Portiva Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 12, 2026

Thinking about renting at Portiva Apartments in Southside? Rent here runs $1,380 - $2,368, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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6898 A C Skinner Pky, Jacksonville, FL 32256

Southside

Built 2017 4 stories 260 units
4.4/5 ·377 reviews Google
5/5 ·187 reviews
$1,380 - $2,368 /month

Monthly Cost Breakdown at Portiva Apartments

The listed rent isn't the whole number. Here's what Portiva Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,392 – $2,380
Base Rent $1,380 – $2,368
Required Monthly Fees $0
Est. Renters Insurance $12/mo

Renters Insurance at Portiva Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Portiva Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: C

NeighborhoodScout

Safer than only 6% of US cities

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$11

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Portiva Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Portiva Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $11/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Portiva Apartments.

C

Area Crime Grade

6%

Jacksonville overall is safer than only 6% of U.S. cities

This reflects Jacksonville as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: Portiva Apartments has on-site security features (Controlled access, Gated, On site maintenance, Perimeter fencing) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
4×
Safety Concerns Mentioned
1×
Noise Mentioned
1×

On-Site Security

Controlled access Gated On site maintenance Perimeter fencing

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Portiva Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Portiva Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$65

Administrative Fee

Charged per unit.

$200

Pets Fees

Dog Fee

Charged per pet.

$400

Dog Rent

Charged per pet.

$17 / mo

Cat Fee

Charged per pet.

$400

Cat Rent

Charged per pet.

$17 / mo

Parking Fees

Surface Lot

Amenities

Special Features

24-Hour Emergency Maintenance Bike Storage and Repair Station Controlled Access Gates French Door Refrigerators GE Stainless Steel Appliances Universal Electric Car Charging Station Yoga/Cross Training Studio Demonstration Kitchen Valet Trash Service 2 Outdoor Grilling Kitchens Generous Walk-in Closets Shaded Beach Hammock Area Generous Patios Soft Close Custom Cabinetry Optional Garage and Storage Rooms Salt Water Pool Smart Homes *in select units Starbucks Coffee Bar Subway Tiled Backsplash Bocce Ball Court Ceiling Fans in all Bedrooms and Living Room Cyber Cafe and Lounge Pet Park and Spa Spacious Patios *in select units Auto Detailing Center Complimentary Bike Share Fitness On-Demand Classes Mr. PooPrints Program Wood-style Flooring

Community Features

Wi-Fi Trash Pickup - Door to Door Recycling Renters Insurance Program Online Services Planned Social Activities Pet Play Area Pet Washing Station Car Charging Station Car Wash Area Lounge Fenced Lot Cabana Courtyard Grill Picnic Area Fitness Center Pool Bicycle Storage

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Air Conditioning Heating Ceiling Fans Cable Ready Tub/Shower Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Hardwood Floors Carpet Dining Room Views Walk-In Closets Window Coverings Balcony Patio

Pet Policy

Bringing a pet? Here's what Portiva Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

  • $17 Monthly Pet Rent
  • $400 Fee
  • 2 Pet Limit

About Portiva Apartments

Welcome to Portiva, your home base in Jacksonvilles Southside. Just minutes from I-95 and St. Johns Town Center, Portiva offers a quiet, well-connected retreat near dining, shopping, and everyday essentials. Whether youre relaxing by the saltwater pool, unwinding in the palm-shaded hammock garden, or enjoying time at the pet park and spa, our amenities bring a resort-style touch to daily life.Choose from spacious one-, two-, and three-bedroom apartments, each featuring stainless steel appliances, granite countertops, and in-home washers and dryers. Pet-friendly and commuter-friendly, our community also features smart home technology and shared spaces designed to simplify your daily life.

Year Built: 2017
Stories: 4
Total Units: 260
Phone: (904) 664-7325

Other Options Nearby

Still weighing your choices? These communities are in the same part of Jacksonville — with their own insurance costs and safety profiles worth comparing.

10717 Coleman Rd Rental

Southside

$2,375 Ins: ~$14/mo
Moderate Risk

11159 Wethersfield Ct Rental

Southside

$2,285 Ins: ~$14/mo
Moderate Risk

11774 Mountain Ash Rd E Rental

Southside

$2,325 Ins: ~$14/mo
Moderate Risk

11836 Lake Fern Dr Rental

Southside

$2,799 Ins: ~$14/mo
Moderate Risk

11989 Collins Creek Dr Rental

Southside

$2,549 Ins: ~$14/mo
Moderate Risk

12407 Hatton Chase Ln E Rental

Southside

$2,345 Ins: ~$14/mo
Moderate Risk

Frequently Asked Questions

Does Portiva Apartments require renters insurance?
We didn't find a public insurance requirement for Portiva Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Portiva Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). Portiva Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Portiva Apartments?
Plan for $1,392 to $2,380/month all-in. That's base rent ($1,380 - $2,368), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Portiva Apartments allow pets?
Yes, Portiva Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $17 Monthly Pet Rent. $400 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Portiva Apartments?
The area has a C crime grade, which is worth factoring into your coverage decisions. That puts it safer than 6 of U.S. cities. On the property itself, you'll find controlled access, gated, on site maintenance, perimeter fencing — features that can also qualify you for insurance discounts.
What floor plans does Portiva Apartments offer?
There are 9 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,380 - $2,368. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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