2929 Justina Rd, Jacksonville, FL 32277
Arlington
Monthly Cost Breakdown at Caroline Village Apartments
The listed rent isn't the whole number. Here's what Caroline Village Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Caroline Village Apartments
We found a few insurance details on Caroline Village Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Caroline Village Apartments can push your insurance cost up or down:
Older Building
Built in 1963 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
Security System Issues
1 mentions of broken gates, cameras, or locks in reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2168/100K (37% above national average)
What You'll Likely Pay
$18
Est. Monthly
$215
Est. Annual
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Caroline Village Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Florida. Cats present minimal liability risk vs dogs.
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Caroline Village Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $107/yr |
| USAA | $10/mo | $120/yr |
| State Farm | $13/mo | $160/yr |
| Progressive | $14/mo | $174/yr |
| Safeco | $14/mo | $174/yr |
| Travelers | $16/mo | $187/yr |
| Allstate | $17/mo | $200/yr |
| Nationwide | $17/mo | $200/yr |
| Farmers | $18/mo | $214/yr |
| Liberty Mutual | $20/mo | $240/yr |
Discounts You May Qualify For
Next Step
See if you can beat $18/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Jacksonville.
Jacksonville property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Caroline Village Apartments also has on-site security features (Property manager on site, Video patrol) that insurers recognize with discounts.
Source: FBI UCR Program, Jacksonville Sheriff's Office (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Caroline Village Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Caroline Village Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Pets Fees
Pet Deposit
Max of 2. Charged per pet.
One-Time Pet Fee
Max of 2. Charged per pet.
Monthly Pet Fee
Max of 2. Charged per pet.
Amenities
Special Features
Community Features
Floor Plan Amenities
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Caroline Village Apartments.
Grocery
- Whole Foods Market 4.4
- Buy Rite 3.8
- El Caribe grocery 4.7
Pharmacy
- BEST PHARMACY 4.0
- CVS Pharmacy 4.1
- Pharmacy Plus 5.0
Hospital
- HCA Florida Memorial Hospital Emergency Room 3.9
- HCA Florida Merrill Road Emergency 3.6
- Ascension St. Vincent's Emergency Care - Arlington 4.1
Restaurant
- El Sazon Boricua 4.9
- University Diner 4.2
- ASIAN DRAGON 4.6
Park
- Blue Cypress Park 4.4
- Gerrie's Park
- Caroline Village 2.7
Bank
- Fifth Third Bank & ATM 3.1
- Bank of America (with Drive-thru ATM) 2.9
- Caroline Village 2.7
Gas
- GATE Gas Station 4.2
- RaceTrac 3.2
- Sunoco 3.9
Pet Policy
Bringing a pet? Here's what Caroline Village Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Caroline Village Apartments
From the property listing:
Come home to Caroline Village, where thoughtful design, convenience, and comfort upgrade your routine. Our apartments in Jacksonville, FL, have everything you need to step into a life of ease in a place that instantly feels like home. With close access to a variety of restaurants, shops, parks, and entertainment, and just a few minutes from Jacksonville University, you can step into the local lifestyle right outside your door. Here, the perfect combination of nature and contemporary city life is yours.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Jacksonville — compare rent and estimated insurance cost side by side.
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13146 Staffordshire Dr S Rental
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Frequently Asked Questions
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What will I actually pay per month at Caroline Village Apartments?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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