Le Montage Luxury Rental Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 12, 2026

Thinking about renting at Le Montage Luxury Rental Apartments in Southside? Rent here runs $1,595 - $1,891, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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3050 Old River Rd, Jacksonville, FL 32223

Southside

Built 2020 2 stories 60 units
3.3/5 ·12 reviews Google
5/5 ·1 review
$1,595 - $1,891 /month

Monthly Cost Breakdown at Le Montage Luxury Rental Apartments

The listed rent isn't the whole number. Here's what Le Montage Luxury Rental Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,608 – $1,904
Base Rent $1,595 – $1,891
Required Monthly Fees $0
Est. Renters Insurance $13/mo

Renters Insurance at Le Montage Luxury Rental Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Le Montage Luxury Rental Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: C

NeighborhoodScout

Safer than only 6% of US cities

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Le Montage Luxury Rental Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Le Montage Luxury Rental Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Le Montage Luxury Rental Apartments.

C

Area Crime Grade

6%

Jacksonville overall is safer than only 6% of U.S. cities

This reflects Jacksonville as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: Le Montage Luxury Rental Apartments has on-site security features (Covered parking) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Pest Issues Mentioned
Noise Mentioned
Management Issues Mentioned

On-Site Security

Covered parking

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Le Montage Luxury Rental Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Le Montage Luxury Rental Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Administrative Fee

$200

Application Fee Per Applicant

$75

Pets Fees

One-Time Pet Fee

Max of 2. Charged per pet.

$500

Monthly Pet Fee

Max of 2. Charged per pet.

$30 / mo

One-Time Pet Fee

Max of 2. Charged per pet.

$350

Parking Fees

Garage Lot

Amenities

Floor Plan Amenities

Washer/Dryer Air Conditioning Heating Ceiling Fans Dishwasher Granite Countertops Kitchen Range Walk-In Closets

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Le Montage Luxury Rental Apartments.

Grocery

  • Whole Foods Market 4.4
  • Trader Joe's 4.7
  • Publix Super Market at Mandarin Oaks Shopping Center 4.6

Pharmacy

  • Walgreens Pharmacy 4.6
  • Publix Pharmacy at Mandarin Oaks Shopping Center 3.4
  • Walmart Pharmacy 3.5

Hospital

  • HCA Florida Mandarin Emergency 3.9
  • HCA Florida Memorial Hospital Emergency Room 3.9
  • Baptist South Emergency Room (ER) 2.4

Gym

  • Chuze Fitness 4.1
  • LA Fitness 4.1
  • Chuze Fitness 4.3

Restaurant

  • Korean Kimchi 4.9
  • Mandola's Italian Kitchen 4.4
  • Keke's Breakfast Cafe 4.7

Park

  • Tommy Hazouri Sr. Park 4.5
  • Losco Regional Park 4.6
  • Kathryn Abbey Hanna Park 4.7

Bank

  • Ameris Bank 4.6
  • TD Bank 3.0
  • TD Bank 3.9

Gas

  • Mobil 3.4
  • 76 2.1
  • Citgo of Mandarin 3.0

Pet Policy

Bringing a pet? Here's what Le Montage Luxury Rental Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats Allowed

  • $30 Monthly Pet Rent
  • $350 Fee
  • 35 lb Weight Limit
  • 2 Pet Limit
  • $500 Fee
  • 100 lb Weight Limit

About Le Montage Luxury Rental Apartments

Thank you for your Interest in our wonderful Community. Le Montage Luxury townhomes welcomes you with open arms. Our property is in the heart of Mandarin, nested between San Jose Blvd and Old River Road. The new standard for luxury residential living, our townhomes offer the very best of community, luxury, and convenience. We have spacious 2 bedroom/2.5 bath floor plans with either white or brown cabinets for you to choose from with attached garages and guest parking available. Your new apartment home will include full-size washer/ dryer, large walk in closets and upgraded appliances. We hold tours on Saturdays from 10-1 of our model unit, make a appointment today and reserve your next home. Please contact us at 904-503-2828 with any questions

Year Built: 2020
Stories: 2
Total Units: 60
Phone: (904) 539-2069

Other Options Nearby

Still weighing your choices? These communities are in the same part of Jacksonville — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Le Montage Luxury Rental Apartments require renters insurance?
We didn't find a public insurance requirement for Le Montage Luxury Rental Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Le Montage Luxury Rental Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Le Montage Luxury Rental Apartments?
Plan for $1,608 to $1,904/month all-in. That's base rent ($1,595 - $1,891), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Le Montage Luxury Rental Apartments allow pets?
Yes, Le Montage Luxury Rental Apartments is pet-friendly. Here are the details: Cats Allowed. $30 Monthly Pet Rent. $350 Fee. 35 lb Weight Limit. 2 Pet Limit. $500 Fee. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Le Montage Luxury Rental Apartments?
The area has a C crime grade, which is worth factoring into your coverage decisions. That puts it safer than 6 of U.S. cities. On the property itself, you'll find covered parking — features that can also qualify you for insurance discounts.
What floor plans does Le Montage Luxury Rental Apartments offer?
There are 2 floor plans to choose from, spanning 2-bedroom layouts. Rent ranges from $1,595 - $1,891. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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