3650 Enso Way, Jacksonville, FL 32224
Southside
Monthly Cost Breakdown at The Residences at Enso Apartments
The listed rent isn't the whole number. Here's what The Residences at Enso Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at The Residences at Enso Apartments
We found a few insurance details on The Residences at Enso Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to The Residences at Enso Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2168/100K (37% above national average)
What You'll Likely Pay
$13
Est. Monthly
$155
Est. Annual
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Residences at Enso Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near The Residences at Enso Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $102/yr |
| USAA | $10/mo | $114/yr |
| State Farm | $13/mo | $152/yr |
| Progressive | $14/mo | $165/yr |
| Safeco | $14/mo | $165/yr |
| Travelers | $15/mo | $178/yr |
| Allstate | $16/mo | $190/yr |
| Nationwide | $16/mo | $190/yr |
| Farmers | $17/mo | $203/yr |
| Liberty Mutual | $19/mo | $228/yr |
Discounts You May Qualify For
Next Step
See if you can beat $13/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Jacksonville.
Jacksonville property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. The Residences at Enso Apartments also has on-site security features (Package service, Property manager on site) that insurers recognize with discounts.
Source: FBI UCR Program, Jacksonville Sheriff's Office (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for The Residences at Enso Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at The Residences at Enso Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Pets Fees
Dog Fee
Charged per pet.
Dog Rent
Charged per pet.
Cat Fee
Charged per pet.
Cat Rent
Charged per pet.
Amenities
Special Features
Community Features
Floor Plan Amenities
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around The Residences at Enso Apartments.
Hospital
- Mayo Clinic Emergency Room 3.0
- HCA Florida Memorial Hospital Emergency Room 3.9
- Ascension St. Vincent's Emergency Care - Southside 4.2
Park
- Isle of Palms Park JAX 4.4
- Jacksonville Beach Parks & Rec 4.7
- Oceanfront Park 4.7
Gas
- Circle K | Gas Station 4.1
- GATE Gas Station 3.0
- Shell 4.1
Pet Policy
Bringing a pet? Here's what The Residences at Enso Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About The Residences at Enso Apartments
From the property listing:
Come home to the style you crave and the comfort you deserve at The Residences at Enso. Our spacious, pet-friendly studio, one-, two-, and three-bedroom apartments and carriage homes combine contemporary design with luxury finishes for a living experience that feels effortlessly modern. Here, attainable luxury meets lifestyle convenience. From resort-style amenities and personalized service to a prime Southside Jacksonville location near Mayo Clinic and Jacksonville Beach, Enso delivers a quality of life thats as enviable as it is attainable.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Jacksonville — compare rent and estimated insurance cost side by side.
10717 Coleman Rd Rental
Southside
11159 Wethersfield Ct Rental
Southside
11774 Mountain Ash Rd E Rental
Southside
11836 Lake Fern Dr Rental
Southside
11989 Collins Creek Dr Rental
Southside
12407 Hatton Chase Ln E Rental
Southside
Frequently Asked Questions
Does The Residences at Enso Apartments require renters insurance?
How much is renters insurance at The Residences at Enso Apartments?
What will I actually pay per month at The Residences at Enso Apartments?
Does The Residences at Enso Apartments allow pets?
How safe is the area around The Residences at Enso Apartments?
What floor plans does The Residences at Enso Apartments offer?
Get Renters Insurance for The Residences at Enso Apartments
See how much you could save on renters insurance
Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.