12517 Beach Blvd, Jacksonville, FL 32246
Arlington
Monthly Cost Breakdown at The Ridley Apartments
The listed rent isn't the whole number. Here's what The Ridley Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at The Ridley Apartments
What Affects Your Premium Here
Every building is different. These factors specific to The Ridley Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Dog-Friendly
Dogs allowed — consider higher liability coverage
Identity Theft Concerns
1 mentions in reviews (mail tampering, fraud, personal info)
Vehicle Crime
1 mentions of car theft, vandalism, or break-ins in reviews
FEMA Flood Zone
Zone X — minimal flood risk
AreaVibes
Crime grade: C
NeighborhoodScout
Safer than only 6% of US cities
What You'll Likely Pay
$13
Est. Monthly
$155
Est. Annual
$12
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Ridley Apartments based on the rent level and building features.
Personal Property Coverage
Liability Coverage
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near The Ridley Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $12/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Safety & Security
The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around The Ridley Apartments.
C
Area Crime Grade
6%
Jacksonville overall is safer than only 6% of U.S. cities
This reflects Jacksonville as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: The Ridley Apartments has on-site security features (Package service, Property manager on site, Gated) that insurers recognize with premium discounts.
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for The Ridley Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at The Ridley Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Monthly Billing Fee
Utility Billing - Monthly Administratie Billing Fee Charged ... Read Moreper unit. Read Less
Electric
Utility Billing - Electric Bilback Charged per unit.
Sewer
Utility Billing - Sewer Billback Charged per unit.
Water
Utility Billing - Water Billback Charged per unit.
Common Area Water
Utility Billing - Stormwater Billback Charged per unit.
Trash
Utility Billing - Trash Billback Charged per unit.
Administrative Fee
Charged per unit.
Application Fee
Charged per applicant.
Application Fee Per Applicant
Charged per applicant.
Pets Fees
Dog Fee
Charged per pet.
Dog Rent
Charged per pet.
Cat Fee
Charged per pet.
Cat Rent
Charged per pet.
Pet Fee
Pet Fee Charged per pet.
Addons Fees
Deposit Waiver Fee
Charged per unit.
Amenities
Special Features
Community Features
Floor Plan Amenities
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around The Ridley Apartments.
Grocery
- Sprouts Farmers Market 4.5
- Publix Super Market at Kernan Square 4.6
- Romashka Euro Store / Deli 4.5
Pharmacy
- Publix Pharmacy at Kernan Square 2.9
- Walgreens Pharmacy 2.6
- CVS Pharmacy 4.0
Hospital
- HCA Florida Memorial Hospital Emergency Room 3.9
- Baptist & Wolfson Town Center Emergency Room (ER) 3.0
- Ascension St. Vincent's Emergency Care - Southside 4.2
Gym
- Orangetheory Fitness 4.9
- Yoga Mix 4.9
- Chuze Fitness 4.2
Restaurant
- Gyro 365 4.7
- Copeland's of New Orleans 4.3
- Milano's Italian Restaurant Pizza and Bar 4.3
Park
- Huffman Boulevard Basketball Court 4.6
Gas
- Murphy USA 4.3
- RaceTrac 3.7
- Exxon 4.0
Pet Policy
Bringing a pet? Here's what The Ridley Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
Cats and Dogs Allowed
- $20 Monthly Pet Rent
- $400 Fee
- 2 Pet Limit
About The Ridley Apartments
An original living experience has arrived with all the essential features and details. This is The Ridley (formerly known as Volaris West Kernan)... a dynamic community styled with you in mind.Your life demands a beautifully appointed home with a chef-inspired kitchen with granite countertops, stainless steel appliances, luxury vinyl plank flooring, and in-unit washer and dryer. This is Life at First Sight with inspiring living conveniences such as a stunning pool, state-of-the-art fitness center including commercial Peloton(R) bikes, electronic package delivery lockers, indoor dog spa, and more.The Ridley is everything you want surrounded by the life you demand.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Jacksonville — with their own insurance costs and safety profiles worth comparing.
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Frequently Asked Questions
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What will I actually pay per month at The Ridley Apartments?
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How safe is the area around The Ridley Apartments?
What floor plans does The Ridley Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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