Briar Forest Lofts: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Briar Forest Lofts in Energy Corridor? Rent here runs $980 – $1,785, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

Get Renters Insurance for Briar Forest Lofts

Compare renters insurance quotes in seconds

13202 Briar Forest Dr, Houston, TX 77077

Energy Corridor

Built 2008 4 stories 352 units
4/5 ·347 reviews Google
5/5 ·55 reviews Apt. Finder
$980 – $1,785 /month

Monthly Cost Breakdown at Briar Forest Lofts

The listed rent isn't the whole number. Here's what Briar Forest Lofts actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,106 – $1,911
Base Rent $980 – $1,785
Required Monthly Fees $113
Est. Renters Insurance $13/mo

Renters Insurance at Briar Forest Lofts

We found a few insurance details on Briar Forest Lofts's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Briar Forest Lofts can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

Theft Reports

2 mentions in Google reviews

Pest Issues

5 mentions in Google reviews

FBI UCR

Property crime rate: 4013/100K (154% above national average)

What You'll Likely Pay

$13

Est. Monthly

$160

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Briar Forest Lofts based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Briar Forest Lofts:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Sprinkler system
-5%
Alarm-ready unit
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.

Houston property crime rate

4,013

per 100K residents

154% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
530 / 200
Larceny / theft
2,927 / 1,172
Vehicle theft
555 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Briar Forest Lofts also has on-site security features (Package service, Property manager on site, Package lockers, Sprinklers, Covered parking, On site maintenance, Perimeter fencing, Alarm ready) that insurers recognize with discounts.

Source: FBI UCR Program, Houston (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Pest Issues Common topic
Theft Mentioned
Maintenance Issues Mentioned
Noise Mentioned

On-Site Security

Package service Property manager on site Package lockers Sprinklers Covered parking On site maintenance Perimeter fencing Alarm ready

Fees Beyond Rent

These are the additional charges beyond base rent at Briar Forest Lofts. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Technology Fee

Smart Home

$20 / mo

Valet Trash

Valet Trash/Service Fee

$28 / mo

Pest Reimbursement

Pest Reimbursement

$5 / mo

Administrative Fee

Administrative Fee - Non Refundable

$200

Application Fee

Application Fee - Non Refundable

$50

Pets Fees

Non-Refundable Pet Fee

Pet Fee - Non Refundable - Cat

$400

Monthly Pet Rent

Pet Rent - Cat

$25 / mo

Parking Fees

Reserved Parking - Parking

Reserved Parking - Parking

$35 / mo

Addons Fees

Roommate Change Fee

Per Person Per Occurrence

$250

Conditional Admin Fee

Conditional Admin Fee

$250

Situational Fees

Month To Month Charges

Month To Month Charges

$250

End of Lease Term Transfer Fee

Transfer Fee at the end of your lease

$250

NSF Fee

Payment Returned Fee

$50

Mid-Term Transfer Fee

Mid-Term Transfer Fee

$750

Late Fee

Late on the 4th

10% of base rent

Amenities

Special Features

2 Inch Blinds 24-hour Fitness Center 24-hour Package Lockers 6 inch baseboards Alarm System Backsplash Balcony- Juliette Black Hardware Brushed Nickel Fixtures Brushed Nickel Hardware Built-In Computer Desk Carpet in Bedrooms Ceiling fans Ceramic Tile Backsplash Ceramic Tile Tub Community Grilling Stations Computer desk Connected WiFi Lounge Courtyard view Covered Parking Dbl vanity sinks master bath Door to Door Valet Trash Double Vanity Master Bathroom Elevator Access Firepit Lounge Front Street View Full Size W/D Additions Full Size Washer & Dryer Granite countertop In Cabinet Microwave Lake view Multi- Color tile backsplash On Call Emergency Maintenance On-site Storage Oversized Closets Oversized oval garden tub Planned Social Events Pool view Quartz Countertops Resort Style Pool Separate Shower Spruce Lifestyle Services Stackable washer/dryer Stainless steel appliances Stainless Steel Range Hood Stand up Shower Undermount Sink USB Port Walk in Closets White Cabinets White/Gray Ceramic backslash Wood Style Flooring Throughout Wood thru out except bedrooms

Community Features

Wi-Fi 24 Hour Access Trash Pickup - Door to Door Recycling Online Services Composting Planned Social Activities Business Center Clubhouse Conference Rooms Fenced Lot Roof Terrace Sundeck Courtyard Grill Picnic Area Fitness Center Pool Bicycle Storage

Floor Plan Amenities

Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Tub/Shower Sprinkler System Framed Mirrors Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Quartz Countertops Hardwood Floors Carpet Vinyl Flooring Built-In Bookshelves Walk-In Closets Linen Closet Loft Layout Window Coverings Large Bedrooms Balcony Deck

Pet Policy

Bringing a pet? Here's what Briar Forest Lofts allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed
$400 Fee
2 Pet Limit

About Briar Forest Lofts

Year Built: 2008
Stories: 4 stories
Units: 352
Phone: (832) 947-5670

From the property listing:

Enjoy the lifestyle you always wanted to live at Briar Forest Lofts. Our luxury apartments in West Houston are perfectly located in the Energy Corridor District and are close to several parks, restaurants and other conveniences. Each of our loft-style homes features the latest upgrades and we have both one-bedroom and two-bedroom apartments available. With a dozen floor plans to choose from, it’s easy to find an apartment that feels like home at Briar Forest Lofts.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Briar Forest Lofts require renters insurance?
We found specific coverage details on Briar Forest Lofts's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Briar Forest Lofts?
For this zip code and building type, expect to pay around $13/month ($160/year). Briar Forest Lofts has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Briar Forest Lofts?
Plan for $1,106 to $1,911/month all-in. That's base rent ($980 – $1,785), plus $113/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Briar Forest Lofts allow pets?
Yes, Briar Forest Lofts is pet-friendly. Here are the details: Dogs and Cats Allowed. $400 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Briar Forest Lofts?
Property crime in Houston runs noticeably higher than the national average — 4,013 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 530/100K here. On the property itself, you'll find package service, property manager on site, package lockers, sprinklers — features that can qualify for premium discounts.
What floor plans does Briar Forest Lofts offer?
There are 16 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $980 – $1,785. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for Briar Forest Lofts

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.

Your privacy

We use cookies to run this site, measure how it's used, and support our advertising. See our Privacy Policy for details.