Tuscany Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 12, 2026

Thinking about renting at Tuscany Apartments in Uptown Houston? Rent here runs $1,105 - $2,100, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1100 Bering Dr, Houston, TX 77057

Uptown Houston

Managed by The Richdale Group Built 1995 3 stories 185 units
3.5/5 ·105 reviews Google
5/5 ·4 reviews
$1,105 - $2,100 /month

Monthly Cost Breakdown at Tuscany Apartments

The listed rent isn't the whole number. Here's what Tuscany Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,120 – $2,115
Base Rent $1,105 – $2,100
Required Monthly Fees $0
Est. Renters Insurance $15/mo

Renters Insurance at Tuscany Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Tuscany Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

AreaVibes

Crime grade: F

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Tuscany Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Tuscany Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Alarm-ready unit
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Tuscany Apartments.

F

Area Crime Grade

1%

Houston overall is safer than only 1% of U.S. cities

This reflects Houston as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: Tuscany Apartments has on-site security features (Package service, Controlled access, Property manager on site, Gated, Gated access, On site maintenance) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
3×
Water Damage Mentioned
2×

On-Site Security

Package service Controlled access Property manager on site Gated Gated access On site maintenance

Fees Beyond Rent

These are the additional charges beyond base rent at Tuscany Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Pets Fees

Cat Deposit

$200

Dog Deposit

$200

Cat Fee

$300

Dog Fee

$300

Cat Rent

$30 / mo

Dog Rent

$30 / mo

Amenities

Special Features

24-Hour Emergency Maintenance 24-Hour State-of-the-Art Fitness Center 9 to 12-Foot Ceilings Award-winning Design Bay Windows Brick Exteriors Built-In Bookcases Corporate Suites Available Cultured Marble Vanities Custom Home Finishes Decorative Plant Shelves Detached Garages Available Elegant Crown Moldings Expansive Kitchens French Doors Full-Size Washers and Dryers Gated Community Granite Countertops Intrusion Alarms Lavish Oval Soaking Tubs with Glass Enclosures Lush Landscaping Pet Friendly Plank Wood Floors Prestigious Galleria Location Private Outside Storage Relaxing Sauna Spacious Walk-In Closets Sparkling Swimming Pool Stainless Appliances Valet Recycling and Trash Service Wet Bars Wi-Fi Enabled Clubhouse Woodburning Fireplaces with Glass Doors

Community Features

Maintenance on site Trash Pickup - Door to Door Storage Space Corporate Suites Walk-Up Sundeck Sauna Pool

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Security System Fireplace Dishwasher Granite Countertops Kitchen Microwave Oven Refrigerator Freezer Carpet Dining Room High Ceilings Crown Molding Furnished Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Tuscany Apartments.

Grocery

  • Whole Foods Market 4.4
  • H-E-B 4.6
  • Trader Joe's 4.7

Pharmacy

  • H-E-B Pharmacy 4.2
  • Briargrove Pharmacy & Gifts 4.3
  • CVS Pharmacy 3.8

Hospital

  • RapidCare Emergency Room - Galleria Houston 24 Hr Urgent ER Care 4.8
  • HCA Houston ER 24/7 - Bellaire 4.8
  • Houston Methodist Emergency Care Center at Voss 2.5

Gym

  • DexaFit Katy 4.9
  • Houston Gym 4.6
  • Equinox River Oaks 3.2

Restaurant

  • The Butcher's Grille - Houston 4.8
  • Hungry's 4.8
  • The Brisket House 4.4

Gas

  • Exxon 3.6
  • Exxon 4.0
  • Exxon 3.8

Pet Policy

Bringing a pet? Here's what Tuscany Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

  • $200 Deposit
  • $30 Monthly Pet Rent
  • $300 Fee
  • 35 lb Weight Limit
  • 2 Pet Limit

About Tuscany Apartments

Enjoy a higher standard of living at a price you can afford when you join our established Houston community. Impress your guests with elegant crown molding, 9-foot ceilings and large bay windows. All six of our apartment floor plans and townhomes blend luxury with convenience. Kitchens come fully furnished. Washers and dryers are full size. Storage space is aplenty. Work out when you want in our 24-hour fitness center, or relax in our sparkling pool and hot tub that serve as the centerpiece of these just outside the Loop West Houston apartments. Getting anywhere fast is as easy as hopping on the I-10, 610 or the Beltway.

Year Built: 1995
Stories: 3
Total Units: 185
Management: The Richdale Group
Phone: (832) 981-1681

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — with their own insurance costs and safety profiles worth comparing.

1900 Yorktown Tanglewood Apartments

Uptown Houston

$1,765 - $3,110 Ins: ~$13/mo
High Risk

3000 Sage Apartments

Uptown Houston

$1,168 - $2,442 Ins: ~$13/mo
High Risk

9900 on Memorial Apartments

Uptown Houston

$830 - $3,435 Ins: ~$16/mo
High Risk

Alister Galleria Apartments

Uptown Houston

$1,187 - $2,592 Ins: ~$15/mo
High Risk

Brisa Galería Apartments

Uptown Houston

$866 - $1,775 Ins: ~$16/mo
High Risk

Caroline on Voss Apartments

Uptown Houston

$950 - $2,807 Ins: ~$13/mo
High Risk

Frequently Asked Questions

Does Tuscany Apartments require renters insurance?
We didn't find a public insurance requirement for Tuscany Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Tuscany Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Tuscany Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Tuscany Apartments?
Plan for $1,120 to $2,115/month all-in. That's base rent ($1,105 - $2,100), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Tuscany Apartments allow pets?
Yes, Tuscany Apartments is pet-friendly. Here are the details: Dogs Allowed. $200 Deposit. $30 Monthly Pet Rent. $300 Fee. 35 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Tuscany Apartments?
The area has a F crime grade, which is worth factoring into your coverage decisions. That puts it safer than 1 of U.S. cities. On the property itself, you'll find package service, controlled access, property manager on site, gated — features that can also qualify you for insurance discounts.
What floor plans does Tuscany Apartments offer?
There are 5 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,105 - $2,100. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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