Parkview Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Parkview Apartments in North Miami? Rent here runs $2,100 – $2,200, and renters insurance adds about $17/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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12215 W Dixie Hwy, North Miami, FL 33161

North Miami

Built 1970 4 stories 24 units
Apt. Finder
$2,100 – $2,200 /month

Monthly Cost Breakdown at Parkview Apartments

The listed rent isn't the whole number. Here's what Parkview Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,117 – $2,217
Base Rent $2,100 – $2,200
Est. Renters Insurance $17/mo

Renters Insurance at Parkview Apartments

We found a few insurance details on Parkview Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Sure
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Parkview Apartments can push your insurance cost up or down:

Older Building

Built in 1970 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

What You'll Likely Pay

$17

Est. Monthly

$204

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Parkview Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Florida

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Parkview Apartments:

Carrier Monthly Annual
Lemonade $9/mo $107/yr
USAA $10/mo $120/yr
State Farm $13/mo $160/yr
Progressive $14/mo $174/yr
Safeco $14/mo $174/yr
Travelers $16/mo $187/yr
Allstate $17/mo $200/yr
Nationwide $17/mo $200/yr
Farmers $18/mo $214/yr
Liberty Mutual $20/mo $240/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $17/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Parkview Apartments.

FEMA Zone X (0.2 Pct Annual Chance Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Parkview Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$35

Amenities

Special Features

sewer laundry facility parking trash water

Floor Plan Amenities

Microwave Range Refrigerator

About Parkview Apartments

Year Built: 1970
Stories: 4 stories
Units: 24
Phone: (786) 706-8681

From the property listing:

Welcome to Parkview at Griffing Park, a newly renovated community in North Miami that combines modern comfort with a cozy yet spacious atmosphere. Each apartment is designed with stylish upgrades, sleek flooring adds a touch of sophistication to each space, a beautifully equipped kitchen that will impress, and central air conditioning to maintain a comfortable space year-round, you will also have access to on-site laundry facilities. Live comfortably in 2-bedroom, 1-bath apartments with an unbeatable location in North Miami Near Griffing Park. Apartment Features:

Other Options Nearby

Still weighing your choices? These communities are in the same part of North Miami — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Parkview Apartments require renters insurance?
We found specific coverage details on Parkview Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Parkview Apartments?
For this zip code and building type, expect to pay around $17/month ($204/year). For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at Parkview Apartments?
Plan for $2,117 to $2,217/month all-in. That's base rent ($2,100 – $2,200), plus roughly $17/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
What floor plans does Parkview Apartments offer?
There is 1 floor plan available, a 2-bedroom layout. Rent ranges from $2,100 – $2,200. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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