989 Monument Rd, Jacksonville, FL 32225
Jacksonville
Monthly Cost Breakdown at Colonnade at Regency Apartments
The listed rent isn't the whole number. Here's what Colonnade at Regency Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Colonnade at Regency Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Colonnade at Regency Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
Vehicle Break-ins
1 mentions in Google reviews
Vehicle Crime
1 mentions of car theft, vandalism, or break-ins in reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2168/100K (37% above national average)
What You'll Likely Pay
$14
Est. Monthly
$168
Est. Annual
$13
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Colonnade at Regency Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Colonnade at Regency Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $13/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Jacksonville.
Property crime rate in Jacksonville
37% above national average (1,578/100K)
Breakdown per 100K residents
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Colonnade at Regency Apartments also has on-site security features (Property manager on site, Doorman, Sprinklers, Covered parking, On site maintenance) that insurers recognize with discounts.
Source: FBI UCR Program, Jacksonville Sheriff's Office (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Colonnade at Regency Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Colonnade at Regency Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Parking Fees
Garage Lot
Garages Are In Phase I
Other
This is a garage WITH a parking space in front of it.
Amenities
Special Features
Community Features
Floor Plan Amenities
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Colonnade at Regency Apartments.
Grocery
- Walmart Supercenter 4.0
- Target Grocery 4.1
- Publix Super Market at Cobblestone Crossing 4.6
Pharmacy
- CVS Pharmacy 4.4
- Monument Pharmacy 4.6
- Walmart Pharmacy 3.5
Hospital
- Ascension St. Vincent's Emergency Care - Arlington 4.1
- HCA Florida Memorial Hospital Emergency Room 3.9
- HCA Florida Atlantic Emergency 3.6
Gym
- Planet fitness (Commerce Center) 4.4
- Chuze Fitness 4.1
- Florida Extreme Fitness Center 4.7
Restaurant
- Cantina Louie (Jacksonville/Monument, FL) 4.5
- Ruby Tuesday 4.2
- Me gusta full grill 4.9
Park
- Ed Austin Regional Park 4.6
- Losco Regional Park 4.6
- Colonnade at Regency Apartments 3.6
Bank
- Truist 3.2
- Regions Bank 3.4
- Bank of America (with Drive-thru ATM) 2.9
Gas
- GATE Gas Station 2.7
- Circle K | Gas Station 3.8
- Circle K 3.4
Pet Policy
Bringing a pet? Here's what Colonnade at Regency Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
- Pet policies are negotiable.
About Colonnade at Regency Apartments
Thanks for your interest in our wonderful community. The Colonnade at Regency Luxury Apartment Homes is one of the newest and most popular communities in Jacksonville. Conveniently located close to major highways, shopping, dining, entertainment and everything you might need. Our beautiful master planned community will make you feel right at home. Our community amenity package includes everything that you could possibly want or need. One resort style swimming pools, private executive room with mail room, 24- hour fitness center, tot lot, covered gazebo with BBQ grills, car care center and 24-Hour emergency maintenance are there to make your life as easy as possible. We have spacious 1,2 and 3 bedroom floor plans for you to choose from with private/ semi private garages available. Your new apartment home will include full-size washer/ dryer, ceramic tile in entry foyer, upgraded kitchens and baths, large walk in closets, sunrooms, computer nook, and garden size tubs. Make a appointment today and reserve your next home. Remember "ITS TIME TO LIVE"!
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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