51 NW 28th St, Miami, FL 33127
Wynwood
Monthly Cost Breakdown at i5 Wynwood Co-Living Apartments
The listed rent isn't the whole number. Here's what i5 Wynwood Co-Living Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at i5 Wynwood Co-Living Apartments
We found a few insurance details on i5 Wynwood Co-Living Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
In i5 Wynwood Co-Living Apartments's own words:
"Yes, and to assist you, we have our Damage Liability Waiver Program (link to brochure dlw.peakmade.com). While this is not insurance, we believe the Damage Liability Waiver Program is the simplest and most convenient way to satisfy your lease requirement. However, you can submit a copy of your third-party liability insurance policy to dlwportal.peakmade.com. Our partner Confirm Insurance will review the policy to determine if it complies with the lease addendum."
"Yes, and to assist you, we have our Damage Liability Waiver Program (link to brochure dlw.peakmade.com). While this is not insurance, we believe the Damage Lability Waiver Program is the simplest and most convenient way to satisfy your lease requirement. However, you can submit a copy of your third-party liability insurance policy to dlwportal.peakmade.com. Our partner Confirm Insurance will review the policy to determine if it complies with the lease addendum."
What Affects Your Premium Here
Every building is different. These factors specific to i5 Wynwood Co-Living Apartments can push your insurance cost up or down:
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2477/100K (57% above national average)
What You'll Likely Pay
$17
Est. Monthly
$204
Est. Annual
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for i5 Wynwood Co-Living Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near i5 Wynwood Co-Living Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $11/mo | $134/yr |
| USAA | $13/mo | $150/yr |
| State Farm | $17/mo | $200/yr |
| Progressive | $18/mo | $217/yr |
| Safeco | $18/mo | $217/yr |
| Travelers | $19/mo | $234/yr |
| Allstate | $21/mo | $250/yr |
| Nationwide | $21/mo | $250/yr |
| Farmers | $22/mo | $267/yr |
| Liberty Mutual | $25/mo | $301/yr |
Discounts You May Qualify For
Next Step
See if you can beat $17/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Miami.
Miami property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. i5 Wynwood Co-Living Apartments also has on-site security features (Package service, Property manager on site, Controlled access, Covered parking) that insurers recognize with discounts.
Source: FBI UCR Program, Miami (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for i5 Wynwood Co-Living Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at i5 Wynwood Co-Living Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Trash Service Fee
Charged per resident.
Cleaning Fee
Charged per resident.
High Speed Internet Access
Charged per resident.
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Pets Fees
Pet Deposit
Max of 2. Charged per pet.
Monthly Pet Fee
Max of 2. Charged per pet.
Parking Fees
Parking Fee
Charged per vehicle.
Situational Fees
Short-Term Fee
Charged per occurrence.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what i5 Wynwood Co-Living Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About i5 Wynwood Co-Living Apartments
From the property listing:
The Wynwood area's newest Co-Living Community! Rent a private, fully furnished bedroom and bathroom, and enjoy communal living, exceptional shared spaces, and an array of incredible amenities. Co-living allows residents to rent a private furnished bedroom and ensuite bathroom, while sharing a kitchen and living room with two-to-three others. All of this awaits you in the heart of Wynwood, where the energy and excitement are at their peak. Your new residence is meticulously prepared with every convenience you can imagine.
Other Options Nearby
Still weighing your choices? Other communities in Miami — compare rent and estimated insurance cost side by side.
AMLI Wynwood Apartments
Wynwood
Cynergi Lofts at Wynwood
Wynwood
WYND 27 & WYND 28 Apartments
Wynwood
1000 Brickell Plz Condo
Downtown Miami
1025 Metro Apartments
Hialeah
1050 NW 2nd Street Apartments
Little Havana
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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