San Marco Village Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at San Marco Village Apartments in San Marco? Rent here runs $1,195 – $1,500, and renters insurance adds about $18/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

Get Renters Insurance for San Marco Village Apartments

Compare renters insurance quotes in seconds

2166 Dunsford Ter, Jacksonville, FL 32207

San Marco

Built 1973 2 stories 106 units
3.9/5 ·65 reviews Google
4/5 ·4 reviews Apt. Finder
$1,195 – $1,500 /month

Monthly Cost Breakdown at San Marco Village Apartments

The listed rent isn't the whole number. Here's what San Marco Village Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,213 – $1,518
Base Rent $1,195 – $1,500
Est. Renters Insurance $18/mo

Renters Insurance at San Marco Village Apartments

What Affects Your Premium Here

Every building is different. These factors specific to San Marco Village Apartments can push your insurance cost up or down:

Older Building

Built in 1973 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2168/100K (37% above national average)

What You'll Likely Pay

$18

Est. Monthly

$215

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for San Marco Village Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near San Marco Village Apartments:

Carrier Monthly Annual
Lemonade $9/mo $107/yr
USAA $10/mo $120/yr
State Farm $13/mo $160/yr
Progressive $14/mo $174/yr
Safeco $14/mo $174/yr
Travelers $16/mo $187/yr
Allstate $17/mo $200/yr
Nationwide $17/mo $200/yr
Farmers $18/mo $214/yr
Liberty Mutual $20/mo $240/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $18/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Jacksonville.

Jacksonville property crime rate

2,168

per 100K residents

37% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
255 / 200
Larceny / theft
1,708 / 1,172
Vehicle theft
204 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. San Marco Village Apartments also has on-site security features (Property manager on site) that insurers recognize with discounts.

Source: FBI UCR Program, Jacksonville Sheriff's Office (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic

On-Site Security

Property manager on site

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for San Marco Village Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at San Marco Village Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$50

Amenities

Special Features

Dog Park Fitness Center Amenities Washer And Dryer Reserve Parking Available Resort Style Pool On-Site Laundry Pet Friendly Management On-Site

Community Features

Laundry Facilities Maintenance on site Pet Play Area Car Wash Area Walk-Up Grill Picnic Area Fitness Center Pool

Floor Plan Amenities

Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Smoke Free Tub/Shower Dishwasher Granite Countertops Stainless Steel Appliances Kitchen Microwave Oven Range Refrigerator Hardwood Floors Tile Floors Vinyl Flooring Dining Room Office Walk-In Closets Large Bedrooms

Pet Policy

Bringing a pet? Here's what San Marco Village Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
2 Pet Limit

About San Marco Village Apartments

Year Built: 1973
Stories: 2 stories
Units: 106
Phone: (904) 643-7132

From the property listing:

Welcome to San Marco Village Apartments, located minutes from the vibrant San Marco Square. Walk to San Marco Dining District to enjoy fine dining and casual eateries. You will even find a bus stop right in front of our community. San Marco Village is zoned to Hendricks Avenue Elementary School which is rated 10/10 on GreatSchool. Our community offers a range of amenities that will enhance your lifestyle. Take a dip in our refreshing community pool, perfect for those hot summer days.

Other Options Nearby

Still weighing your choices? Other communities in Jacksonville — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does San Marco Village Apartments require renters insurance?
We didn't find a public insurance requirement for San Marco Village Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at San Marco Village Apartments?
For this zip code and building type, expect to pay around $18/month ($215/year). For context, the statewide average is $16/month, so this building is above average.
What will I actually pay per month at San Marco Village Apartments?
Plan for $1,213 to $1,518/month all-in. That's base rent ($1,195 – $1,500), plus roughly $18/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does San Marco Village Apartments allow pets?
Yes, San Marco Village Apartments is pet-friendly. Here are the details: Cats Allowed. 2 Pet Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around San Marco Village Apartments?
Property crime in Jacksonville runs noticeably higher than the national average — 2,168 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 255/100K here. On the property itself, you'll find property manager on site — features that can qualify for premium discounts.
What floor plans does San Marco Village Apartments offer?
There are 4 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,195 – $1,500. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for San Marco Village Apartments

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.

Your privacy

We use cookies to run this site, measure how it's used, and support our advertising. See our Privacy Policy for details.