The Elysian Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at The Elysian Apartments in Saint Johns? Rent here runs $1,299 – $2,489, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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65 Sentosa Dr, Saint Johns, FL 32259

Saint Johns

Managed by American Landmark Built 2019 3 stories 348 units
4/5 ·184 reviews Google
5/5 ·10 reviews Apt. Finder
$1,299 – $2,489 /month

Monthly Cost Breakdown at The Elysian Apartments

The listed rent isn't the whole number. Here's what The Elysian Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,311 – $2,501
Base Rent $1,299 – $2,489
Est. Renters Insurance $12/mo

Renters Insurance at The Elysian Apartments

What Affects Your Premium Here

Every building is different. These factors specific to The Elysian Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

What You'll Likely Pay

$12

Est. Monthly

$146

Est. Annual

$11

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Elysian Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Elysian Apartments:

Carrier Monthly Annual
Lemonade $8/mo $91/yr
USAA $9/mo $102/yr
State Farm $11/mo $136/yr
Progressive $12/mo $148/yr
Safeco $12/mo $148/yr
Travelers $13/mo $159/yr
Allstate $14/mo $170/yr
Nationwide $14/mo $170/yr
Farmers $15/mo $182/yr
Liberty Mutual $17/mo $204/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $11/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Saint Johns.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned
2×
Management Issues Mentioned
2×

On-Site Security

Package service Controlled access Gated Package lockers Sprinklers

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for The Elysian Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at The Elysian Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$85

Administrative Fee

Charged per unit.

$260

Pets Fees

One-Time Pet Fee

Max of 2. Charged per pet.

$400

Monthly Pet Fee

Max of 2. Charged per pet.

$30 / mo

Parking Fees

Parking Fee

Charged per vehicle.

$175 / mo

Parking Deposit

Charged per vehicle.

Free

Garage Lot

Please call for more information.

Surface Lot

Please call for more information.

Amenities

Special Features

24-Hour Luxer Resident Package System Access To Crystal Lagoon American Landmark 360 Resident Program Card Room, Billiards Table & Resident Lounge Community Fire Pit with Outdoor Lounge Controlled Access Gated Convenient 24/7 Online Resident Services Decorative Tile Backsplash Detached Garages Available Electric Car Charging Stations In-Home Washer and Dryer Laundry and Dry Cleaning Services Pet Wash Station Sleek Granite Countertops Smart Home Thermostat Spin Room with Peloton Cycles Wood Style Flooring

Community Features

Wi-Fi Maintenance on site 24 Hour Access Trash Pickup - Curbside Trash Pickup - Door to Door Recycling Online Services Planned Social Activities Pet Play Area Pet Washing Station Car Charging Station Car Wash Area Public Transportation Business Center Clubhouse Lounge Multi Use Room Storage Space Conference Rooms Walk-Up Sundeck Cabana Courtyard Grill Picnic Area Waterfront Pond Fitness Center Pool Playground Volleyball Court Walking/Biking Trails Gameroom

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Cable Ready Security System Trash Compactor Storage Space Double Vanities Tub/Shower Handrails Sprinkler System Framed Mirrors Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Breakfast Nook Instant Hot Water Carpet Vinyl Flooring Dining Room Family Room Sunroom Crown Molding Walk-In Closets Linen Closet Double Pane Windows Window Coverings Large Bedrooms Balcony Patio Porch Deck Yard

Pet Policy

Bringing a pet? Here's what The Elysian Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$30 Monthly Pet Rent
$400 Fee
2 Pet Limit

About The Elysian Apartments

Year Built: 2019
Stories: 3 stories
Units: 348
Management: American Landmark
Phone: (904) 204-8774

From the property listing:

Come live a lifestyle where you can live your best life at The Elysian. The sole multi-family community inside the Beachwalk Resort and comprised of 348 refined apartment homes, The Elysian, features a resort-style amenity package including a stunning vacation-inspired pool, 24-hour fitness center, resident lounge, EV charging stations, Luxer package room, outdoor athletic courts, playground, and access to Beachwalk Crystal lagoon.Anchored by a spectacular man-made 14-acre lagoon, the Beachwalk Resort, is comprised of waterfront restaurants, shops, and recreational opportunities.

Other Options Nearby

Still weighing your choices? Other communities in Saint Johns — compare rent and estimated insurance cost side by side.

Ascend Durbin Park Apartments

Saint Johns

$1,449 - $2,449 Ins: ~$12/mo

Grand Cypress Apartments

Saint Johns

$1,424 - $2,282 Ins: ~$12/mo

Madison Fountains Apartments

Saint Johns

$1,339 - $2,861 Ins: ~$12/mo

Sentosa Beachwalk Apartments

Saint Johns

$1,499 - $2,582 Ins: ~$12/mo

1001 Fields Rd Rental

North Side

$1,745 Ins: ~$17/mo

10143 Meadow Point Dr Rental

West Side

$2,395 Ins: ~$16/mo

Frequently Asked Questions

Does The Elysian Apartments require renters insurance?
We didn't find a public insurance requirement for The Elysian Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Elysian Apartments?
For this zip code and building type, expect to pay around $12/month ($146/year). The Elysian Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $16/month, so this building is below average.
What will I actually pay per month at The Elysian Apartments?
Plan for $1,311 to $2,501/month all-in. That's base rent ($1,299 – $2,489), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Elysian Apartments allow pets?
Yes, The Elysian Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $30 Monthly Pet Rent. $400 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does The Elysian Apartments offer?
There are 7 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,299 – $2,489. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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