Alexan Kendall Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Alexan Kendall Apartments in Miami? Rent here runs $2,435 – $3,790, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

Get Renters Insurance for Alexan Kendall Apartments

Compare renters insurance quotes in seconds

9030 SW 158th Ave, Miami, FL 33196

Miami

Managed by ZRS Management Built 2024 4 stories 576 units
4.8/5 ·295 reviews Google
Apt. Finder
$2,435 – $3,790 /month

Monthly Cost Breakdown at Alexan Kendall Apartments

The listed rent isn't the whole number. Here's what Alexan Kendall Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,672 – $4,027
Base Rent $2,435 – $3,790
Required Monthly Fees $225
Est. Renters Insurance $12/mo

Renters Insurance at Alexan Kendall Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Alexan Kendall Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone AH — High-risk shallow flooding (1-3 ft). Flood insurance strongly recommended.

FBI UCR

Property crime rate: 2477/100K (57% above national average)

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Alexan Kendall Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Alexan Kendall Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Miami.

Miami property crime rate

2,477

per 100K residents

57% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
232 / 200
Larceny / theft
1,994 / 1,172
Vehicle theft
252 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area.

Source: FBI UCR Program, Miami (2024-12 to 2025-11)

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Alexan Kendall Apartments.

FEMA Zone AH — High-risk shallow flooding (1-3 ft)

Flood insurance strongly recommended — even shallow flooding can destroy personal property.

What to know about flood insurance as a renter:

  • Your landlord's building policy does not cover your belongings
  • NFIP (National Flood Insurance Program) offers renters policies starting around $99/year
  • Private carriers (Neptune, Wright Flood) may offer lower rates
  • Most flood claims in this zone are for personal property, not structural damage

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Alexan Kendall Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Amenity Fee

Amenity Fee Charged per unit.

$25 / mo

Trash Reimb

Valet Trash Charged per unit.

$30 / mo

PEST

Pest Charged per unit.

$5 / mo

Technology Fee

Technology Fee Charged per unit.

$90 / mo

Application Fee

Online Application Fee Charged per applicant.

$150

Administrative Fees

Online Administrative Fees Charged per unit.

$350

Pets Fees

Pet Fees Or Charges

Pet Fees Or Charges - Dog Charged per pet.

$500

Pet Fees Or Charges

Pet Fees Or Charges - Cat Charged per pet.

$350

Parking Fees

Carport - Parking

Carport - Parking Charged per vehicle.

$125 / mo

Situational Fees

Month To Month Charges

Month To Month Charges Charged per unit.

$500

Amenities

Special Features

Clubroom Designed for Entertaining Hammocks Pavillion with Outdoor Activities Resort-Style Saltwater Pool Dining Room Supper Club Loss Leader 5 Large Stand up Shower Pet Spa with Grooming Stations Coat Closet Creative Studio with Supplies for DIY Projects State-of-the-art fitness center Built In Shelves in Laundry Closet Recreation Lawns

Community Features

Pet Washing Station Clubhouse Fitness Center Pool Playground

Floor Plan Amenities

Washer/Dryer Air Conditioning Double Vanities Dishwasher

Pet Policy

Bringing a pet? Here's what Alexan Kendall Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About Alexan Kendall Apartments

Year Built: 2024
Stories: 4 stories
Units: 576
Management: ZRS Management
Phone: (833) 362-3721

From the property listing:

Immerse yourself in this vibrant community located in the West Kendall neighborhood. Alexan Kendall offers brand new luxury apartments in the heart of the future Kendall Town Center retail development. Settle into your new home in the suburbs of Miami, FL enjoy the perfect blend of comfort and style. Double amenities offer plenty of room to live, work, and play both indoors and out so you and your furry friends feel at home.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Miami — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Alexan Kendall Apartments require renters insurance?
We didn't find a public insurance requirement for Alexan Kendall Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Alexan Kendall Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). For context, the statewide average is $16/month, so this building is below average.
What will I actually pay per month at Alexan Kendall Apartments?
Plan for $2,672 to $4,027/month all-in. That's base rent ($2,435 – $3,790), plus $225/month in required fees (trash, utilities, etc.), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Alexan Kendall Apartments allow pets?
Yes, Alexan Kendall Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Alexan Kendall Apartments?
Property crime in Miami runs noticeably higher than the national average — 2,477 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 232/100K here.
Does Alexan Kendall Apartments need flood insurance?
This property sits in FEMA flood zone AH (High-risk shallow flooding (1-3 ft)). Standard renters insurance does not cover flood damage — you'd need a separate flood policy or endorsement. The National Flood Insurance Program (NFIP) offers renters policies starting around $99/year, and private carriers like Neptune and Wright Flood may offer competitive rates.
What floor plans does Alexan Kendall Apartments offer?
There are 7 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $2,435 – $3,790. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for Alexan Kendall Apartments

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.

Your privacy

We use cookies to run this site, measure how it's used, and support our advertising. See our Privacy Policy for details.