Heron Walk Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 12, 2026

Thinking about renting at Heron Walk Apartments in Southside? Rent here runs $961 - $1,471, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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7400 Powers Ave, Jacksonville, FL 32217

Southside

Managed by Bridge Property Management Built 1979 2 stories 384 units
4.3/5 ·531 reviews Google
4/5 ·1 review
$961 - $1,471 /month

Monthly Cost Breakdown at Heron Walk Apartments

The listed rent isn't the whole number. Here's what Heron Walk Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $977 – $1,487
Base Rent $961 – $1,471
Required Monthly Fees $0
Est. Renters Insurance $16/mo

Renters Insurance at Heron Walk Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Heron Walk Apartments can push your insurance cost up or down:

Older Building

Built in 1979 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: C

NeighborhoodScout

Safer than only 6% of US cities

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$16

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Heron Walk Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Heron Walk Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Heron Walk Apartments.

C

Area Crime Grade

6%

Jacksonville overall is safer than only 6% of U.S. cities

This reflects Jacksonville as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: Heron Walk Apartments has on-site security features (Package service, Property manager on site) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned
1×

On-Site Security

Package service Property manager on site

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Heron Walk Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Heron Walk Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Parking Fees

Surface Lot

Amenities

Special Features

Laundry Facility Views Available All-Electric Kitchen Appliances Beautiful Landscaping Carpeted Floors EV Charging Stations Vaulted Ceilings Ceiling Fans* Mini Blinds Picnic Area with Barbecue Private Patio or Balcony Vertical Blinds Car Wash Center Easy Access to Freeways Bridge Credit Plus Spacious Walk-In Closets Soccer Field Access to Public Transportation Central Heating & Air Easy Access to Shopping Monthly Resident Events Moving Services Non-Smoking Community Public Parks Nearby Washer & Dryer*

Community Features

Laundry Facilities Maintenance on site Renters Insurance Program Laundry Service Online Services Pet Play Area Car Charging Station Car Wash Area Walk-Up Grill Picnic Area Fitness Center Pool Playground

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Tub/Shower Dishwasher Disposal Kitchen Microwave Oven Refrigerator Freezer Hardwood Floors Carpet Vaulted Ceiling Walk-In Closets Large Bedrooms Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Heron Walk Apartments.

Grocery

  • Los Amigos Supermarket 4.6
  • Publix Super Market at University Square 4.6
  • Joe Mart Food Store 3.6

Pharmacy

  • Public Square Pharmacy 4.7
  • CVS Pharmacy 4.6
  • Jaxx Pharmacy 4.8

Hospital

  • HCA Florida Memorial Hospital Emergency Room 3.9
  • HCA Florida Memorial Hospital 4.1
  • Baptist & Wolfson Town Center Emergency Room (ER) 3.0

Gym

  • Orangetheory Fitness 4.7
  • LA Fitness 4.1
  • Anytime Fitness 4.9

Gas

  • Snack & Gas #2 3.4
  • Kangaroo Gas Station 2.3
  • Exxon 4.3

Pet Policy

Bringing a pet? Here's what Heron Walk Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

  • $10 Monthly Pet Rent
  • $300-$500 Fee
  • 2 Pet Limit

About Heron Walk Apartments

Experience the best at Heron Walk Apartments! Enhanced by its lush landscaping and traditional styling, Heron Walk Apartments offers beautiful apartment homes nestled in Jacksonville, Florida. We are conveniently located near San Jose Country Club, St. Johns River, and Philips Highway. Our prime location places you just minutes away from local shopping, major freeways, family eateries, unique boutiques, and entertainment hot spots.

Year Built: 1979
Stories: 2
Total Units: 384
Management: Bridge Property Management
Phone: (904) 664-1573

Other Options Nearby

Still weighing your choices? These communities are in the same part of Jacksonville — with their own insurance costs and safety profiles worth comparing.

10717 Coleman Rd Rental

Southside

$2,375 Ins: ~$14/mo
Moderate Risk

11159 Wethersfield Ct Rental

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$2,285 Ins: ~$14/mo
Moderate Risk

11774 Mountain Ash Rd E Rental

Southside

$2,325 Ins: ~$14/mo
Moderate Risk

11836 Lake Fern Dr Rental

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$2,799 Ins: ~$14/mo
Moderate Risk

11989 Collins Creek Dr Rental

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$2,549 Ins: ~$14/mo
Moderate Risk

12407 Hatton Chase Ln E Rental

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$2,345 Ins: ~$14/mo
Moderate Risk

Frequently Asked Questions

Does Heron Walk Apartments require renters insurance?
We didn't find a public insurance requirement for Heron Walk Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Heron Walk Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Heron Walk Apartments?
Plan for $977 to $1,487/month all-in. That's base rent ($961 - $1,471), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Heron Walk Apartments allow pets?
Yes, Heron Walk Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $10 Monthly Pet Rent. $300-$500 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Heron Walk Apartments?
The area has a C crime grade, which is worth factoring into your coverage decisions. That puts it safer than 6 of U.S. cities. On the property itself, you'll find package service, property manager on site — features that can also qualify you for insurance discounts.
What floor plans does Heron Walk Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $961 - $1,471. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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