Marq 31 Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Marq 31 Apartments in Greenway-Upper Kirby? Rent here runs $1,322 – $5,431, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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3131 Timmons Ln, Houston, TX 77027

Greenway-Upper Kirby

Managed by CWS Capital Partners Built 2017 5 stories 449 units
4.4/5 ·439 reviews Google
4/5 ·7 reviews Apt. Finder
$1,322 – $5,431 /month

Monthly Cost Breakdown at Marq 31 Apartments

The listed rent isn't the whole number. Here's what Marq 31 Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,334 – $5,443
Base Rent $1,322 – $5,431
Est. Renters Insurance $12/mo

Renters Insurance at Marq 31 Apartments

We found a few insurance details on Marq 31 Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Marq 31 Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FBI UCR

Property crime rate: 4013/100K (154% above national average)

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$11

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Marq 31 Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Marq 31 Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $11/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.

Houston property crime rate

4,013

per 100K residents

154% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
530 / 200
Larceny / theft
2,927 / 1,172
Vehicle theft
555 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Marq 31 Apartments also has on-site security features (Controlled access, Gated, Covered parking) that insurers recognize with discounts.

Source: FBI UCR Program, Houston (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned

On-Site Security

Controlled access Gated Covered parking

Fees Beyond Rent

These are the additional charges beyond base rent at Marq 31 Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$75

Administrative Fee

$250

Pets Fees

Cat Fee

$300

Dog Fee

$300

Cat Rent

$25 / mo

Dog Rent

$25 / mo

Amenities

Special Features

10' High Ceilings & 8' High Doorways Outdoor Grill Stations Indoor Cycling & Yoga Studio Pool Views ADA Accessible Unit Co-Working Spaces & Conference Rooms Retro Game Room & Sports Lounge Fully Furnished Corporate Housing Available Large Private Patio Large Private Yard Upgraded Lighting Fixtures & Ceiling Fans 100% Smoke-Free Community Built-in Desk Two-Story Fitness Center Controlled Access Parking Garage Built-in Bookcase Outdoor Fireplaces Shaker Style Cabinets w/ Etched Glass Two Onsite Bark Parks Private Patio Private Yard Rooftop Terrace Lounge & Expansive Sundecks Skylounge w/ Kitchen for Entertaining Two Resort-Style Swimming Pools

Community Features

Furnished Units Available Pet Washing Station Elevator Business Center Lounge Conference Rooms Roof Terrace Sundeck Cabana Grill Fitness Center Pool Gameroom

Floor Plan Amenities

Ceiling Fans Smoke Free Fireplace Dishwasher Disposal Ice Maker Kitchen Quartz Countertops Hardwood Floors High Ceilings Walk-In Closets Furnished Patio Yard

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Marq 31 Apartments.

Grocery

  • Whole Foods Market 4.4
  • Central Market 4.6
  • The Cottage Grocery by Tres Market Foods 4.7

Pharmacy

  • Apteek Pharmacy & Compounding 4.9
  • Walgreens Pharmacy 3.0
  • CVS Pharmacy 3.9

Hospital

  • HCA Houston ER 24/7 - Bellaire 4.8
  • Rice Emergency Room - West University 4.9
  • Houston Methodist Emergency Care Center at Kirby 2.8

Gym

  • DexaFit Katy 4.9
  • LA Fitness 3.1
  • Uptown Fitness 4.5

Restaurant

  • Bombetta 4.7
  • Tiny Boxwoods 4.4
  • Fielding's Steak 4.8

Park

  • Pumpkin Park 4.6
  • River Oaks Community Center 4.8
  • Marq 31 4.4

Bank

  • ATM 5.0
  • Bank of America ATM (Drive-thru) 1.0
  • Bank of Texas 4.2

Gas

  • Costco Gas Station 4.4
  • Exxon 3.9
  • Exxon 3.2

Pet Policy

Bringing a pet? Here's what Marq 31 Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed
$25 Monthly Pet Rent
$300 Fee
2 Pet Limit

About Marq 31 Apartments

Year Built: 2017
Stories: 5 stories
Units: 449
Management: CWS Capital Partners
Phone: (346) 214-1907

From the property listing:

Experience the best in urban living at Marq 31. Our wonderfully unique one, two, and three bedroom mid-rise apartments in River Oaks Houston feature flawless design. And, with a variety of resort-style amenities available, youll always have something fun to do. When you do decide to venture out, your location puts Texass largest city at your fingertips. At Marq 31, life is just better here.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Marq 31 Apartments require renters insurance?
We found specific coverage details on Marq 31 Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Marq 31 Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). Marq 31 Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Marq 31 Apartments?
Plan for $1,334 to $5,443/month all-in. That's base rent ($1,322 – $5,431), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Marq 31 Apartments allow pets?
Yes, Marq 31 Apartments is pet-friendly. Here are the details: Dogs Allowed. $25 Monthly Pet Rent. $300 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Marq 31 Apartments?
Property crime in Houston runs noticeably higher than the national average — 4,013 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 530/100K here. On the property itself, you'll find controlled access, gated, covered parking — features that can qualify for premium discounts.
What floor plans does Marq 31 Apartments offer?
There are 26 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $1,322 – $5,431. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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