Interra Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Interra Apartments in Arlington? Rent here runs $1,256 – $1,660, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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8000 Arlington Expy, Jacksonville, FL 32211

Arlington

Managed by AXIA - Interra Built 2025 6 stories 95 units
4.4/5 ·7 reviews Google
3/5 ·3 reviews Apt. Finder
$1,256 – $1,660 /month

Monthly Cost Breakdown at Interra Apartments

The listed rent isn't the whole number. Here's what Interra Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,270 – $1,674
Base Rent $1,256 – $1,660
Est. Renters Insurance $14/mo

Renters Insurance at Interra Apartments

We found a few insurance details on Interra Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Interra Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2168/100K (37% above national average)

What You'll Likely Pay

$14

Est. Monthly

$172

Est. Annual

$12

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Interra Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Florida

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Interra Apartments:

Carrier Monthly Annual
Lemonade $9/mo $112/yr
USAA $11/mo $126/yr
State Farm $14/mo $168/yr
Progressive $15/mo $182/yr
Safeco $15/mo $182/yr
Travelers $16/mo $196/yr
Allstate $18/mo $210/yr
Nationwide $18/mo $210/yr
Farmers $19/mo $224/yr
Liberty Mutual $21/mo $252/yr

Discounts You May Qualify For

Gated community
-5%
Security cameras
-5%
Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

8 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Jacksonville.

Jacksonville property crime rate

2,168

per 100K residents

37% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
255 / 200
Larceny / theft
1,708 / 1,172
Vehicle theft
204 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Interra Apartments also has on-site security features (Controlled access, Property manager on site, Video patrol, Gated, Gated access, Security cameras, Sprinklers) that insurers recognize with discounts.

Source: FBI UCR Program, Jacksonville Sheriff's Office (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned
Slip/Fall Hazards Mentioned

On-Site Security

Controlled access Property manager on site Video patrol Gated Gated access Security cameras Sprinklers

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Interra Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Amenities

Special Features

Access Controlled Camera Surveillance Parking Concrete Construction Gated Community

Community Features

Maintenance on site 24 Hour Access Online Services Planned Social Activities Pet Play Area Public Transportation Clubhouse Disposal Chutes Gas Range

Floor Plan Amenities

Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Tub/Shower Sprinkler System Dishwasher Disposal Ice Maker Stainless Steel Appliances Island Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Vinyl Flooring Office Walk-In Closets Linen Closet Window Coverings Large Bedrooms Floor to Ceiling Windows

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Interra Apartments.

Grocery

  • Publix Super Market at Arlington River 4.6
  • Walmart Supercenter 4.0
  • Harveys Supermarkets 4.1

Pharmacy

  • Walgreens 2.8
  • CVS Pharmacy 3.9
  • CVS 3.0

Hospital

  • HCA Florida Memorial Hospital Emergency Room 3.9
  • Ascension St. Vincent's Emergency Care - Arlington 4.1
  • HCA Florida Memorial Hospital 4.1

Gym

  • Orangetheory Fitness 4.7
  • Club 14 Fitness 4.9
  • Iron House Gym Jacksonville 4.8

Restaurant

  • Gyro 365 4.7
  • Hopdoddy Burger Bar 4.4
  • IRIE VYBZ CUISINE 4.8

Park

  • Bruce Park 4.0
  • Arlingwood Park 4.0
  • Blue Cypress Park 4.4

Bank

  • Regions Bank 3.7
  • Bank of America (with Drive-thru ATM) 3.0
  • Bank of America (with Drive-thru ATM) 2.4

Gas

  • Sunoco 3.9
  • bp 4.1
  • Exxon 3.8

Pet Policy

Bringing a pet? Here's what Interra Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Pet policies are negotiable.

About Interra Apartments

Year Built: 2025
Stories: 6 stories
Units: 95
Management: AXIA - Interra
Phone: (904) 560-5861

From the property listing:

Grand Opening Special: 3 Months Free! (Net Effective Rent Listed) MUST READ: Advertised rent is the Net Effective Rent based on a 12-month lease with 3 months free. Please ask leasing office for details.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Jacksonville — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Interra Apartments require renters insurance?
We found specific coverage details on Interra Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Interra Apartments?
For this zip code and building type, expect to pay around $14/month ($172/year). Interra Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $16/month, so this building is below average.
What will I actually pay per month at Interra Apartments?
Plan for $1,270 to $1,674/month all-in. That's base rent ($1,256 – $1,660), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Interra Apartments allow pets?
Pet policies at Interra Apartments are handled on a case-by-case basis — contact the leasing office for details.
How safe is the area around Interra Apartments?
Property crime in Jacksonville runs noticeably higher than the national average — 2,168 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 255/100K here. On the property itself, you'll find controlled access, property manager on site, video patrol, gated — features that can qualify for premium discounts.
What floor plans does Interra Apartments offer?
There are 4 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,256 – $1,660. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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