Pavilion Place Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Pavilion Place Apartments in Southwest Houston? Rent here runs $790 – $1,385, and renters insurance adds about $18/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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5402 Renwick Dr, Houston, TX 77081

Southwest Houston

Managed by IMT Residential Built 1977 2 stories 1008 units
4.3/5 ·1541 reviews Google
4/5 ·45 reviews Apt. Finder
$790 – $1,385 /month

Monthly Cost Breakdown at Pavilion Place Apartments

The listed rent isn't the whole number. Here's what Pavilion Place Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $808 – $1,403
Base Rent $790 – $1,385
Est. Renters Insurance $18/mo

Renters Insurance at Pavilion Place Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Pavilion Place Apartments can push your insurance cost up or down:

Older Building

Built in 1977 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FBI UCR

Property crime rate: 4013/100K (154% above national average)

What You'll Likely Pay

$18

Est. Monthly

$213

Est. Annual

$16

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Pavilion Place Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Pavilion Place Apartments:

Carrier Monthly Annual
Lemonade $9/mo $106/yr
USAA $10/mo $119/yr
State Farm $13/mo $158/yr
Progressive $14/mo $172/yr
Safeco $14/mo $172/yr
Travelers $15/mo $185/yr
Allstate $17/mo $198/yr
Nationwide $17/mo $198/yr
Farmers $18/mo $211/yr
Liberty Mutual $20/mo $238/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.

Houston property crime rate

4,013

per 100K residents

154% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
530 / 200
Larceny / theft
2,927 / 1,172
Vehicle theft
555 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Pavilion Place Apartments also has on-site security features (Controlled access, Property manager on site, Gated, On site maintenance) that insurers recognize with discounts.

Source: FBI UCR Program, Houston (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned
1×

On-Site Security

Controlled access Property manager on site Gated On site maintenance

Fees Beyond Rent

These are the additional charges beyond base rent at Pavilion Place Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$45

Administrative Fee

$100

Pets Fees

One-Time Pet Fee

$300

Amenities

Special Features

Designer Color Schemes Five Spacious Floor Plans Fully Equipped Kitchen In-Home Washer & Dryer In Select Homes Kitchen Bar Lush Landscaping & Mature Trees My IMT Resident Portal Pantry Spacious Walk-In Closets

Community Features

Laundry Facilities Maintenance on site Business Center Walk-Up Pool

Floor Plan Amenities

Washer/Dryer Dishwasher Disposal Pantry Kitchen Oven Refrigerator Vinyl Flooring Walk-In Closets Window Coverings Balcony Patio

Pet Policy

Bringing a pet? Here's what Pavilion Place Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed
$10 Monthly Pet Rent
$300 Fee

About Pavilion Place Apartments

Year Built: 1977
Stories: 2 stories
Units: 1008
Management: IMT Residential
Phone: (832) 303-7941

From the property listing:

Discover an apartment community that offers you comfort and convenience while keeping you just minutes away from the pulse of the great city of Houston. Just 15 minutes west of downtown, Pavilion Place is idyllically located right off I-69 in the charming and peaceful West Houston neighborhood of Gulfton, amazingly close to countless attractions and amenities. Our inviting 1 and 2-bedroom Gulfton apartments are stylishly appointed with designer color-coordinated interiors, as well as large walk-in closets and fully equipped kitchens.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — compare rent and estimated insurance cost side by side.

5401 Chimney Rock Apartments

Southwest Houston

$935 - $1,565 Ins: ~$18/mo

6Ten at Med Center Apartments

Southwest Houston

$845 - $1,399 Ins: ~$15/mo

Advenir at The Med Center Apartments

Southwest Houston

$1,059 - $2,099 Ins: ~$15/mo

Aven West Apartments

Southwest Houston

$706 - $1,122 Ins: ~$16/mo

Bankside Village Apartments

Southwest Houston

$854 - $2,218 Ins: ~$16/mo

Beacon at Buffalo Pointe Apartments

Southwest Houston

$1,125 - $3,096 Ins: ~$12/mo

Frequently Asked Questions

Does Pavilion Place Apartments require renters insurance?
We didn't find a public insurance requirement for Pavilion Place Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Pavilion Place Apartments?
For this zip code and building type, expect to pay around $18/month ($213/year). Pavilion Place Apartments has security features that qualify for discounts — with those applied, you could pay as little as $16/month. For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at Pavilion Place Apartments?
Plan for $808 to $1,403/month all-in. That's base rent ($790 – $1,385), plus roughly $18/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Pavilion Place Apartments allow pets?
Yes, Pavilion Place Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $10 Monthly Pet Rent. $300 Fee. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Pavilion Place Apartments?
Property crime in Houston runs noticeably higher than the national average — 4,013 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 530/100K here. On the property itself, you'll find controlled access, property manager on site, gated, on site maintenance — features that can qualify for premium discounts.
What floor plans does Pavilion Place Apartments offer?
There are 5 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $790 – $1,385. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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