The Maggie Towns Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at The Maggie Towns Apartments in Southside? Rent here runs $2,200 - $2,550, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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6765 St. Augustine Rd, Jacksonville, FL 32217

Southside

Built 2024 2 stories 100 units
4.5/5 ·30 reviews Google
4/5 Apt. Finder
$2,200 - $2,550 /month

Monthly Cost Breakdown at The Maggie Towns Apartments

The listed rent isn't the whole number. Here's what The Maggie Towns Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,214 – $2,564
Base Rent $2,200 – $2,550
Required Monthly Fees $0
Est. Renters Insurance $14/mo

Renters Insurance at The Maggie Towns Apartments

Accepted Insurance Providers

The Maggie Towns Apartments accepts policies from these carriers — though most standard renters insurance companies will be fine. If you already have a policy, check if your carrier is on the list.

Kin

What Affects Your Premium Here

Every building is different. These factors specific to The Maggie Towns Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2168/100K (37% above national average)

What You'll Likely Pay

$14

Est. Monthly

$163

Est. Annual

$14

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Maggie Towns Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$50,000 recommended

If you own less

$30,000

If you own more

$75,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Maggie Towns Apartments:

Carrier Monthly Annual
Lemonade $8/mo $102/yr
USAA $10/mo $114/yr
State Farm $13/mo $152/yr
Progressive $14/mo $165/yr
Safeco $14/mo $165/yr
Travelers $15/mo $178/yr
Allstate $16/mo $190/yr
Nationwide $16/mo $190/yr
Farmers $17/mo $203/yr
Liberty Mutual $19/mo $228/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Jacksonville.

2,168 per 100K residents

Property crime rate in Jacksonville

37% above national average (1,578/100K)

Breakdown per 100K residents

Burglary255 (nat. 200)
Larceny / theft1,708 (nat. 1,172)
Vehicle theft204 (nat. 206)

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area.

Source: FBI UCR Program, Jacksonville Sheriff's Office (2024-12 to 2025-11)

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for The Maggie Towns Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at The Maggie Towns Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Pets Fees

One-Time Pet Fee

Max of 2. Charged per pet.

$350

Monthly Pet Fee

Max of 2. Charged per pet.

$30 / mo

Amenities

Special Features

Sophisticated Open Floor Plans Full Sized Washer/Dryer in Home Green Space Stainless Steel and Energy-Efficient Appliances Chef-Inspired Kitchens Private Garage & Driveway

Community Features

Pool Walking/Biking Trails

Floor Plan Amenities

Air Conditioning Ceiling Fans Microwave Refrigerator Walk-In Closets

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around The Maggie Towns Apartments.

Grocery

  • Aladdin Imported foods 4.4
  • Mega Liquidation Center 2 4.2
  • Publix Super Market at University Square 4.6

Pharmacy

  • CVS Pharmacy 4.6
  • Jaxx Pharmacy 4.8
  • Public Square Pharmacy 4.7

Hospital

  • HCA Florida Memorial Hospital Emergency Room 3.9
  • Ascension St. Vincent's Emergency Care - Southside 4.2
  • HCA Florida Memorial Hospital 4.1

Gym

  • Orangetheory Fitness 4.3
  • LA Fitness 4.1
  • Anytime Fitness 4.9

Restaurant

  • Southern Steer Butcher Atlantic Beach 4.9
  • Gyro 365 4.7
  • Syriana Grill 4.8

Park

  • San Jose Acres Park 3.0
  • Losco Regional Park 4.6
  • Touchton Park 4.6

Bank

  • Wells Fargo Bank 3.4
  • Regions Bank 3.6
  • Regions Bank 3.7

Gas

  • Freedom Oil Co 3.9
  • RaceTrac 3.4
  • GATE Gas Station 3.0

Pet Policy

Bringing a pet? Here's what The Maggie Towns Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats Allowed

  • $30 Monthly Pet Rent
  • $350 Fee
  • 2 Pet Limit

About The Maggie Towns Apartments

One part retreat. One part community. A whole lot of luxury. At The Maggie Towns, we developed an impressive collection of amenities for this resort-worthy living destination in the San Jose neighborhood to seamlessly blend shared green space with high-end hangout spots like extensive walking trails. That means you get the perfect mix of livable, approachable community amenities.

Year Built: 2024
Stories: 2
Total Units: 100
Phone: (904) 850-6107

Other Options Nearby

Still weighing your choices? These communities are in the same part of Jacksonville — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does The Maggie Towns Apartments require renters insurance?
We didn't find a public insurance requirement for The Maggie Towns Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Maggie Towns Apartments?
For this zip code and building type, expect to pay around $14/month ($163/year). For context, the statewide average is $16/month, so this building is below average.
What will I actually pay per month at The Maggie Towns Apartments?
Plan for $2,214 to $2,564/month all-in. That's base rent ($2,200 - $2,550), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Maggie Towns Apartments allow pets?
Yes, The Maggie Towns Apartments is pet-friendly. Here are the details: Cats Allowed. $30 Monthly Pet Rent. $350 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around The Maggie Towns Apartments?
Property crime in Jacksonville runs noticeably higher than the national average — 2168 incidents per 100,000 residents versus the U.S. average of 1578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 255/100K here.
What floor plans does The Maggie Towns Apartments offer?
There are 2 floor plans to choose from, spanning 3-bedroom layouts. Rent ranges from $2,200 - $2,550. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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