The Station at San Marco Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 12, 2026

Thinking about renting at The Station at San Marco Apartments in Southside? Rent here runs $1,378 - $2,449, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1300 Hendricks Ave, Jacksonville, FL 32207

Southside

Managed by WRH Realty Services, LLC Built 2023 5 stories 345 units
4.7/5 ·76 reviews Google
4/5
$1,378 - $2,449 /month

Monthly Cost Breakdown at The Station at San Marco Apartments

The listed rent isn't the whole number. Here's what The Station at San Marco Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,390 – $2,461
Base Rent $1,378 – $2,449
Required Monthly Fees $0
Est. Renters Insurance $12/mo

Renters Insurance at The Station at San Marco Apartments

What Affects Your Premium Here

Every building is different. These factors specific to The Station at San Marco Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: C

NeighborhoodScout

Safer than only 6% of US cities

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Station at San Marco Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Station at San Marco Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around The Station at San Marco Apartments.

C

Area Crime Grade

6%

Jacksonville overall is safer than only 6% of U.S. cities

This reflects Jacksonville as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: The Station at San Marco Apartments has on-site security features (Package service, Controlled access, Property manager on site) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Noise Mentioned
2×
Fire Mentioned
1×
Maintenance Issues Mentioned
1×

On-Site Security

Package service Controlled access Property manager on site

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for The Station at San Marco Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at The Station at San Marco Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Pets Fees

Dog Fee

Charged per pet.

$400

Dog Rent

Charged per pet.

$30 / mo

Cat Fee

Charged per pet.

$400

Cat Rent

Charged per pet.

$30 / mo

Amenities

Special Features

Bike Storage and Repair Elevator Proximity Ground Floor Resort-style Pool Wi-Fi Throughout Community Building Controlled Access Smart Thermostat Specialty Flooring Conference Room First Floor Tile Backsplash Kitchen Island Outdoor Recreation Courtyard 9' Ceilings Bike Storage/repair Courtyard View Designer Lighting Patio or Balcony Washer and Dryer Included Pantry Closet Sky Lounge & Rooftop Infinity Pool Soaking/Garden Tub* Top Floor 2 inch Faux Blinds Community Grills Future Ground Floor Retail Ground Floor Retail Turn-Key Internet On-demand Hiit Studio Pool View Spacious 1, 2 & 3 Bedroom Floor Plans

Community Features

Community-Wide WiFi Wi-Fi Furnished Units Available On-Site Retail Pet Washing Station Car Charging Station Wheelchair Accessible Elevator Clubhouse Lounge Conference Rooms Roof Terrace Courtyard Grill Waterfront Fitness Center Pool Bicycle Storage Walking/Biking Trails Gameroom

Floor Plan Amenities

Wi-Fi Washer/Dryer Ceiling Fans Tub/Shower Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Vinyl Flooring High Ceilings Views Walk-In Closets Balcony Patio Porch

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around The Station at San Marco Apartments.

Pharmacy

  • Walgreens 2.3
  • Publix Pharmacy at Shoppes at East San Marco 4.5
  • Walgreens Specialty Pharmacy 3.2

Hospital

  • Baptist Jacksonville Emergency Room (ER) 2.4
  • HCA Florida Memorial Hospital Emergency Room 3.9
  • Baptist Medical Center Jacksonville 4.3

Gym

  • Orangetheory Fitness 4.3
  • Yoga Mix 4.9
  • Pure Barre 4.9

Restaurant

  • Southern Steer Butcher Atlantic Beach 4.9
  • Clara's Tidbits Restaurant 4.7
  • V Pizza + Sidecar 4.5

Park

  • Southside Park Tennis 4.1

Bank

  • SouthState Bank 4.6
  • Bank of America (with Drive-thru ATM) 3.0

Gas

  • bp 3.6
  • GATE Gas Station 4.3
  • Shell 4.0

Pet Policy

Bringing a pet? Here's what The Station at San Marco Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

  • $25 Monthly Pet Rent
  • $400 Fee
  • 65 lb Weight Limit
  • 2 Pet Limit

About The Station at San Marco Apartments

Live where modern design meets urban energy at The Station at San Marco. Our luxury studio, one, and two-bedroom apartments in Jacksonville, FL deliver elevated living with sleek interiors, open layouts, and premium finishes. If you are searching for San Marco apartments Jacksonville, youll find that every detail here is curated for comfort and style, because your home should feel as dynamic as the neighborhood around it. Schedule your tour today and see why life at The Station is the perfect balance of urban appeal and community-focused living.

Year Built: 2023
Stories: 5
Total Units: 345
Management: WRH Realty Services, LLC
Phone: (904) 944-5257

Other Options Nearby

Still weighing your choices? These communities are in the same part of Jacksonville — with their own insurance costs and safety profiles worth comparing.

10717 Coleman Rd Rental

Southside

$2,375 Ins: ~$14/mo
Moderate Risk

11159 Wethersfield Ct Rental

Southside

$2,285 Ins: ~$14/mo
Moderate Risk

11774 Mountain Ash Rd E Rental

Southside

$2,325 Ins: ~$14/mo
Moderate Risk

11836 Lake Fern Dr Rental

Southside

$2,799 Ins: ~$14/mo
Moderate Risk

11989 Collins Creek Dr Rental

Southside

$2,549 Ins: ~$14/mo
Moderate Risk

12407 Hatton Chase Ln E Rental

Southside

$2,345 Ins: ~$14/mo
Moderate Risk

Frequently Asked Questions

Does The Station at San Marco Apartments require renters insurance?
We didn't find a public insurance requirement for The Station at San Marco Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Station at San Marco Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at The Station at San Marco Apartments?
Plan for $1,390 to $2,461/month all-in. That's base rent ($1,378 - $2,449), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Station at San Marco Apartments allow pets?
Yes, The Station at San Marco Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $25 Monthly Pet Rent. $400 Fee. 65 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around The Station at San Marco Apartments?
The area has a C crime grade, which is worth factoring into your coverage decisions. That puts it safer than 6 of U.S. cities. On the property itself, you'll find package service, controlled access, property manager on site — features that can also qualify you for insurance discounts.
What floor plans does The Station at San Marco Apartments offer?
There are 10 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $1,378 - $2,449. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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