Brookwood Club Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Brookwood Club Apartments in Arlington? Rent here runs $1,085 – $2,060, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1385 Brookwood Forest Blvd, Jacksonville, FL 32225

Arlington

Built 1987 3 stories 360 units
3.9/5 ·278 reviews Google
4/5 ·199 reviews Apt. Finder
$1,085 – $2,060 /month

Monthly Cost Breakdown at Brookwood Club Apartments

The listed rent isn't the whole number. Here's what Brookwood Club Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,171 – $2,146
Base Rent $1,085 – $2,060
Required Monthly Fees $71
Est. Renters Insurance $15/mo

Renters Insurance at Brookwood Club Apartments

We found a few insurance details on Brookwood Club Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Brookwood Club Apartments can push your insurance cost up or down:

Older Building

Built in 1987 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2168/100K (37% above national average)

What You'll Likely Pay

$15

Est. Monthly

$177

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Brookwood Club Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Brookwood Club Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Jacksonville.

Jacksonville property crime rate

2,168

per 100K residents

37% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
255 / 200
Larceny / theft
1,708 / 1,172
Vehicle theft
204 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Brookwood Club Apartments also has on-site security features (Property manager on site) that insurers recognize with discounts.

Source: FBI UCR Program, Jacksonville Sheriff's Office (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned

On-Site Security

Property manager on site

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Brookwood Club Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Brookwood Club Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Conservice Admin Fee

Charged per unit.

$5.25 / mo

Bulk Internet Program

Charged per unit.

$50 / mo

Electricity

Directly metered Charged per unit.

Varies / mo

Water

Allocated by bedroom count Charged per unit.

Varies / mo

Sewer

Allocated by bedroom count Charged per unit.

Varies / mo

Trash

Allocated by bedroom count Charged per unit.

Varies / mo

Application Deposit

Charged per unit.

$300

Application Fee

Charged per applicant.

$50

Administration Fee

Charged per unit.

$150

Move out Service Fee

Charged per unit.

$10

Pets Fees

Pet Deposit

| Restrictions: None

$300

Pet Rent

Max of 1. Charged per pet.

$25 / mo

Addons Fees

Renter's Insurance Charges

Charged per unit.

$15 / mo

Early Term Fee

200% of Rent Charged per unit.

Varies / occurrence

Amenities

Special Features

Shuffleboard Bark Park Hardwood-Style Flooring Covered Veranda Elegant Quartz Countertops Contemporary Custom Cabinetry Grilling Areas Pool View from Every Home Resident Lounge

Community Features

Maintenance on site 24 Hour Access Online Services Pet Play Area Business Center Clubhouse Lounge Fitness Center Pool Tennis Court

Floor Plan Amenities

Wi-Fi Washer/Dryer Hookup Air Conditioning Ceiling Fans Cable Ready Tub/Shower Dishwasher Disposal Stainless Steel Appliances Kitchen Oven Refrigerator Freezer Quartz Countertops Carpet Vinyl Flooring Walk-In Closets Window Coverings Large Bedrooms Balcony Patio Porch

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Brookwood Club Apartments.

Grocery

  • BAKU European Market 4.8
  • Walmart Supercenter 4.0
  • Publix Super Market Plaza 4.5

Pharmacy

  • Monument Pharmacy 4.6
  • CVS Pharmacy 4.4
  • Walmart Pharmacy 3.5

Hospital

  • Ascension St. Vincent's Emergency Care - Arlington 4.1
  • HCA Florida Atlantic Emergency 3.6
  • HCA Florida Memorial Hospital Emergency Room 3.9

Gym

  • Florida Extreme Fitness Center 4.7
  • Iron House Gym Jacksonville 4.8
  • Crunch Fitness - Regency Park 4.5

Restaurant

  • Southern Coast Seafood 4.4
  • Cajun Crab Juicy Seafood & Bar 4.8
  • Me gusta full grill 4.9

Park

  • Buck Park 4.0
  • Kathryn Abbey Hanna Park 4.7
  • Losco Regional Park 4.6

Bank

  • Bank of America (with Drive-thru ATM) 2.5
  • Brookwood Club 3.9
  • Brookwood Forest Apartments 3.6

Gas

  • Circle K | Gas Station 3.8
  • GATE Gas Station 4.3
  • GATE Gas Station 2.7

Pet Policy

Bringing a pet? Here's what Brookwood Club Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About Brookwood Club Apartments

Year Built: 1987
Stories: 3 stories
Units: 360
Phone: (904) 694-5659

From the property listing:

Brookwood Club Apartments is located near SR-9A on Monument Road in the East Arlington area of Jacksonville, Florida. Brookwood Club offers one and two-bedroom apartment homes for rent featuring washer/dryer connections, spacious patios or balconies, walk-in closets and more! Our community's unique design allows residents to enjoy a view of one of our ten stunning swimming pools. Enjoy recent updates like cherry wood cabinetry, newly refinished countertops, updated appliances, lighting and hardware.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Jacksonville — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Brookwood Club Apartments require renters insurance?
We found specific coverage details on Brookwood Club Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Brookwood Club Apartments?
For this zip code and building type, expect to pay around $15/month ($177/year). For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at Brookwood Club Apartments?
Plan for $1,171 to $2,146/month all-in. That's base rent ($1,085 – $2,060), plus $71/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Brookwood Club Apartments allow pets?
Yes, Brookwood Club Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Brookwood Club Apartments?
Property crime in Jacksonville runs noticeably higher than the national average — 2,168 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 255/100K here. On the property itself, you'll find property manager on site — features that can qualify for premium discounts.
What floor plans does Brookwood Club Apartments offer?
There are 9 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,085 – $2,060. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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