710 7th St Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at 710 7th St Apartments in South Beach? Rent here runs $2,000 – $2,700, and renters insurance adds about $19/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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710 7th St, Miami Beach, FL 33139

South Beach

Built 1957 2 stories 16 units
1/5 ·2 reviews Google
Apt. Finder
$2,000 – $2,700 /month

Monthly Cost Breakdown at 710 7th St Apartments

The listed rent isn't the whole number. Here's what 710 7th St Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,019 – $2,719
Base Rent $2,000 – $2,700
Est. Renters Insurance $19/mo

Renters Insurance at 710 7th St Apartments

What Affects Your Premium Here

Every building is different. These factors specific to 710 7th St Apartments can push your insurance cost up or down:

Older Building

Built in 1957 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Security System Issues

1 mentions of broken gates, cameras, or locks in reviews

FEMA Flood Zone

Zone AE — High-risk flood area with base flood elevation. Flood insurance strongly recommended.

What You'll Likely Pay

$19

Est. Monthly

$226

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 710 7th St Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Florida

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 710 7th St Apartments:

Carrier Monthly Annual
Lemonade $9/mo $112/yr
USAA $11/mo $126/yr
State Farm $14/mo $168/yr
Progressive $15/mo $182/yr
Safeco $15/mo $182/yr
Travelers $16/mo $196/yr
Allstate $18/mo $210/yr
Nationwide $18/mo $210/yr
Farmers $19/mo $224/yr
Liberty Mutual $21/mo $252/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $19/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Miami Beach.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned
Slip/Fall Hazards Mentioned
Security System Failures Mentioned

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 710 7th St Apartments.

FEMA Zone AE — High-risk flood area with base flood elevation

Flood insurance strongly recommended — standard renters policies exclude flood damage.

What to know about flood insurance as a renter:

  • Your landlord's building policy does not cover your belongings
  • NFIP (National Flood Insurance Program) offers renters policies starting around $99/year
  • Private carriers (Neptune, Wright Flood) may offer lower rates
  • Most flood claims in this zone are for personal property, not structural damage

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 710 7th St Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Parking Fees

Surface Lot

Parking Available

Amenities

Floor Plan Amenities

Washer/Dryer Air Conditioning Smoke Free Kitchen

Pet Policy

Bringing a pet? Here's what 710 7th St Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

No Pets Allowed

About 710 7th St Apartments

Year Built: 1957
Stories: 2 stories
Units: 16
Phone: (224) 509-6780

From the property listing:

Move Into Your Dream Apartment in the Heart of Miami Beach! Experience the best of Miami Beach living in our beautifully remodeled 1-bedroom apartment! Features You'll Love: Brand-new modern kitchen Spacious 1 bedroom Convenient in-unit washer and dryer Lots of natural light to brighten your space Located in the heart of Miami Beach, you'll be just steps away from the beach, restaurants, and everything this vibrant area has to offer. Don’t miss out – make this stunning apartment your new home!

Other Options Nearby

Still weighing your choices? Other communities in Miami Beach — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 710 7th St Apartments require renters insurance?
We didn't find a public insurance requirement for 710 7th St Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 710 7th St Apartments?
For this zip code and building type, expect to pay around $19/month ($226/year). For context, the statewide average is $16/month, so this building is above average.
What will I actually pay per month at 710 7th St Apartments?
Plan for $2,019 to $2,719/month all-in. That's base rent ($2,000 – $2,700), plus roughly $19/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 710 7th St Apartments allow pets?
No, 710 7th St Apartments does not allow pets.
Does 710 7th St Apartments need flood insurance?
This property sits in FEMA flood zone AE (High-risk flood area with base flood elevation). Standard renters insurance does not cover flood damage — you'd need a separate flood policy or endorsement. The National Flood Insurance Program (NFIP) offers renters policies starting around $99/year, and private carriers like Neptune and Wright Flood may offer competitive rates.
What floor plans does 710 7th St Apartments offer?
There are 2 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $2,000 – $2,700. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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