3616 Richmond Ave, Houston, TX 77046
Greenway-Upper Kirby
Monthly Cost Breakdown at Metropole Apartments
The listed rent isn't the whole number. Here's what Metropole Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Metropole Apartments
We found a few insurance details on Metropole Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Metropole Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Dog-Friendly
Dogs allowed — consider higher liability coverage
FBI UCR
Property crime rate: 4013/100K (154% above national average)
What You'll Likely Pay
$13
Est. Monthly
$160
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Metropole Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Metropole Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $13/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.
Houston property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Metropole Apartments also has on-site security features (Gated) that insurers recognize with discounts.
Source: FBI UCR Program, Houston (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Fees Beyond Rent
These are the additional charges beyond base rent at Metropole Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Trash Admin
Administrative costs for managing trash service billing, coordination, and related expenses for your apartment.
Trash Services - Doorstep
Fee for doorstep trash and recycle pickup service.
Community Amenity Fee
Fee for access to shared resident amenities and facilities.
Pest Control Services
Regular pest prevention and treatment services.
Parking
Fee for reserved or designated parking space use and maintenance
Admin Fee
Fee to process rental application and background check
Application Fee
Administrative processing fee to cover lease preparation.
Application Fee Per Applicant
Non-refundable
Administrative Fee
Non-Refundable
Pets Fees
Pet Deposit (Refundable)
Deposit to cover any pet-related damage.
Pet Fee
Fee for allowing pets in the home.
Cat Fee
Dog Fee
Cat Rent
Dog Rent
Pet Rent
monthly charge for keeping a pet in the home.
Pet / Animal Lease Violation
Fee issued for unauthorized pets or violations of pet policy
Pet Fee
Pet Fee
Parking Fees
Parking - Reserved
Fee for a designated parking spot on-site.
Addons Fees
Guest Suite Rental
Nightly charge for reserving an on-site guest suite.
Amenity / Clubhouse Rental Deposit (Refundable)
Refundable deposit for potential damages during a clubhouse rental.
Amenity / Clubhouse Rental Fee
Fee for reserving the community clubhouse for events or gatherings.
Storage Space Rental
Fee for an on-site storage unit.
Situational Fees
Utility - New Account Fee
One-time charge to activate new utility services.
Satellite Deposit (Refundable)
Deposit to cover potential damages from satellite installation.
Intra-Community Transfer Fee
Charge for transferring to another home within the same community.
Security Deposit (Refundable)
Refundable deposit covering potential damages and unpaid rent per lease terms.
Security Deposit Alternative
Alternative to a standard security deposit typically issued through a surety bond.
Renters Liability Non-Compliance
Fee for not maintaining required renters liability insurancecoverage.
NSF Tenant Fee
NSF Tenant Fee
Late Fee (Percentage)
Calculated as a percentage of the base rent amount.
Utility - Non-transferred Utility Fee
Charge for utility costs not moved to residents name.
Utility - Vacant Cost Recovery
Utility costs incurred while the unit was unoccupied.
Concession Repayment
Tenant repayment of rent discounts if lease terms are not met.
Legal / Eviction Fee
Costs associated with an eviction proceeding.
Reletting Fee
An expense associated with re-renting a unit after early lease termination.
Lease Violation
Fee for non-compliance with lease terms or community policies.
Early Lease Termination / Buyout
Buyout for ending lease agreement before its scheduled end date.
Insufficient Move-out Notice Fee
Charge for not providing proper advance notice before move-out.
Renter Liability - Third Party
Expense related to required liability coverage through a third-party provider.
Utility - Electric
Cost of electricity usage for your apartment.
Utility - Gas
Cost of gas usage for your apartment.
Utility - Stormwater / Drainage
Local stormwater management and drainage system fee.
Utility - Water / Sewer
Water usage and wastewater removal costs.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Metropole Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Metropole Apartments
From the property listing:
Discover modern apartments with breathtaking views and experience the elegance of the sought-after Upper Kirby neighborhood at Metropole Apartments.
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Frequently Asked Questions
Does Metropole Apartments require renters insurance?
How much is renters insurance at Metropole Apartments?
What will I actually pay per month at Metropole Apartments?
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How safe is the area around Metropole Apartments?
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Get Renters Insurance for Metropole Apartments
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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