The Anamar at Collins Park Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at The Anamar at Collins Park Apartments in South Beach? Rent here runs $1,875 – $3,045, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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224 23rd Street, Miami Beach, FL 33139

South Beach

Built 2025 7 stories 80 units
4.8/5 ·20 reviews Google
Apt. Finder
$1,875 – $3,045 /month

Monthly Cost Breakdown at The Anamar at Collins Park Apartments

The listed rent isn't the whole number. Here's what The Anamar at Collins Park Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,889 – $3,059
Base Rent $1,875 – $3,045
Est. Renters Insurance $14/mo

Renters Insurance at The Anamar at Collins Park Apartments

We found a few insurance details on The Anamar at Collins Park Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to The Anamar at Collins Park Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone AE — High-risk flood area with base flood elevation. Flood insurance strongly recommended.

What You'll Likely Pay

$14

Est. Monthly

$172

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Anamar at Collins Park Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Anamar at Collins Park Apartments:

Carrier Monthly Annual
Lemonade $9/mo $112/yr
USAA $11/mo $126/yr
State Farm $14/mo $168/yr
Progressive $15/mo $182/yr
Safeco $15/mo $182/yr
Travelers $16/mo $196/yr
Allstate $18/mo $210/yr
Nationwide $18/mo $210/yr
Farmers $19/mo $224/yr
Liberty Mutual $21/mo $252/yr

Discounts You May Qualify For

Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Miami Beach.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Safety Concerns Mentioned

On-Site Security

Controlled access Property manager on site Covered parking

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for The Anamar at Collins Park Apartments.

FEMA Zone AE — High-risk flood area with base flood elevation

Flood insurance strongly recommended — standard renters policies exclude flood damage.

What to know about flood insurance as a renter:

  • Your landlord's building policy does not cover your belongings
  • NFIP (National Flood Insurance Program) offers renters policies starting around $99/year
  • Private carriers (Neptune, Wright Flood) may offer lower rates
  • Most flood claims in this zone are for personal property, not structural damage

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at The Anamar at Collins Park Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$50

Administrative Fee

Charged per unit.

$150

Pets Fees

Dog Fee

Charged per pet.

$500

Dog Rent

Charged per pet.

$20 / mo

Cat Fee

Charged per pet.

$500

Cat Rent

Charged per pet.

$20 / mo

Amenities

Special Features

Central Air Conditioning Sleek Built-In Microwave In-unit washer and dryer Electronic Thermostat Energy-Efficient Appliances Wheelchair Access Controlled Access Community Private Patio/Balcony* Spacious, Walk-in Closets* Stylish Window Treatments Wood-style vinyl plank flooring

Community Features

Maintenance on site 24 Hour Access Public Transportation Elevator Fitness Center

Floor Plan Amenities

Washer/Dryer Air Conditioning Dishwasher Stainless Steel Appliances Island Kitchen Microwave Refrigerator Quartz Countertops Hardwood Floors Walk-In Closets Balcony Patio

Pet Policy

Bringing a pet? Here's what The Anamar at Collins Park Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$20 Monthly Pet Rent
$500 Fee
2 Pet Limit

About The Anamar at Collins Park Apartments

Year Built: 2025
Stories: 7 stories
Units: 80
Phone: (833) 856-4318

From the property listing:

Welcome to The Anamar at Collins Park, where modern living meets affordability in Miami Beach, FL. Our brand-new apartments offer stylish studio, 1-bedroom, and 2-bedroom apartments for rent, designed to enhance your Miami Beach experience.Enjoy top amenities, including a state-of-the-art fitness center and easy access to the Collins Park parking garage right across the street. Located in the heart of Miami Beach, The Anamar at Collins Park is dedicated to supporting the local community with affordable housing options that enrich the citys vibrant, cultural scene.

Other Options Nearby

Still weighing your choices? Other communities in Miami Beach — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does The Anamar at Collins Park Apartments require renters insurance?
We found specific coverage details on The Anamar at Collins Park Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Anamar at Collins Park Apartments?
For this zip code and building type, expect to pay around $14/month ($172/year). For context, the statewide average is $16/month, so this building is below average.
What will I actually pay per month at The Anamar at Collins Park Apartments?
Plan for $1,889 to $3,059/month all-in. That's base rent ($1,875 – $3,045), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Anamar at Collins Park Apartments allow pets?
Yes, The Anamar at Collins Park Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $20 Monthly Pet Rent. $500 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
Does The Anamar at Collins Park Apartments need flood insurance?
This property sits in FEMA flood zone AE (High-risk flood area with base flood elevation). Standard renters insurance does not cover flood damage — you'd need a separate flood policy or endorsement. The National Flood Insurance Program (NFIP) offers renters policies starting around $99/year, and private carriers like Neptune and Wright Flood may offer competitive rates.
What floor plans does The Anamar at Collins Park Apartments offer?
There are 7 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $1,875 – $3,045. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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