7811 Aquarius Cir S Rental: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at 7811 Aquarius Cir S Rental in Arlington? Rent here runs $1,710, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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7811 Aquarius Cir S, Jacksonville, FL 32216

Arlington

4.6/5 ·152 reviews Google
$1,710 /month

Monthly Cost Breakdown at 7811 Aquarius Cir S Rental

The listed rent isn't the whole number. Here's what 7811 Aquarius Cir S Rental actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,816
Base Rent $1,710
Required Monthly Fees $90
Est. Renters Insurance $16/mo

Renters Insurance at 7811 Aquarius Cir S Rental

What Affects Your Premium Here

Every building is different. These factors specific to 7811 Aquarius Cir S Rental can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2168/100K (37% above national average)

What You'll Likely Pay

$16

Est. Monthly

$187

Est. Annual

$16

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 7811 Aquarius Cir S Rental based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$20,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 7811 Aquarius Cir S Rental:

Carrier Monthly Annual
Lemonade $9/mo $107/yr
USAA $10/mo $120/yr
State Farm $13/mo $160/yr
Progressive $14/mo $174/yr
Safeco $14/mo $174/yr
Travelers $16/mo $187/yr
Allstate $17/mo $200/yr
Nationwide $17/mo $200/yr
Farmers $18/mo $214/yr
Liberty Mutual $20/mo $240/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Jacksonville.

2,168 per 100K residents

Property crime rate in Jacksonville

37% above national average (1,578/100K)

Breakdown per 100K residents

Burglary255 (nat. 200)
Larceny / theft1,708 (nat. 1,172)
Vehicle theft204 (nat. 206)

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. 7811 Aquarius Cir S Rental also has on-site security features (Covered parking, Perimeter fencing) that insurers recognize with discounts.

Source: FBI UCR Program, Jacksonville Sheriff's Office (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Water Damage Mentioned
2×
Maintenance Issues Mentioned
1×

On-Site Security

Covered parking Perimeter fencing

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 7811 Aquarius Cir S Rental.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 7811 Aquarius Cir S Rental. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

smartHomeFee

Charged per unit.

$19.99 / mo

utilitiesAdminFee

Charged per unit.

$9.99 / mo

Amenities

Community Features

Fenced Lot

Floor Plan Amenities

Air Conditioning Tile Floors Window Coverings Patio Yard

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around 7811 Aquarius Cir S Rental.

Grocery

  • Harveys Supermarkets 4.1
  • Publix Super Market at Deerwood Lake Commons 4.5
  • Rowe's IGA Supermarket 4.4

Pharmacy

  • Walgreens Pharmacy 3.0
  • CVS Pharmacy 3.5
  • CVS Pharmacy 3.7

Hospital

  • HCA Florida Memorial Hospital Emergency Room 3.9
  • HCA Florida Memorial Hospital 4.1
  • Baptist & Wolfson Town Center Emergency Room (ER) 3.0

Gym

  • Crunch Fitness - Regency Park 4.5
  • Chuze Fitness 4.2
  • Anytime Fitness 4.9

Restaurant

  • Lily European Кitchen Restaurant 4.9
  • Lavash Jax 4.9
  • ALASALAH SHAWRMA 4.8

Park

  • Parque Brackridge 4.0
  • Ed Austin Regional Park 4.6
  • Blue Cypress Park 4.4

Bank

  • Bank of America (with Drive-thru ATM) 2.9
  • Regions Bank 3.7
  • Bank of America ATM (Drive-thru) 2.9

Gas

  • Circle K | Gas Station 4.2
  • Circle K | Gas Station 4.0
  • Murphy USA 4.3

Pet Policy

Bringing a pet? Here's what 7811 Aquarius Cir S Rental allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About 7811 Aquarius Cir S Rental

Please note, our homes are available on a first-come, first-serve basis and are not reserved until the holding fee agreement is signed and the holding fee is paid by the primary applicant. This home features Progress Smart Home - Progress Residential's smart home app, which allows you to control the home securely from any of your devices. Learn more at Coming soon! This home is currently being enjoyed by another resident but will be available soon. Please respect their privacy and do not disturb. You can complete the application process and reserve this home for a $500 non-refundable holding fee until it's ready for move-in. This fee must be paid within 24 hours of being pre-qualified and will be applied to your first month’s rent if you enter into a lease for this home. Interested in this home? You clearly have exceptional taste. This charming 3.0-bedroom, 2.0-bathroom home is not only pet-friendly, but also equipped with smart home features to make everyday life more convenient and connected. Homes like this don’t stay on the market for long—don’t miss your chance to make it yours. Apply today! Some images have been virtually staged to help showcase the potential of spaces in the home. The furnishings shown are for illustrative purposes only and are not included in the home.

Phone: (833) 252-8444

Other Options Nearby

Still weighing your choices? These communities are in the same part of Jacksonville — compare rent and estimated insurance cost side by side.

1126 Brookwood Bluff Rd E Rental

Arlington

$2,000 Ins: ~$14/mo

12318 Cobblestone Cir S Rental

Arlington

$2,030 Ins: ~$16/mo

12341 Amanda Cove Trail Rental

Arlington

$2,399 Ins: ~$16/mo

12344 Sondra Cove Trail N Rental

Arlington

$2,050 Ins: ~$16/mo

13146 Staffordshire Dr S Rental

Arlington

$2,315 Ins: ~$16/mo

1438 Magnolia Cir W Rental

Arlington

$1,524 Ins: ~$16/mo

Frequently Asked Questions

Does 7811 Aquarius Cir S Rental require renters insurance?
We didn't find a public insurance requirement for 7811 Aquarius Cir S Rental, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 7811 Aquarius Cir S Rental?
For this zip code and building type, expect to pay around $16/month ($187/year). For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at 7811 Aquarius Cir S Rental?
Plan for $1,816 to $1,816/month all-in. That's base rent ($1,710), plus $90/month in required fees (trash, utilities, etc.), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 7811 Aquarius Cir S Rental allow pets?
Yes, 7811 Aquarius Cir S Rental is pet-friendly. Here are the details: . Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around 7811 Aquarius Cir S Rental?
Property crime in Jacksonville runs noticeably higher than the national average — 2168 incidents per 100,000 residents versus the U.S. average of 1578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 255/100K here. On the property itself, you'll find covered parking, perimeter fencing — features that can qualify for premium discounts.
What parking is available at 7811 Aquarius Cir S Rental?
Garage Parking. Worth noting: covered or garage parking can reduce your vehicle's exposure to weather and theft, which some auto insurance carriers reward with lower rates.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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