Furnished Studio-Jacksonville - Riverwalk - Convention Center Apartment: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Furnished Studio-Jacksonville - Riverwalk - Convention Center Apartment in Downtown Jacksonville? Rent here runs $1,379, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1413 Prudential Dr, Jacksonville, FL 32207

Downtown Jacksonville

3.9/5 ·1383 reviews Google
$1,379 /month

Monthly Cost Breakdown at Furnished Studio-Jacksonville - Riverwalk - Convention Center Apartment

The listed rent isn't the whole number. Here's what Furnished Studio-Jacksonville - Riverwalk - Convention Center Apartment actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,395
Base Rent $1,379
Required Monthly Fees $0
Est. Renters Insurance $16/mo

Renters Insurance at Furnished Studio-Jacksonville - Riverwalk - Convention Center Apartment

What Affects Your Premium Here

Every building is different. These factors specific to Furnished Studio-Jacksonville - Riverwalk - Convention Center Apartment can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2168/100K (37% above national average)

What You'll Likely Pay

$16

Est. Monthly

$187

Est. Annual

$16

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Furnished Studio-Jacksonville - Riverwalk - Convention Center Apartment based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$20,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Florida

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Furnished Studio-Jacksonville - Riverwalk - Convention Center Apartment:

Carrier Monthly Annual
Lemonade $9/mo $107/yr
USAA $10/mo $120/yr
State Farm $13/mo $160/yr
Progressive $14/mo $174/yr
Safeco $14/mo $174/yr
Travelers $16/mo $187/yr
Allstate $17/mo $200/yr
Nationwide $17/mo $200/yr
Farmers $18/mo $214/yr
Liberty Mutual $20/mo $240/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Jacksonville.

2,168 per 100K residents

Property crime rate in Jacksonville

37% above national average (1,578/100K)

Breakdown per 100K residents

Burglary255 (nat. 200)
Larceny / theft1,708 (nat. 1,172)
Vehicle theft204 (nat. 206)

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Furnished Studio-Jacksonville - Riverwalk - Convention Center Apartment also has on-site security features (Doorman) that insurers recognize with discounts.

Source: FBI UCR Program, Jacksonville Sheriff's Office (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned

On-Site Security

Doorman

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Furnished Studio-Jacksonville - Riverwalk - Convention Center Apartment.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Amenities

Special Features

Breakfast/Coffee Concierge Clean, modern lighting Dining and cooking utensils provided Flat Screen TVs Free Local Calls Iron Kitchen Updated bathrooms Upgraded bedding with extra pillows VoiceMail Workspace

Community Features

Laundry Facilities

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Furnished Studio-Jacksonville - Riverwalk - Convention Center Apartment.

Grocery

  • Publix Super Market at Shoppes at East San Marco 4.6
  • The Fresh Market 4.5
  • Publix Super Market at Arlington River 4.6

Gym

  • River View Fitness Center 5.0
  • Anytime Fitness 4.9
  • Snap Fitness Jacksonville 4.7

Restaurant

  • City Grille & Raw Bar 4.6
  • bb's restaurant and bar 4.6
  • The Southern Grill 4.4

Park

  • Jessie Ball DuPont Park 4.8
  • Treaty Oak 4.7
  • Southbank Riverwalk 4.6

Bank

  • TD Bank 3.5
  • Truist 3.8
  • Truist - ATM

About Furnished Studio-Jacksonville - Riverwalk - Convention Center Apartment

Enjoy a fully furnished studio suite in our hotel at an affordable rate with free wi-fi, free utilities and free premium cable. Each studio suite has a full kitchen with full-size refrigerator, stovetop and microwave, and has a flexible workspace and plenty of storage. All our hotels are pet-friendly and have on-site guest laundry available. Plus, there are no long-term commitments and you can adjust your length of stay to meet your individual needs, subject to applicable property and/or local restrictions. Additional fees may apply. Booking restrictions and taxes apply. Rates and availability are subject to change without notice.

Phone: (855) 893-4901

Other Options Nearby

Still weighing your choices? These communities are in the same part of Jacksonville — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Furnished Studio-Jacksonville - Riverwalk - Convention Center Apartment require renters insurance?
We didn't find a public insurance requirement for Furnished Studio-Jacksonville - Riverwalk - Convention Center Apartment, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Furnished Studio-Jacksonville - Riverwalk - Convention Center Apartment?
For this zip code and building type, expect to pay around $16/month ($187/year). For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at Furnished Studio-Jacksonville - Riverwalk - Convention Center Apartment?
Plan for $1,395 to $1,395/month all-in. That's base rent ($1,379), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
How safe is the area around Furnished Studio-Jacksonville - Riverwalk - Convention Center Apartment?
Property crime in Jacksonville runs noticeably higher than the national average — 2168 incidents per 100,000 residents versus the U.S. average of 1578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 255/100K here. On the property itself, you'll find doorman — features that can qualify for premium discounts.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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