10100 Baymeadows Rd, Jacksonville, FL 32256
Southside
Monthly Cost Breakdown at MAA Deerwood Apartments
The listed rent isn't the whole number. Here's what MAA Deerwood Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at MAA Deerwood Apartments
What Affects Your Premium Here
Every building is different. These factors specific to MAA Deerwood Apartments can push your insurance cost up or down:
Older Building
Built in 1987 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
Liability Hazards
3 mentions of slip/fall, trip hazards, or injuries in reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2168/100K (37% above national average)
What You'll Likely Pay
$16
Est. Monthly
$196
Est. Annual
$16
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for MAA Deerwood Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$30,000
If you own more
$75,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near MAA Deerwood Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $107/yr |
| USAA | $10/mo | $120/yr |
| State Farm | $13/mo | $160/yr |
| Progressive | $14/mo | $174/yr |
| Safeco | $14/mo | $174/yr |
| Travelers | $16/mo | $187/yr |
| Allstate | $17/mo | $200/yr |
| Nationwide | $17/mo | $200/yr |
| Farmers | $18/mo | $214/yr |
| Liberty Mutual | $20/mo | $240/yr |
Discounts You May Qualify For
Next Step
See if you can beat $16/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Jacksonville.
Property crime rate in Jacksonville
37% above national average (1,578/100K)
Breakdown per 100K residents
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. MAA Deerwood Apartments also has on-site security features (Property manager on site, On site maintenance) that insurers recognize with discounts.
Source: FBI UCR Program, Jacksonville Sheriff's Office (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for MAA Deerwood Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at MAA Deerwood Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Amenities
Special Features
Community Features
Floor Plan Amenities
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around MAA Deerwood Apartments.
Grocery
- Publix Super Market at Deerwood Village Shopping Center 4.4
- Rowe's Supermarket - Baymeadows 4.6
- Walmart Neighborhood Market 4.2
Pharmacy
- Publix Pharmacy at Deerwood Village Shopping Center 5.0
- CVS Pharmacy 4.1
- Walmart Pharmacy 4.7
Hospital
- UF Health Emergency & Urgent Care Center - Baymeadows 4.4
- Ascension St. Vincent's Emergency Care - Southside 4.2
- HCA Florida Memorial Hospital Emergency Room 3.9
Gym
- Chuze Fitness 4.1
- Gym Partner 5.0
- Chuze Fitness 4.0
Restaurant
- Metro Diner 4.6
- Zen Dumpling 4.5
- Deerwood Bistro 4.7
Park
- Fort Family Park 4.5
- Deerwood Rotary Childrens Park 4.4
- The Park @ Deerwood Center 4.8
Bank
- Bank of America (with Drive-thru ATM) 3.0
- Bank of America ATM (Drive-thru) 3.2
- Wells Fargo Bank 2.4
Gas
- GATE Gas Station 4.2
- Gate Petroleum 4.3
- Shell 3.7
Pet Policy
Bringing a pet? Here's what MAA Deerwood Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
Cats Allowed
- 2 Pet Limit
About MAA Deerwood Apartments
TOUR YOUR WAY! We have a tour to fit your needs- virtual, self-guided, or agent-guided. Find your next home at MAA Deerwood in Jacksonville, FL. Our one-, two-, and three-bedroom apartment homes feature spacious floor plans and private patios. Many homes feature fireplaces, designer lighting, and washer/dryer combos. Our shimmering pool is the perfect spot for lounging and surfing the web using our poolside Wi-Fi. The tennis courts, indoor sports court, and fitness center will keep you fit and active. Three small lakes provide serene views from the landscaped grounds. MAA Deerwood is conveniently located in prestigious Deerwood with direct access to 9A and Southside Blvd., near I-95. Downtown Jacksonville is only about 15 minutes away, and it's a short drive to North Florida's best beaches.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Jacksonville — compare rent and estimated insurance cost side by side.
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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