The Palmer Dadeland Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at The Palmer Dadeland Apartments in Glenvar Heights? Rent here runs $1,962 – $5,386, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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8215 SW 72nd Ave, Miami, FL 33143

Glenvar Heights

Managed by Highmark Residential Built 2017 25 stories 844 units
4.2/5 ·745 reviews Google
5/5 ·300 reviews Apt. Finder
$1,962 – $5,386 /month

Renters Insurance at The Palmer Dadeland Apartments

What Affects Your Premium Here

Every building is different. These factors specific to The Palmer Dadeland Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2477/100K (57% above national average)

What You'll Likely Pay

$12

Est. Monthly

$139

Est. Annual

$11

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Palmer Dadeland Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Palmer Dadeland Apartments:

Carrier Monthly Annual
Lemonade $8/mo $91/yr
USAA $9/mo $102/yr
State Farm $11/mo $136/yr
Progressive $12/mo $148/yr
Safeco $12/mo $148/yr
Travelers $13/mo $159/yr
Allstate $14/mo $170/yr
Nationwide $14/mo $170/yr
Farmers $15/mo $182/yr
Liberty Mutual $17/mo $204/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $11/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Miami.

Miami property crime rate

2,477

per 100K residents

57% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
232 / 200
Larceny / theft
1,994 / 1,172
Vehicle theft
252 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. The Palmer Dadeland Apartments also has on-site security features (Controlled access, Concierge, Gated, Doorman, Package lockers, On site maintenance) that insurers recognize with discounts.

Source: FBI UCR Program, Miami (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned
Fire Mentioned
Safety Concerns Mentioned
Slip/Fall Hazards Mentioned

On-Site Security

Controlled access Concierge Gated Doorman Package lockers On site maintenance

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for The Palmer Dadeland Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at The Palmer Dadeland Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$50

Administrative Fee

Charged per unit.

$350

Pets Fees

Dog Deposit

Charged per pet.

$250

Dog Fee

Charged per pet.

$250

Dog Rent

Charged per pet.

$25 / mo

Cat Deposit

Charged per pet.

$250

Cat Fee

Charged per pet.

$250

Cat Rent

Charged per pet.

$25 / mo

Amenities

Special Features

Bike Storage and Bike Repair Shop Demonstration Chefs Kitchen On-site Conference Center Pre-Qualified Renters Insurance Resident Rewards Program WiFi-equipped Common Areas Floating Bath Vanities with Quartz Countertops Full-size Washer and Dryers Movable Kitchen Islands Porcelain Tile Flooring Throughout Short Term Rental Bark Buildings Flexible Lease Terms Monthly social events and activities On-demand Exercise Classes Online Services and Rent Pay Quartz Countertops with Undermount Sinks Reserved Parking Spaces Storage Units 100% Online Payment Electronic Door Locks Outdoor Workout Studio Bocce Court Electric Vehicle Parking Illuminated Bathroom Mirrors Roll-down Window Shades Video Intercom 24-Hour Emergency Maintenance Complimentary Coffee Deposit Alternative Available EnergyStar® Stainless Steel Appliances EV Charging Station Expansive Water and Sunset Views Italian Cabinetry with Soft Close Drawers Large Walk-in Closets National Relocation Program On-site dry-cleaning lockers Prewired for Cable Sky Terrace with a View Coordinating Glass Tile Kitchen Backsplashes Courtyard Picnic Area Frameless Glass Shower Doors French Door Refrigerators and Built-in Microwaves Outdoor Kitchen and Lounge Two-story Billiards Lounge Yoga Lounge Chaise Lounges, Day Beds and Private Cabanas Controlled-access Package Room Dedicated Spin Room Gated Courtyard with Firepit USB Outlets

Community Features

Doorman Dry Cleaning Service Online Services Car Charging Station Business Center Clubhouse Lounge Cabana Courtyard Picnic Area Fitness Center Pool Playground Bicycle Storage

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Cable Ready Storage Space Intercom Dishwasher Disposal Stainless Steel Appliances Kitchen Microwave Quartz Countertops Tile Floors Recreation Room Walk-In Closets Window Coverings

Pet Policy

Bringing a pet? Here's what The Palmer Dadeland Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$250 Deposit
$25 Monthly Pet Rent
$250 Fee

About The Palmer Dadeland Apartments

Year Built: 2017
Stories: 25 stories
Units: 844
Management: Highmark Residential
Phone: (786) 460-2957

From the property listing:

Welcome home to vertical living redefined in our 25-story high-rise community located in Miami FL, designed with high-end finishes, a luxurious amenity package, and breathtaking skyline views. Sitting just south of downtown Miami, our community provides easy access to a plethora of dining, shopping, and entertainment venues. Slide into the good life in one of our studio, one, two, or three-bedroom apartment homes boasting quartz countertops, sleek Italian cabinetry, stainless steel appliances, and more.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Miami — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does The Palmer Dadeland Apartments require renters insurance?
We didn't find a public insurance requirement for The Palmer Dadeland Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Palmer Dadeland Apartments?
For this zip code and building type, expect to pay around $12/month ($139/year). The Palmer Dadeland Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $16/month, so this building is below average.
Does The Palmer Dadeland Apartments allow pets?
Yes, The Palmer Dadeland Apartments is pet-friendly. Here are the details: Cats Allowed. $250 Deposit. $25 Monthly Pet Rent. $250 Fee. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around The Palmer Dadeland Apartments?
Property crime in Miami runs noticeably higher than the national average — 2,477 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 232/100K here. On the property itself, you'll find controlled access, concierge, gated, doorman — features that can qualify for premium discounts.
What floor plans does The Palmer Dadeland Apartments offer?
There are 76 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $1,962 – $5,386. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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