Grand View Park Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Grand View Park Apartments in Allapattah? Rent here runs $1,990 – $3,300, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1559 NW 15th Street Rd, Miami, FL 33125

Allapattah

Managed by Garco Built 2025 5 stories 81 units
Apt. Finder
$1,990 – $3,300 /month

Monthly Cost Breakdown at Grand View Park Apartments

The listed rent isn't the whole number. Here's what Grand View Park Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,006 – $3,316
Base Rent $1,990 – $3,300
Est. Renters Insurance $16/mo

Renters Insurance at Grand View Park Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Grand View Park Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

FEMA Flood Zone

Zone AE — High-risk flood area with base flood elevation. Flood insurance strongly recommended.

FBI UCR

Property crime rate: 2477/100K (57% above national average)

What You'll Likely Pay

$16

Est. Monthly

$196

Est. Annual

$14

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Grand View Park Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Florida

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Grand View Park Apartments:

Carrier Monthly Annual
Lemonade $11/mo $128/yr
USAA $12/mo $144/yr
State Farm $16/mo $192/yr
Progressive $17/mo $208/yr
Safeco $17/mo $208/yr
Travelers $19/mo $224/yr
Allstate $20/mo $240/yr
Nationwide $20/mo $240/yr
Farmers $21/mo $256/yr
Liberty Mutual $24/mo $289/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Miami.

Miami property crime rate

2,477

per 100K residents

57% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
232 / 200
Larceny / theft
1,994 / 1,172
Vehicle theft
252 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Grand View Park Apartments also has on-site security features (Controlled access, Property manager on site, Gated, Sprinklers) that insurers recognize with discounts.

Source: FBI UCR Program, Miami (2024-12 to 2025-11)

On-Site Security

Controlled access Property manager on site Gated Sprinklers

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Grand View Park Apartments.

FEMA Zone AE — High-risk flood area with base flood elevation

Flood insurance strongly recommended — standard renters policies exclude flood damage.

What to know about flood insurance as a renter:

  • Your landlord's building policy does not cover your belongings
  • NFIP (National Flood Insurance Program) offers renters policies starting around $99/year
  • Private carriers (Neptune, Wright Flood) may offer lower rates
  • Most flood claims in this zone are for personal property, not structural damage

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Grand View Park Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Pets Fees

Pet Deposit

Max of 1. Charged per pet.

Free

One-Time Pet Fee

Max of 1. Charged per pet.

$450

Monthly Pet Fee

Max of 1. Charged per pet.

$25 / mo

Amenities

Special Features

Furnished Short Term Rentals Available Brand New Apartments

Community Features

Laundry Facilities Maintenance on site 24 Hour Access Furnished Units Available Recycling Pet Play Area Key Fob Entry Wheelchair Accessible Elevator Lounge Multi Use Room Storage Space Disposal Chutes Grill Fitness Center Bicycle Storage Study Lounge

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Security System Trash Compactor Storage Space Tub/Shower Sprinkler System Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Stainless Steel Appliances Pantry Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Instant Hot Water Quartz Countertops Vinyl Flooring High Ceilings Office Crown Molding Skylights Walk-In Closets Linen Closet Furnished Loft Layout Double Pane Windows Window Coverings Large Bedrooms Floor to Ceiling Windows Balcony

Pet Policy

Bringing a pet? Here's what Grand View Park Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Pet policies are negotiable.

About Grand View Park Apartments

Year Built: 2025
Stories: 5 stories
Units: 81
Management: Garco
Phone: (844) 541-4178

From the property listing:

Grand Opening — Limited-Time Leasing Specials! Two Months Free on a Studio Apartment with a 15-Month Lease!! Or One Month Free on Studio with a 13-Month Lease!! These exclusive incentives are available for a limited time only. Contact our leasing office today for details and availability. Don’t Miss Out — Move In with Just $500 Down! Take advantage of this special offer and secure your new home with only a $500 deposit. Restrictions apply. Call or visit our leasing office for more information. Welcome to a new standard of luxury living.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Miami — compare rent and estimated insurance cost side by side.

Brisas Del Este II Apartments

Allapattah

$761 - $2,131 Ins: ~$18/mo
FEMA Zone AE — flood risk

Fourteen Main Street Residences Apartments

Allapattah

$2,161 - $3,307 Ins: ~$18/mo

Legacy at 15th Apartments

Allapattah

$2,201 - $3,196 Ins: ~$18/mo
FEMA Zone AE — flood risk

Legacy at 19th Apartments

Allapattah

$2,250 - $3,250 Ins: ~$16/mo
FEMA Zone AE — flood risk

NO 17 ALLAPATTAH RESIDENCES Apartments

Allapattah

$2,106 - $2,712 Ins: ~$16/mo
FEMA Zone AE — flood risk

Parkview Apartments

Allapattah

$2,000 - $2,800 Ins: ~$18/mo
FEMA Zone AE — flood risk

Frequently Asked Questions

Does Grand View Park Apartments require renters insurance?
We didn't find a public insurance requirement for Grand View Park Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Grand View Park Apartments?
For this zip code and building type, expect to pay around $16/month ($196/year). Grand View Park Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at Grand View Park Apartments?
Plan for $2,006 to $3,316/month all-in. That's base rent ($1,990 – $3,300), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Grand View Park Apartments allow pets?
Pet policies at Grand View Park Apartments are handled on a case-by-case basis — contact the leasing office for details.
How safe is the area around Grand View Park Apartments?
Property crime in Miami runs noticeably higher than the national average — 2,477 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 232/100K here. On the property itself, you'll find controlled access, property manager on site, gated, sprinklers — features that can qualify for premium discounts.
Does Grand View Park Apartments need flood insurance?
This property sits in FEMA flood zone AE (High-risk flood area with base flood elevation). Standard renters insurance does not cover flood damage — you'd need a separate flood policy or endorsement. The National Flood Insurance Program (NFIP) offers renters policies starting around $99/year, and private carriers like Neptune and Wright Flood may offer competitive rates.
What floor plans does Grand View Park Apartments offer?
There are 9 floor plans to choose from, spanning 2-bedroom, studio layouts. Rent ranges from $1,990 – $3,300. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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