35 Crystal Palm Blvd, St Johns, FL 32259
Saint Johns
Monthly Cost Breakdown at Sentosa Beachwalk Apartments
The listed rent isn't the whole number. Here's what Sentosa Beachwalk Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Sentosa Beachwalk Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Sentosa Beachwalk Apartments can push your insurance cost up or down:
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 399/100K (75% below national average)
What You'll Likely Pay
$12
Est. Monthly
$139
Est. Annual
$11
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Sentosa Beachwalk Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Sentosa Beachwalk Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $91/yr |
| USAA | $9/mo | $102/yr |
| State Farm | $11/mo | $136/yr |
| Progressive | $12/mo | $148/yr |
| Safeco | $12/mo | $148/yr |
| Travelers | $13/mo | $159/yr |
| Allstate | $14/mo | $170/yr |
| Nationwide | $14/mo | $170/yr |
| Farmers | $15/mo | $182/yr |
| Liberty Mutual | $17/mo | $204/yr |
Discounts You May Qualify For
Next Step
See if you can beat $11/mo
6 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for St Johns.
St Johns property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower. Sentosa Beachwalk Apartments also has on-site security features (Controlled access, Property manager on site, Sprinklers) that insurers recognize with discounts.
Source: FBI UCR Program, St. Johns (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Sentosa Beachwalk Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Sentosa Beachwalk Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Pets Fees
One-Time Pet Fee
Max of 2. Charged per pet.
Monthly Pet Fee
Max of 2. Charged per pet.
Parking Fees
Parking Deposit
Charged per vehicle.
Surface Lot
Please call us regarding our Parking Policy.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Sentosa Beachwalk Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Sentosa Beachwalk Apartments
From the property listing:
Our luxury community features thoughtfully designed apartment homes with modern finishes including fully-equipped island kitchens, granite countertops, and wood flooring throughout. Enticing amenities such as a resort-inspired pool with cabanas, pet spa, and state-of-the-art fitness center will help you find a perfect balance of activity and relaxation in your daily lifestyle. Because Sentosa is about a Life Well Lived.
Other Options Nearby
Still weighing your choices? Other communities in St Johns — compare rent and estimated insurance cost side by side.
Ascend Durbin Park Apartments
Saint Johns
Grand Cypress Apartments
Saint Johns
Madison Fountains Apartments
Saint Johns
The Elysian Apartments
Saint Johns
1001 Fields Rd Rental
North Side
10143 Meadow Point Dr Rental
West Side
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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