1700 NE 133rd St, North Miami, FL 33181
North Miami
Monthly Cost Breakdown at Lakeside at Biscayne Gardens Apartments
The listed rent isn't the whole number. Here's what Lakeside at Biscayne Gardens Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Lakeside at Biscayne Gardens Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Lakeside at Biscayne Gardens Apartments can push your insurance cost up or down:
Older Building
Built in 1968 — older plumbing/electrical may increase risk
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
FEMA Flood Zone
Zone X — minimal flood risk
What You'll Likely Pay
$19
Est. Monthly
$226
Est. Annual
$17
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Lakeside at Biscayne Gardens Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Lakeside at Biscayne Gardens Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $112/yr |
| USAA | $11/mo | $126/yr |
| State Farm | $14/mo | $168/yr |
| Progressive | $15/mo | $182/yr |
| Safeco | $15/mo | $182/yr |
| Travelers | $16/mo | $196/yr |
| Allstate | $18/mo | $210/yr |
| Nationwide | $18/mo | $210/yr |
| Farmers | $19/mo | $224/yr |
| Liberty Mutual | $21/mo | $252/yr |
Discounts You May Qualify For
Next Step
See if you can beat $17/mo
6 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for North Miami.
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Lakeside at Biscayne Gardens Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Lakeside at Biscayne Gardens Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Pets Fees
Dog Fee
Charged per pet.
Dog Rent
Charged per pet.
Cat Fee
Charged per pet.
Cat Rent
Charged per pet.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Lakeside at Biscayne Gardens Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Lakeside at Biscayne Gardens Apartments
From the property listing:
Experience a relaxed apartment living environment in North Miami that prioritizes comfort, functionality, and everyday convenience. Our community is designed to support a convenient and maintenance-free lifestyle. Residents enjoy reliable services, comfortable living spaces, and a community designed for ease and everyday living.
Other Options Nearby
Still weighing your choices? These communities are in the same part of North Miami — compare rent and estimated insurance cost side by side.
610 NE 123RD 27MF Apartments
North Miami
Biscayne 112 Apartments
North Miami
Biscayne Apartments
North Miami
Biscayne Gardens Apartments
North Miami
Gardens Residences Apartments
North Miami
Manor Biscayne Apartments
North Miami
Frequently Asked Questions
Does Lakeside at Biscayne Gardens Apartments require renters insurance?
How much is renters insurance at Lakeside at Biscayne Gardens Apartments?
What will I actually pay per month at Lakeside at Biscayne Gardens Apartments?
Does Lakeside at Biscayne Gardens Apartments allow pets?
What floor plans does Lakeside at Biscayne Gardens Apartments offer?
Get Renters Insurance for Lakeside at Biscayne Gardens Apartments
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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