275 Fontaine Parc Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at 275 Fontaine Parc Apartments in Miami? Rent here runs $1,970 – $4,485, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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275 Fontainebleau Blvd, Miami, FL 33172

Miami

Managed by Harbor Group Management Built 2020 7 stories 133 units
3.6/5 ·113 reviews Google
Apt. Finder
$1,970 – $4,485 /month

Monthly Cost Breakdown at 275 Fontaine Parc Apartments

The listed rent isn't the whole number. Here's what 275 Fontaine Parc Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,116 – $4,631
Base Rent $1,970 – $4,485
Required Monthly Fees $132
Est. Renters Insurance $14/mo

Renters Insurance at 275 Fontaine Parc Apartments

We found a few insurance details on 275 Fontaine Parc Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

In 275 Fontaine Parc Apartments's own words:

"Hassle-free renters' insurance. Opt-in through Multifamily Insurance Partners, LLC."

What Affects Your Premium Here

Every building is different. These factors specific to 275 Fontaine Parc Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2477/100K (57% above national average)

What You'll Likely Pay

$14

Est. Monthly

$163

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 275 Fontaine Parc Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 275 Fontaine Parc Apartments:

Carrier Monthly Annual
Lemonade $9/mo $107/yr
USAA $10/mo $120/yr
State Farm $13/mo $160/yr
Progressive $14/mo $174/yr
Safeco $14/mo $174/yr
Travelers $16/mo $187/yr
Allstate $17/mo $200/yr
Nationwide $17/mo $200/yr
Farmers $18/mo $214/yr
Liberty Mutual $20/mo $240/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Miami.

Miami property crime rate

2,477

per 100K residents

57% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
232 / 200
Larceny / theft
1,994 / 1,172
Vehicle theft
252 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. 275 Fontaine Parc Apartments also has on-site security features (Package service, Doorman, On site maintenance) that insurers recognize with discounts.

Source: FBI UCR Program, Miami (2024-12 to 2025-11)

On-Site Security

Package service Doorman On site maintenance

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 275 Fontaine Parc Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 275 Fontaine Parc Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Renter's Insurance

Charged per unit.

$18.75 / mo

Pest Control

Charged per unit.

$2 / mo

Package Management Fee

Charged per unit.

$25 / mo

Trash Removal

Charged per unit.

$30 / mo

Utility - Water/Sewer

Charged per unit.

Usage-Based

Stormwater

Charged per unit.

Varies / mo

Application Fee Per Applicant

Charged per applicant.

$125

Security Deposit - Refundable

Charged per unit.

$1,000

Administrative Fee

Charged per unit.

$300

Pet Fee

Charged per unit.

$350

Deposit Alternatives Available

Charged per unit.

Varies one-time

Pets Fees

Monthly Pet Fee

Max of 2. Charged per pet.

$45 / mo

Parking Fees

Parking Fee

Charged per vehicle.

$25 / mo

Parking Fee

Charged per vehicle.

$50 / mo

Parking

Parking Unres 1

Other

Parking Unres 2

Addons Fees

Parking Fee

Charged per vehicle.

$50 / mo

Situational Fees

Non-Sufficient Funds

Charged per occurrence.

$100 / mo

Late Fee

On the 4th Charged per occurrence.

10% of base rent / mo

Amenities

Special Features

EV Charging Available Hurricane Impact-Resistant Windows & Patio Doors Pool-Side Dining & Lounging Pavilion Deposit alternatives available through Obligo Modern Chef-Inspired Kitchens Featuring Rich Wood Private Balconies Spacious Walk-In Closets Luxurious Baths With Full Height Mirror And Tiled 9’ Foot Ceilings Complimentary Wi-Fi In Amenity Spaces Imported Quartz Countertops & Spacious Pantry Wood Flooring Throughout Living Area & Bedrooms Bike Racks And Private Bike Storage One, Two & Three Bedroom Apartment Homes On-Site Management & 24-Hour Maintenance Team Oversized Lanai Patios In Select Apartment Homes State-Of-The-Art HarborFit Fitness Center

Community Features

Community-Wide WiFi Wi-Fi Maintenance on site 24 Hour Access Dry Cleaning Service Pet Play Area Car Charging Station Lounge Breakfast/Coffee Concierge Sundeck Fitness Center Pool Bicycle Storage

Floor Plan Amenities

Wi-Fi Air Conditioning Tub/Shower Stainless Steel Appliances Pantry Kitchen Oven Refrigerator Freezer Quartz Countertops Hardwood Floors Tile Floors Vaulted Ceiling Walk-In Closets Balcony Patio

Pet Policy

Bringing a pet? Here's what 275 Fontaine Parc Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
2 Pet Limit

About 275 Fontaine Parc Apartments

Year Built: 2020
Stories: 7 stories
Units: 133
Management: Harbor Group Management
Phone: (786) 837-0591

From the property listing:

Welcome to 275 Fontaine Parc, where modern luxury meets everyday convenience in the heart of Miami. Choose from spacious one-, two-, and three-bedroom apartments, thoughtfully designed with energy-efficient stainless steel appliances, elegant wood flooring, and private balconies in select units-perfect for enjoying Florida's sunshine. Relax and unwind at the resort-style sparkling pool, or stay active in the fully equipped fitness center. Located near Doral Central Park, our community offers quick access to green spaces, shopping, dining, and entertainment.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Miami — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 275 Fontaine Parc Apartments require renters insurance?
We found specific coverage details on 275 Fontaine Parc Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 275 Fontaine Parc Apartments?
For this zip code and building type, expect to pay around $14/month ($163/year). For context, the statewide average is $16/month, so this building is below average.
What will I actually pay per month at 275 Fontaine Parc Apartments?
Plan for $2,116 to $4,631/month all-in. That's base rent ($1,970 – $4,485), plus $132/month in required fees (trash, utilities, etc.), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 275 Fontaine Parc Apartments allow pets?
Yes, 275 Fontaine Parc Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around 275 Fontaine Parc Apartments?
Property crime in Miami runs noticeably higher than the national average — 2,477 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 232/100K here. On the property itself, you'll find package service, doorman, on site maintenance — features that can qualify for premium discounts.
What floor plans does 275 Fontaine Parc Apartments offer?
There are 29 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,970 – $4,485. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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