3200 Hartley Rd, Jacksonville, FL 32257
Southside
Monthly Cost Breakdown at Arcona Grove Apartments
The listed rent isn't the whole number. Here's what Arcona Grove Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Arcona Grove Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Arcona Grove Apartments can push your insurance cost up or down:
Older Building
Built in 1978 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
Water/Leak Issues
6 mentions in Google reviews
Pest Issues
3 mentions in Google reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2168/100K (37% above national average)
What You'll Likely Pay
$16
Est. Monthly
$194
Est. Annual
$16
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Arcona Grove Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Arcona Grove Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $16/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Jacksonville.
Property crime rate in Jacksonville
37% above national average (1,578/100K)
Breakdown per 100K residents
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Arcona Grove Apartments also has on-site security features (Package service, Property manager on site, Covered parking) that insurers recognize with discounts.
Source: FBI UCR Program, Jacksonville Sheriff's Office (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Arcona Grove Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Arcona Grove Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Parking Fees
Surface Lot
Plenty of parking & car ports.
Amenities
Special Features
Community Features
Floor Plan Amenities
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Arcona Grove Apartments.
Grocery
- Whole Foods Market 4.4
- Publix Super Market on San Jose Blvd 4.6
- Walmart Neighborhood Market 4.2
Pharmacy
- CVS Pharmacy 4.1
- CVS Pharmacy 3.8
- Publix Pharmacy on San Jose Blvd 4.1
Hospital
- HCA Florida Mandarin Emergency 3.9
- Ascension St. Vincent's Emergency Care - Southside 4.2
- HCA Florida Memorial Hospital Emergency Room 3.9
Gym
- Chuze Fitness 4.3
- LA Fitness 4.1
- Chuze Fitness 4.1
Restaurant
- Mandarin Landing 4.4
- Picasso's 4.6
- Bob Evans 4.1
Park
- Losco Regional Park 4.6
- Tommy Hazouri Sr. Park 4.5
- Alejandro Garces Camp Tomahawk Park 4.6
Bank
- Ameris Bank 4.6
- TD Bank 3.0
- EverBank 3.9
Gas
- Circle K 3.4
- Sunoco 3.1
- Circle K | Gas Station 4.2
Pet Policy
Bringing a pet? Here's what Arcona Grove Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
Cats Allowed
- $15 Monthly Pet Rent
- $300 Fee
- 2 Pet Limit
- 75 lb Weight Limit
About Arcona Grove Apartments
NEWLY RENOVATED OPTIONS NOW AVAILABLE- (limited availability)!! Our one and two bedroom apartments feature upgraded wood vinyl flooring, black appliances, and kitchen back splash. Enjoy our clubhouse with business center, along with our state of the art fitness center, two (2) pools, a dog park, children's playground, outdoor sport court, two (2) laundry facilities, and covered parking. We are located in the Mandarin area of Jacksonville, Florida, just two minutes to I-295, Jax NAS, the Buckman Bridge, and Orange Park. You will find yourself close to everything Mandarin has to offer. With its stylish decor and easy living, this property will be sure to take you over the edge of modern living. We invite you to tour our property today and look forward to you making Arcona Grove your new home!
Other Options Nearby
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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