11 E Forsyth St, Jacksonville, FL 32202
Downtown Jacksonville
Monthly Cost Breakdown at 11 East Forsyth Apartments
The listed rent isn't the whole number. Here's what 11 East Forsyth Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at 11 East Forsyth Apartments
What Affects Your Premium Here
Every building is different. These factors specific to 11 East Forsyth Apartments can push your insurance cost up or down:
Older Building
Built in 1926 — older plumbing/electrical may increase risk
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2168/100K (37% above national average)
What You'll Likely Pay
$21
Est. Monthly
$255
Est. Annual
$20
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 11 East Forsyth Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near 11 East Forsyth Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $11/mo | $134/yr |
| USAA | $13/mo | $150/yr |
| State Farm | $17/mo | $200/yr |
| Progressive | $18/mo | $217/yr |
| Safeco | $18/mo | $217/yr |
| Travelers | $19/mo | $234/yr |
| Allstate | $21/mo | $250/yr |
| Nationwide | $21/mo | $250/yr |
| Farmers | $22/mo | $267/yr |
| Liberty Mutual | $25/mo | $301/yr |
Discounts You May Qualify For
Next Step
See if you can beat $20/mo
6 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Jacksonville.
Property crime rate in Jacksonville
37% above national average (1,578/100K)
Breakdown per 100K residents
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. 11 East Forsyth Apartments also has on-site security features (Controlled access, Property manager on site, Gated, Covered parking) that insurers recognize with discounts.
Source: FBI UCR Program, Jacksonville Sheriff's Office (2024-12 to 2025-11)
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 11 East Forsyth Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at 11 East Forsyth Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Pets Fees
Dog Fee
Charged per pet.
Dog Rent
Charged per pet.
Cat Fee
Charged per pet.
Cat Rent
Charged per pet.
Amenities
Special Features
Community Features
Floor Plan Amenities
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around 11 East Forsyth Apartments.
Grocery
- The Fresh Market 4.5
- Publix Super Market at Shoppes at East San Marco 4.6
- Publix Super Market at Riverside 4.5
Pharmacy
- Walgreens 3.2
- Capsule 4.5
- Walgreens Specialty Pharmacy 4.7
Hospital
- Ascension St. Vincent's Emergency Care - Riverside 4.0
- Baptist Jacksonville Emergency Room (ER) 2.4
- UF Health Jacksonville Emergency Room 2.2
Gym
- Orangetheory Fitness 4.3
- Yoga Mix 4.9
- Snap Fitness Jacksonville 4.7
Restaurant
- Gyro 365 4.7
- Spliffs Gastropub 4.3
- bellwether 4.5
Park
- James Weldon Johnson Park 4.3
- City of Jacksonville- Parks, Recreation, And Community Services 2.9
- Jessie Ball DuPont Park 4.8
Bank
- Ameris Bank 4.9
- Regions Bank 3.3
- BB&T 3.8
Gas
- Shell 2.8
- GATE Gas Station 4.4
- 7-Eleven 2.7
Pet Policy
Bringing a pet? Here's what 11 East Forsyth Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
Cats and Dogs Allowed
- $25 Monthly Pet Rent
- $350 Fee
- 2 Pet Limit
About 11 East Forsyth Apartments
Located in the heart of downtown Jacksonville, 11 East Forsyth originally contained commercial offices and was opened by entrepreneur and film pioneer Stephen Andrew Lynch in 1926. The Vestcor Companies restored the charming exterior design and transformed this 17-story historical landmark into loft-style apartments with a luxury, urban design. Situated in a premier downtown location, 11 East offers a wealth of amenities, including a state-of-the-art fitness center with complete circuit equipment and cardio theater. A resident clubroom with hospitality kitchen, billiards area, and media room as well as casual sitting areas are all part of our community's elegant amenities. Features include stunning views of the River City, distinctive lighting features, designer kitchens, upgraded appliances, custom wood flooring, and cable-TV access, to name just a few.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Jacksonville — compare rent and estimated insurance cost side by side.
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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