5959 Fort Caroline Rd, Jacksonville, FL 32277
Arlington
Monthly Cost Breakdown at The Square at 59 Caroline Apartments
The listed rent isn't the whole number. Here's what The Square at 59 Caroline Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at The Square at 59 Caroline Apartments
What Affects Your Premium Here
Every building is different. These factors specific to The Square at 59 Caroline Apartments can push your insurance cost up or down:
Older Building
Built in 1974 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2168/100K (37% above national average)
What You'll Likely Pay
$18
Est. Monthly
$215
Est. Annual
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Square at 59 Caroline Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near The Square at 59 Caroline Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $107/yr |
| USAA | $10/mo | $120/yr |
| State Farm | $13/mo | $160/yr |
| Progressive | $14/mo | $174/yr |
| Safeco | $14/mo | $174/yr |
| Travelers | $16/mo | $187/yr |
| Allstate | $17/mo | $200/yr |
| Nationwide | $17/mo | $200/yr |
| Farmers | $18/mo | $214/yr |
| Liberty Mutual | $20/mo | $240/yr |
Discounts You May Qualify For
Next Step
See if you can beat $18/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Jacksonville.
Jacksonville property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area.
Source: FBI UCR Program, Jacksonville Sheriff's Office (2024-12 to 2025-11)
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for The Square at 59 Caroline Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at The Square at 59 Caroline Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Pets Fees
Dog Fee
Charged per pet.
Dog Rent
Charged per pet.
Cat Fee
Charged per pet.
Cat Rent
Charged per pet.
Amenities
Special Features
Community Features
Floor Plan Amenities
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around The Square at 59 Caroline Apartments.
Grocery
- ALDI 4.1
- Dollar General 4.1
- Publix Super Market at Dames Pointe 4.5
Pharmacy
- CVS Pharmacy 4.1
- Pharmacy Plus 5.0
- CVS 3.0
Hospital
- HCA Florida Memorial Hospital Emergency Room 3.9
- HCA Florida Merrill Road Emergency 3.6
- HCA Florida Memorial Hospital 4.1
Gym
- Orangetheory Fitness 4.3
- Yoga Mix 4.9
- Planet Fitness 4.4
Restaurant
- Southern Steer Butcher Atlantic Beach 4.9
- Gyro 365 4.7
- New Hunan Wok 4.4
Park
- Blue Cypress Park 4.4
- Gerrie's Park
- Fort Caroline Community Center 4.2
Gas
- bp 3.3
- GATE Gas Station 4.2
- RaceTrac 3.2
Pet Policy
Bringing a pet? Here's what The Square at 59 Caroline Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About The Square at 59 Caroline Apartments
From the property listing:
Discover comfortable and convenient living at The Square at 59 Caroline, ideally located in the vibrant and growing area of Jacksonville, FL. This well-maintained community offers spacious apartment homes designed for your lifestyle, featuring updated interiors, open floor plans, and plenty of natural light.Enjoy the peace of a residential setting with easy access to downtown Jacksonville, major highways, shopping centers, restaurants, and schools. Whether you're relaxing at home or exploring the city, The Square at 59 Caroline offers the perfect balance of comfort and convenience.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Jacksonville — compare rent and estimated insurance cost side by side.
1126 Brookwood Bluff Rd E Rental
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12318 Cobblestone Cir S Rental
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12341 Amanda Cove Trail Rental
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12344 Sondra Cove Trail N Rental
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13146 Staffordshire Dr S Rental
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1438 Magnolia Cir W Rental
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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