Eddison at Deerwood Park Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Eddison at Deerwood Park Apartments in Southside? Rent here runs $1,295 – $2,065, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

Get Renters Insurance for Eddison at Deerwood Park Apartments

Compare renters insurance quotes in seconds

4435 Touchton Rd E, Jacksonville, FL 32246

Southside

Managed by American Landmark Built 2001 3 stories 282 units
3.7/5 ·248 reviews Google
5/5 ·15 reviews Apt. Finder
$1,295 – $2,065 /month

Monthly Cost Breakdown at Eddison at Deerwood Park Apartments

The listed rent isn't the whole number. Here's what Eddison at Deerwood Park Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,310 – $2,080
Base Rent $1,295 – $2,065
Est. Renters Insurance $15/mo

Renters Insurance at Eddison at Deerwood Park Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Eddison at Deerwood Park Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2168/100K (37% above national average)

What You'll Likely Pay

$15

Est. Monthly

$178

Est. Annual

$14

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Eddison at Deerwood Park Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Eddison at Deerwood Park Apartments:

Carrier Monthly Annual
Lemonade $8/mo $102/yr
USAA $10/mo $114/yr
State Farm $13/mo $152/yr
Progressive $14/mo $165/yr
Safeco $14/mo $165/yr
Travelers $15/mo $178/yr
Allstate $16/mo $190/yr
Nationwide $16/mo $190/yr
Farmers $17/mo $203/yr
Liberty Mutual $19/mo $228/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Jacksonville.

Jacksonville property crime rate

2,168

per 100K residents

37% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
255 / 200
Larceny / theft
1,708 / 1,172
Vehicle theft
204 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Eddison at Deerwood Park Apartments also has on-site security features (Package service, Property manager on site, Gated, Controlled access, Package lockers) that insurers recognize with discounts.

Source: FBI UCR Program, Jacksonville Sheriff's Office (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned

On-Site Security

Package service Property manager on site Gated Controlled access Package lockers

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Eddison at Deerwood Park Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Eddison at Deerwood Park Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$85

Administrative Fee

Charged per unit.

$250

Pets Fees

One-Time Pet Fee

Max of 2. Charged per pet.

$400

Monthly Pet Fee

Max of 2. Charged per pet.

$30 / mo

Parking Fees

Parking Fee

Charged per vehicle.

$50 / mo

Other

Storage units available for $50/ month

Amenities

Special Features

In-Home Washer and Dryers Tiled Kitchen Backsplash 9' Ceilings w/ Decorative Crown Molding Convenient 24/7 Online Resident Services American Landmark 360 Resident Program Bark Park for your Furry Friends Built-In Microwave Private Patios and Balconies* Storage Units Available Sunrooms* Wood Style Flooring* Garden Tubs Controlled Access Gates USB Outlets Zen Yoga Room Lounge & Co-Working Space Parcel Pending Package Lockers Community Car Care Center Gourmet Coffee Bar Outdoor Kitchen & Grill Area Garages Available

Community Features

Maintenance on site Car Wash Area Clubhouse Lounge Multi Use Room Conference Rooms Walk-Up Courtyard Fitness Center Pool Volleyball Court

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Ceiling Fans Storage Space Tub/Shower Dishwasher Disposal Ice Maker Stainless Steel Appliances Kitchen Oven Refrigerator Quartz Countertops Hardwood Floors Carpet Walk-In Closets Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Eddison at Deerwood Park Apartments.

Grocery

  • Whole Foods Market 4.4
  • Publix Super Market at Deerwood Lake Commons 4.5
  • Sprouts Farmers Market 4.5

Pharmacy

  • Medtown PHARMACY 4.9
  • Thrive Pharmacy 5.0
  • CVS Pharmacy 4.3

Hospital

  • HCA Florida Memorial Hospital Emergency Room 3.9
  • Baptist & Wolfson Town Center Emergency Room (ER) 3.0

Restaurant

  • Gyro 365 4.7
  • Seasons 52 4.6
  • The Capital Grille 4.6

Park

  • Touchton Park 4.6
  • Eddison at Deerwood Park Pool

Bank

  • Chase Bank 2.6
  • Ameris Bank 4.6
  • TD Bank 3.3

Gas

  • Daily's and Daily's Dash 3.6
  • RapidXChange Propane 5.0
  • Free Air & Water Kiosk

Pet Policy

Bringing a pet? Here's what Eddison at Deerwood Park Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$30 Monthly Pet Rent
$350 Fee
2 Pet Limit

About Eddison at Deerwood Park Apartments

Year Built: 2001
Stories: 3 stories
Units: 282
Management: American Landmark
Phone: (904) 643-7247

From the property listing:

Spacious. Modern. Stylish. Yours. Our community in Jacksonville, Florida, boasts resort-inspired amenities and renovated 1, 2, and 3-bedroom apartment homes in a great location. Each pet-friendly apartment is outfitted with stylish accents and plenty of perks to transform your everyday into something special. Right outside your home, you'll find community amenities like our upscale resort-inspired swimming pool & state of the art fitness center. Plus, our ideal location near St John's Town Center puts you close to everything Jacksonville has to offer.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Jacksonville — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Eddison at Deerwood Park Apartments require renters insurance?
We didn't find a public insurance requirement for Eddison at Deerwood Park Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Eddison at Deerwood Park Apartments?
For this zip code and building type, expect to pay around $15/month ($178/year). Eddison at Deerwood Park Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at Eddison at Deerwood Park Apartments?
Plan for $1,310 to $2,080/month all-in. That's base rent ($1,295 – $2,065), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Eddison at Deerwood Park Apartments allow pets?
Yes, Eddison at Deerwood Park Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $30 Monthly Pet Rent. $350 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Eddison at Deerwood Park Apartments?
Property crime in Jacksonville runs noticeably higher than the national average — 2,168 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 255/100K here. On the property itself, you'll find package service, property manager on site, gated, controlled access — features that can qualify for premium discounts.
What floor plans does Eddison at Deerwood Park Apartments offer?
There are 5 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,295 – $2,065. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for Eddison at Deerwood Park Apartments

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.

Your privacy

We use cookies to run this site, measure how it's used, and support our advertising. See our Privacy Policy for details.