Spring Rose Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Spring Rose Apartments in Southwest Houston? Rent here runs $675 – $995, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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10000 Club Creek Dr, Houston, TX 77036

Southwest Houston

Built 1980 2 stories 182 units
4.4/5 ·170 reviews Google
2/5 ·5 reviews Apt. Finder
$675 – $995 /month

Monthly Cost Breakdown at Spring Rose Apartments

The listed rent isn't the whole number. Here's what Spring Rose Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $690 – $1,010
Base Rent $675 – $995
Est. Renters Insurance $15/mo

Renters Insurance at Spring Rose Apartments

We found a few insurance details on Spring Rose Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Spring Rose Apartments can push your insurance cost up or down:

Older Building

Built in 1980 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FBI UCR

Property crime rate: 4013/100K (154% above national average)

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Spring Rose Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Spring Rose Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.

Houston property crime rate

4,013

per 100K residents

154% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
530 / 200
Larceny / theft
2,927 / 1,172
Vehicle theft
555 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Spring Rose Apartments also has on-site security features (Controlled access, Video patrol, Gated, Gated access) that insurers recognize with discounts.

Source: FBI UCR Program, Houston (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned

On-Site Security

Controlled access Video patrol Gated Gated access

Fees Beyond Rent

These are the additional charges beyond base rent at Spring Rose Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$45

Administrative Fee

$85

Pets Fees

Monthly Pet Fee

$15

Monthly Pet Fee

$15 / mo

Parking Fees

Parking Fee

$35 / mo

Amenities

Special Features

Ceramic Tile Bath 1 Ceramic Tile Bath 2 Ceramic Tile Bed 1 Ceramic Tile Bed 2 Ceramic Tile Dining Ceramic Tile Hallway Ceramic Tile Kitchen Ceramic Tile Living Room Close to Laundry Room Close to Parking Close to Playground Courtyard view Gatewise Private Entrance Tiled Backsplash Upgraded Tub Surround White Appliances Wood Vinyl Bath 1 Wood Vinyl Bed 1 Wood Vinyl Bed 2 Wood Vinyl Dining Room Wood Vinyl Hallway Wood Vinyl Kitchen Wood Vinyl Living Room

Community Features

Laundry Facilities Public Transportation Courtyard Playground

Floor Plan Amenities

High Speed Internet Access Ceiling Fans Smoke Free Disposal Granite Countertops Pantry Kitchen Oven Range Refrigerator Carpet Vinyl Flooring Dining Room Built-In Bookshelves Walk-In Closets Window Coverings Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Spring Rose Apartments.

Grocery

  • Whole Foods Market 4.4
  • H-E-B 4.4
  • Supermercado El Paisano 3.8

Pharmacy

  • CVS Pharmacy 4.2
  • Spring Rose Apartments 4.4
  • Farma Ahorro 5.0

Hospital

  • Memorial Hermann Southwest Hospital Emergency Center 2.6
  • HCA Houston ER 24/7 - Bellaire 4.8
  • HCA Houston ER 24/7 - Westchase 4.7

Gym

  • DexaFit Katy 4.9
  • Houston Gym 4.6
  • Spring Rose Apartments 4.4

Restaurant

  • La Bahia 4.6
  • San Miguelito 4.3

Park

  • Spring Rose Apartments 4.4
  • Forum Park 3.9
  • Hackberry Park 4.2

Bank

  • Spring Rose Apartments 4.4
  • Wells Fargo ATM 3.0

Gas

  • Valero 3.5
  • Circle K | Gas Station
  • Chevron 3.8

Pet Policy

Bringing a pet? Here's what Spring Rose Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs, Cats, Birds, Fish, and Reptiles Allowed
$15 Monthly Pet Rent
70 lb Weight Limit
2 Pet Limit
$30 Monthly Pet Rent
$150 Fee

About Spring Rose Apartments

Year Built: 1980
Stories: 2 stories
Units: 182
Phone: (346) 480-6447

From the property listing:

CHOOSE USWe don't just rent apartments. From the moment you walk through the front door, you'll feel the comfort and security that makes our residents happy to call us home. Cutting-edge amenities, meticulously-groomed grounds, and a dedicated staff contribute to a higher standard of living. Convenient shopping, award-winning schools, local museums, and parks are all close at hand, with sponsored activities to develop new hobbies while getting to know your neighbors.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Spring Rose Apartments require renters insurance?
We found specific coverage details on Spring Rose Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Spring Rose Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Spring Rose Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Spring Rose Apartments?
Plan for $690 to $1,010/month all-in. That's base rent ($675 – $995), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Spring Rose Apartments allow pets?
Yes, Spring Rose Apartments is pet-friendly. Here are the details: Dogs, Cats, Birds, Fish, and Reptiles Allowed. $15 Monthly Pet Rent. 70 lb Weight Limit. 2 Pet Limit. $30 Monthly Pet Rent. $150 Fee. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Spring Rose Apartments?
Property crime in Houston runs noticeably higher than the national average — 4,013 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 530/100K here. On the property itself, you'll find controlled access, video patrol, gated, gated access — features that can qualify for premium discounts.
What floor plans does Spring Rose Apartments offer?
There are 3 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $675 – $995. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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