Arbor Place Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 12, 2026

Thinking about renting at Arbor Place Apartments in Southside? Rent here runs $949 - $1,449, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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5800 Barnes Rd S, Jacksonville, FL 32216

Southside

Built 1970 2 stories 206 units
4.2/5 ·313 reviews Google
4/5 ·6 reviews
$949 - $1,449 /month

Monthly Cost Breakdown at Arbor Place Apartments

The listed rent isn't the whole number. Here's what Arbor Place Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $965 – $1,465
Base Rent $949 – $1,449
Required Monthly Fees $0
Est. Renters Insurance $16/mo

Renters Insurance at Arbor Place Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Arbor Place Apartments can push your insurance cost up or down:

Older Building

Built in 1970 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: C

NeighborhoodScout

Safer than only 6% of US cities

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$16

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Arbor Place Apartments based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Arbor Place Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Arbor Place Apartments.

C

Area Crime Grade

6%

Jacksonville overall is safer than only 6% of U.S. cities

This reflects Jacksonville as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: Arbor Place Apartments has on-site security features (Property manager on site) that insurers recognize with premium discounts.

On-Site Security

Property manager on site

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Arbor Place Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Arbor Place Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$50

Administrative Fee

Charged per unit.

$125

Pets Fees

One-Time Pet Fee

Max of 3. Charged per pet.

$350 - $650

Monthly Pet Fee

Max of 3. Charged per pet.

$28 / mo

Parking Fees

Parking Deposit

Charged per vehicle.

$0

Parking Fee

Charged per vehicle.

$25 / mo

Surface Lot

Free parking around the premises and Optional Reserved Parki... Read Moreng - $25 Per month Read Less

Amenities

Special Features

Black Appliances 1st Floor Stainless-Steel Set Includes Valet Trash

Community Features

Laundry Facilities Maintenance on site Online Services Pet Play Area Walk-Up Cabana Fitness Center Pool Playground

Floor Plan Amenities

High Speed Internet Access Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Tub/Shower Fireplace Dishwasher Stainless Steel Appliances Pantry Kitchen Oven Range Refrigerator Freezer Carpet Vinyl Flooring Dining Room Views Walk-In Closets Large Bedrooms Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Arbor Place Apartments.

Grocery

  • Freshfields Farm Jacksonville 4.7
  • Save A Lot 4.1

Pharmacy

  • Halliday's & Koivisto's Pharmacy 4.3
  • CVS Pharmacy 3.7
  • Jackson Pharmacy 3.8

Hospital

  • HCA Florida Memorial Hospital Emergency Room 3.9
  • HCA Florida Memorial Hospital 4.1
  • Ascension St. Vincent's Emergency Care - Southside 4.2

Gym

  • Planet Fitness 4.5
  • Anytime Fitness 4.9
  • LA Fitness 4.1

Restaurant

  • Yan Sushi Restaurant 4.8
  • Sweet southern skillet LLC 4.9
  • Beignets Caribbean Cafe 4.2

Park

  • Lovelace Park 4.0
  • Jacksonville Drew Park 4.4
  • Victoria Park 4.0

Bank

  • Bank of America (with Drive-thru ATM) 2.4
  • Regions Bank 3.7
  • Arbor Place Apartments 4.2

Gas

  • bp 3.3
  • RaceTrac 3.4
  • GATE Gas Station 3.0

Pet Policy

Bringing a pet? Here's what Arbor Place Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Birds, Cats, and Dogs Allowed

  • $28 Monthly Pet Rent
  • 3 Pet Limit

About Arbor Place Apartments

Welcome to Arbor Place! Our community is conveniently located near shops, I-95, schools, and fine dining; we have everything you need nearby. The beautiful grounds feature lush landscaping and brick buildings, and We have much to offer, starting from a dog park, playground, an outdoor gym, and 2 large sparkling pools where you can lay on a hammock near the beautiful pool cabana.  Our Modern renovated units include the following Amenities: an all-electric kitchen, dishwasher, walk-in closets, carpeted/vinyl floors, a separate dining room, and much more... Join our pet-friendly apartment community for features and amenities designed with you in mind and fit for just about every lifestyle. Stay with us for our friendly customer service and fast and reliable maintenance. Everything you desire is right here, Call today and find your home with a tour that will fit your needs.

Year Built: 1970
Stories: 2
Total Units: 206
Phone: (904) 944-9919

Other Options Nearby

Still weighing your choices? These communities are in the same part of Jacksonville — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Arbor Place Apartments require renters insurance?
We didn't find a public insurance requirement for Arbor Place Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Arbor Place Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Arbor Place Apartments?
Plan for $965 to $1,465/month all-in. That's base rent ($949 - $1,449), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Arbor Place Apartments allow pets?
Yes, Arbor Place Apartments is pet-friendly. Here are the details: Birds, Cats, and Dogs Allowed. $28 Monthly Pet Rent. 3 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Arbor Place Apartments?
The area has a C crime grade, which is worth factoring into your coverage decisions. That puts it safer than 6 of U.S. cities. On the property itself, you'll find property manager on site — features that can also qualify you for insurance discounts.
What floor plans does Arbor Place Apartments offer?
There are 13 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $949 - $1,449. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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