HCA Houston ER 24/7 - Westchase 4.7
  • Memorial Village Emergency Room 4.7

Gym

  • Houston Gym 4.6
  • 24 Hour Fitness 4.1
  • LA Fitness 3.8

Restaurant

  • George's Pastaria 4.5
  • Shawarma Grill & Cafe 4.5
  • Trupthi-Home Style South Indian Veg 4.8

Park

  • Barnett Apartments 4.0
  • Ray Miller Park 4.6
  • Nottingham Park 4.6

Bank

  • Regions Bank 3.3
  • Cardtronics ATM
  • Bank of Texas 4.3

Gas

  • Chevron Houston 3.2
  • Kroger Fuel Center 4.4
  • Shell 2.8

Pet Policy

Bringing a pet? Here's what Barnett Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed
$400 Deposit
$25 Monthly Pet Rent
2 Pet Limit

About Barnett Apartments

Year Built: 1992
Stories: 3 stories
Units: 256
Management: Knightvest Management
Phone: (832) 838-9802

From the property listing:

Escape the hustle and bustle of the Houston Metro at Barnett Apartments and unwind with a variety of amenities and apartment features. Our luxury apartment community is located near Houston’s Energy Corridor and features homes with one or two bedrooms. Residents enjoy the best amenities, location and friendly staff you’ll find. Our spacious apartments feature floor plans with one or two bedrooms. Enjoy private patios or balconies with gorgeous views, vaulted ceilings and so much more.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Barnett Apartments require renters insurance?
We found specific coverage details on Barnett Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Barnett Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Barnett Apartments?
Plan for $1,340 to $1,545/month all-in. That's base rent ($1,165 – $1,370), plus $160/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Barnett Apartments allow pets?
Yes, Barnett Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $400 Deposit. $25 Monthly Pet Rent. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Barnett Apartments?
Property crime in Houston runs noticeably higher than the national average — 4,013 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 530/100K here. On the property itself, you'll find property manager on site, package lockers, covered parking — features that can qualify for premium discounts.
What floor plans does Barnett Apartments offer?
There are 3 floor plans to choose from, spanning 1-bedroom layouts. Rent ranges from $1,165 – $1,370. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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