Madison Manor Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Madison Manor Apartments in Southside? Rent here runs $895 – $1,519, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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7400 Hogan Rd, Jacksonville, FL 32216

Southside

Built 2007 4 stories 160 units
4/5 ·3 reviews Apt. Finder
$895 – $1,519 /month

Monthly Cost Breakdown at Madison Manor Apartments

The listed rent isn't the whole number. Here's what Madison Manor Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $910 – $1,534
Base Rent $895 – $1,519
Est. Renters Insurance $15/mo

Renters Insurance at Madison Manor Apartments

Accepted Insurance Providers

Madison Manor Apartments accepts policies from these carriers — though most standard renters insurance companies will be fine. If you already have a policy, check if your carrier is on the list.

Kin

What Affects Your Premium Here

Every building is different. These factors specific to Madison Manor Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2168/100K (37% above national average)

What You'll Likely Pay

$15

Est. Monthly

$178

Est. Annual

$14

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Madison Manor Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Madison Manor Apartments:

Carrier Monthly Annual
Lemonade $9/mo $107/yr
USAA $10/mo $120/yr
State Farm $13/mo $160/yr
Progressive $14/mo $174/yr
Safeco $14/mo $174/yr
Travelers $16/mo $187/yr
Allstate $17/mo $200/yr
Nationwide $17/mo $200/yr
Farmers $18/mo $214/yr
Liberty Mutual $20/mo $240/yr

Discounts You May Qualify For

Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Jacksonville.

Jacksonville property crime rate

2,168

per 100K residents

37% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
255 / 200
Larceny / theft
1,708 / 1,172
Vehicle theft
204 / 206
Jacksonville U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Madison Manor Apartments also has on-site security features (Sprinklers) that insurers recognize with discounts.

Source: FBI UCR Program, Jacksonville Sheriff's Office (2024-12 to 2025-11)

On-Site Security

Sprinklers

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Madison Manor Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Madison Manor Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$25

Administrative Fee

Charged per unit.

Amenities

Community Features

Laundry Facilities 24 Hour Access Tanning Salon Grill Picnic Area Fitness Center

Floor Plan Amenities

High Speed Internet Access Air Conditioning Smoke Free Tub/Shower Sprinkler System Wheelchair Accessible (Rooms) Kitchen Range

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Madison Manor Apartments.

Grocery

  • RD International Market And Food Court 4.6
  • La Favorita Grocery Store 4.4
  • Publix Super Market at Deerwood Lake Commons 4.5

Pharmacy

  • Halliday's & Koivisto's Pharmacy 4.3
  • CVS Pharmacy 3.7
  • Jackson Pharmacy 3.8

Hospital

  • HCA Florida Memorial Hospital Emergency Room 3.9
  • Ascension St. Vincent's Emergency Care - Southside 4.2

Gym

  • Anytime Fitness 4.9
  • Iron House Gym Jacksonville 4.8
  • Florida Extreme Fitness Center 4.7

Restaurant

  • Komsan Thai Kitchen 4.8
  • Tokyo Sakura 5.0
  • RD International Market And Food Court 4.6

Park

  • Touchton Park 4.6
  • Parque Brackridge 4.0
  • City of Jacksonville- Parks, Recreation, And Community Services 2.9

Bank

  • Duval County Tax Collector - Hogan Branch 4.2
  • Regions Bank 3.7
  • TD Bank 3.3

Gas

  • Chevron 3.7
  • Circle K | Gas Station 4.2
  • GATE Gas Station 4.3

Pet Policy

Bringing a pet? Here's what Madison Manor Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

  • $400 Deposit
  • $10 Monthly Pet Rent
  • 20 lb Weight Limit
  • 2 Pet Limit

About Madison Manor Apartments

Embrace a new chapter of life in a 55+ community designed for active adults who seek not just a place to live, but a place to thrive. At Madison Manor in Jacksonville, FL, we celebrate active senior living with a wide range of amenities, diverse floor plans, and a calendar packed with engaging resident events, all complemented by a top-notch service team.

Year Built: 2007
Stories: 4
Total Units: 160
Phone: (904) 944-5172

Other Options Nearby

Still weighing your choices? These communities are in the same part of Jacksonville — compare rent and estimated insurance cost side by side.

10717 Coleman Rd Rental

Southside

$2,375 Ins: ~$16/mo

11159 Wethersfield Ct Rental

Southside

$2,285 Ins: ~$16/mo

11774 Mountain Ash Rd E Rental

Southside

$2,325 Ins: ~$16/mo

11836 Lake Fern Dr Rental

Southside

$2,799 Ins: ~$16/mo

11989 Collins Creek Dr Rental

Southside

$2,549 Ins: ~$16/mo

12407 Hatton Chase Ln E Rental

Southside

$2,345 Ins: ~$16/mo

Frequently Asked Questions

Does Madison Manor Apartments require renters insurance?
We didn't find a public insurance requirement for Madison Manor Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Madison Manor Apartments?
For this zip code and building type, expect to pay around $15/month ($178/year). Madison Manor Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at Madison Manor Apartments?
Plan for $910 to $1,534/month all-in. That's base rent ($895 – $1,519), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Madison Manor Apartments allow pets?
Yes, Madison Manor Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $400 Deposit. $10 Monthly Pet Rent. 20 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Madison Manor Apartments?
Property crime in Jacksonville runs noticeably higher than the national average — 2168 incidents per 100,000 residents versus the U.S. average of 1578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 255/100K here. On the property itself, you'll find sprinklers — features that can qualify for premium discounts.
What floor plans does Madison Manor Apartments offer?
There are 7 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $895 – $1,519. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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