1650 NE 124th St, North Miami, FL 33181
North Miami
Monthly Cost Breakdown at Manor Biscayne Apartments
The listed rent isn't the whole number. Here's what Manor Biscayne Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Manor Biscayne Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Manor Biscayne Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
FEMA Flood Zone
Zone AE — High-risk flood area with base flood elevation. Flood insurance strongly recommended.
What You'll Likely Pay
$14
Est. Monthly
$172
Est. Annual
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Manor Biscayne Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$35,000
If you own more
$75,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Manor Biscayne Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $112/yr |
| USAA | $11/mo | $126/yr |
| State Farm | $14/mo | $168/yr |
| Progressive | $15/mo | $182/yr |
| Safeco | $15/mo | $182/yr |
| Travelers | $16/mo | $196/yr |
| Allstate | $18/mo | $210/yr |
| Nationwide | $18/mo | $210/yr |
| Farmers | $19/mo | $224/yr |
| Liberty Mutual | $21/mo | $252/yr |
Discounts You May Qualify For
Next Step
See if you can beat $14/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for North Miami.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Manor Biscayne Apartments.
FEMA Zone AE — High-risk flood area with base flood elevation
Flood insurance strongly recommended — standard renters policies exclude flood damage.
What to know about flood insurance as a renter:
- Your landlord's building policy does not cover your belongings
- NFIP (National Flood Insurance Program) offers renters policies starting around $99/year
- Private carriers (Neptune, Wright Flood) may offer lower rates
- Most flood claims in this zone are for personal property, not structural damage
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Manor Biscayne Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Trash Resident Billback
Trash Resident Billback Charged per unit.
Pest Control Charges
Pest Control Charges Charged per unit.
Access Control Income
Access Control Income Charged per unit.
Technology Package
Technology Package Charged per unit.
Application Fee
Application Fee Charged per applicant.
Deposit Received
Holding Deposit Charged per unit.
Administrative Fee
Administrative Fee Charged per unit.
Pets Fees
Pet Fees Or Charges
Pet Fees Or Charges Dog Charged per pet.
Parking Fees
Additional Space - Parking
Additional Space - Parking Charged per vehicle.
Reserved Space - Parking
Reserved Space - Parking Charged per vehicle.
Situational Fees
Month To Month Charges
Month To Month Charges Charged per unit.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Manor Biscayne Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Manor Biscayne Apartments
From the property listing:
A brand-new residential community located just west of Bay Harbor - and among Miami’s most sought-after addresses. This striking, eight-story building includes a mix of studios, one-, two-, and three-bedroom residences, and 12 townhouse apartments. Come home to more than 30,000 square feet of exceptional indoor and outdoor amenities that make home feel like a five-star retreat.
Other Options Nearby
Still weighing your choices? These communities are in the same part of North Miami — compare rent and estimated insurance cost side by side.
610 NE 123RD 27MF Apartments
North Miami
Biscayne 112 Apartments
North Miami
Biscayne Apartments
North Miami
Biscayne Gardens Apartments
North Miami
Gardens Residences Apartments
North Miami
Lakeside at Biscayne Gardens Apartments
North Miami
Frequently Asked Questions
Does Manor Biscayne Apartments require renters insurance?
How much is renters insurance at Manor Biscayne Apartments?
What will I actually pay per month at Manor Biscayne Apartments?
Does Manor Biscayne Apartments allow pets?
Does Manor Biscayne Apartments need flood insurance?
What floor plans does Manor Biscayne Apartments offer?
Get Renters Insurance for Manor Biscayne Apartments
See how much you could save on renters insurance
Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.