The Hendricks at San Marco Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 12, 2026

Thinking about renting at The Hendricks at San Marco Apartments in San Marco? Rent here runs $1,555 - $3,000, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1520 Alford Pl, Jacksonville, FL 32207

San Marco

Managed by GMC Properties Built 2022 4 stories 133 units
4.3/5 ·38 reviews Google
5/5
$1,555 - $3,000 /month

Monthly Cost Breakdown at The Hendricks at San Marco Apartments

The listed rent isn't the whole number. Here's what The Hendricks at San Marco Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,567 – $3,012
Base Rent $1,555 – $3,000
Required Monthly Fees $0
Est. Renters Insurance $12/mo

Renters Insurance at The Hendricks at San Marco Apartments

What Affects Your Premium Here

Every building is different. These factors specific to The Hendricks at San Marco Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: C

NeighborhoodScout

Safer than only 6% of US cities

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Hendricks at San Marco Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Hendricks at San Marco Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around The Hendricks at San Marco Apartments.

C

Area Crime Grade

6%

Jacksonville overall is safer than only 6% of U.S. cities

This reflects Jacksonville as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: The Hendricks at San Marco Apartments has on-site security features (Controlled access, Property manager on site, Package lockers) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned

On-Site Security

Controlled access Property manager on site Package lockers

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for The Hendricks at San Marco Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at The Hendricks at San Marco Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$50

Administrative Fee

Charged per unit.

$250

Pets Fees

One-Time Pet Fee

Max of 2. Charged per pet.

$300

Monthly Pet Fee

Max of 2. Charged per pet.

$35 / mo

Amenities

Special Features

Luxor Lockers and Oversized Package Room Vinyl Wood Plank Flooring Floorplans ranging from Studio to 2 Bedrooms Keyless Home Entry Open Concept Living and Kitchen Areas

Community Features

Online Services Pet Care Pet Washing Station Key Fob Entry Business Center Clubhouse Multi Use Room Courtyard Grill Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Double Vanities Tub/Shower Dishwasher Stainless Steel Appliances Island Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Carpet Vinyl Flooring Office Views Walk-In Closets Linen Closet Large Bedrooms Balcony Patio Porch Lawn

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around The Hendricks at San Marco Apartments.

Grocery

  • Publix Super Market at Shoppes at East San Marco 4.6
  • The Fresh Market 4.5
  • San Marco Food Store 3.8

Pharmacy

  • Publix Pharmacy at Shoppes at East San Marco 4.5
  • East Coast Compounding & Pharmacy 4.5
  • Walgreens 3.2

Hospital

  • HCA Florida Memorial Hospital Emergency Room 3.9
  • Ascension St. Vincent's Emergency Care - Riverside 4.0
  • Baptist Jacksonville Emergency Room (ER) 2.4

Gym

  • Definition Fitness 5.0
  • Anytime Fitness 4.9
  • The Bolt Movement 5.0

Restaurant

  • Town Hall Restaurant Jacksonville 4.6
  • Maple Street Biscuit Company 4.6
  • Restaurante Matthew 4.7

Park

  • Southside Park 4.3
  • Landon Park 4.8
  • Jessie Ball DuPont Park 4.8

Bank

  • Bank of America (with Drive-thru ATM) 3.0
  • Bank of America ATM (Drive-thru) 3.0
  • Banco Wells Fargo 3.4

Gas

  • Shell 4.0
  • Daily's and Daily's Dash 3.5
  • GATE Gas Station 4.3

Pet Policy

Bringing a pet? Here's what The Hendricks at San Marco Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

  • $35 Monthly Pet Rent
  • $300 Fee
  • 2 Pet Limit

About The Hendricks at San Marco Apartments

Welcome to a new level of sophistication. At The Hendricks at San Marco, our goal is to spoil our residents with the highest quality living spaces and the area’s best amenities. These top of the line amenities include a resort style pool, grilling areas, outdoor yoga lawn, dog park, fully equipped fitness center, co working space, and so much more! Nothing is too good for our residents! Located in the heart of San Marco, we are steps away from local restaurants, shopping, and entertainment. We offer a distinctive collection of floor plans and lease terms to accommodate every aspect of your life. Sign up today to learn more about this upcoming community and let us show you why The Hendricks at San Marco is the perfect place to call home! COME VISIT US NOW AT OUR LEASING OFFICE AT 2016 HENDRICKS AVENUE!

Year Built: 2022
Stories: 4
Total Units: 133
Management: GMC Properties
Phone: (904) 453-7964

Other Options Nearby

Still weighing your choices? These communities are in the same part of Jacksonville — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does The Hendricks at San Marco Apartments require renters insurance?
We didn't find a public insurance requirement for The Hendricks at San Marco Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Hendricks at San Marco Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at The Hendricks at San Marco Apartments?
Plan for $1,567 to $3,012/month all-in. That's base rent ($1,555 - $3,000), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Hendricks at San Marco Apartments allow pets?
Yes, The Hendricks at San Marco Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $35 Monthly Pet Rent. $300 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around The Hendricks at San Marco Apartments?
The area has a C crime grade, which is worth factoring into your coverage decisions. That puts it safer than 6 of U.S. cities. On the property itself, you'll find controlled access, property manager on site, package lockers — features that can also qualify you for insurance discounts.
What floor plans does The Hendricks at San Marco Apartments offer?
There are 8 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $1,555 - $3,000. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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