10151 Henbury St Rental: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at 10151 Henbury St Rental in Lake Nona? Rent here runs From $5,500, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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10151 Henbury St, Orlando, FL 32832

Lake Nona

From $5,500 /month

Monthly Cost Breakdown at 10151 Henbury St Rental

The listed rent isn't the whole number. Here's what 10151 Henbury St Rental actually costs each month once you add required fees and insurance.

Total Monthly Cost $5,516
Base Rent $5,500
Est. Renters Insurance $16/mo

Renters Insurance at 10151 Henbury St Rental

What Affects Your Premium Here

Every building is different. These factors specific to 10151 Henbury St Rental can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: B+

What You'll Likely Pay

$16

Est. Monthly

$187

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 10151 Henbury St Rental based on the rent level and building features.

Personal Property

What your stuff is worth

$75,000 recommended

If you own less

$50,000

If you own more

$100,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 10151 Henbury St Rental:

Carrier Monthly Annual
Lemonade $9/mo $107/yr
USAA $10/mo $120/yr
State Farm $13/mo $160/yr
Progressive $14/mo $174/yr
Safeco $14/mo $174/yr
Travelers $16/mo $187/yr
Allstate $17/mo $200/yr
Nationwide $17/mo $200/yr
Farmers $18/mo $214/yr
Liberty Mutual $20/mo $240/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.

B+

Area Crime Grade

Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. 10151 Henbury St Rental has on-site security features (Covered parking) that insurers recognize with premium discounts.

On-Site Security

Covered parking

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 10151 Henbury St Rental.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Amenities

Community Features

Pool Tennis Court

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Air Conditioning Heating Ceiling Fans Cable Ready Dishwasher Kitchen Microwave Range Refrigerator Carpet Dining Room Walk-In Closets Patio Porch

About 10151 Henbury St Rental

Stunning 5BR/5BA Home for Lease in Eagle Creek Lake NonaBeautiful and spacious 5-bedroom, 5-bath home located in the gated golf community of Eagle Creek. Offering over 3,800 sq ft, this property features an open-concept living area, gourmet kitchen with stainless steel appliances and large island, and panoramic water views from both levels.The first floor includes a guest bedroom with full bath and a primary suite with spa-style bathroom and oversized walk-in closet connected directly to the laundry room. Upstairs, you ll find a bonus room, two guest bedrooms with shared full bath, and a second primary suite with private en-suite and access to a screened balcony overlooking the water and golf course.Additional upgrades include crown molding, tile flooring, plantation shutters, and upgraded lighting throughout. Outdoor living spaces include a covered lanai, upper-level screened balcony, and a fire pit area.Located in the heart of Lake Nona, Eagle Creek offers top-tier community amenities, 24-hour guard gate, and convenient access to shopping, dining, medical facilities, and major highways.Available now contact for showing details.

Phone: (321) 516-0928

Other Options Nearby

Still weighing your choices? These communities are in the same part of Orlando — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 10151 Henbury St Rental require renters insurance?
We didn't find a public insurance requirement for 10151 Henbury St Rental, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 10151 Henbury St Rental?
For this zip code and building type, expect to pay around $16/month ($187/year). For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at 10151 Henbury St Rental?
Plan for $5,516 to $5,516/month all-in. That's base rent (From $5,500), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
How safe is the area around 10151 Henbury St Rental?
The area is fairly safe, with a B+ crime grade. On the property itself, you'll find covered parking — features that can also qualify you for insurance discounts.
What parking is available at 10151 Henbury St Rental?
Garage Parking. Other Parking. Worth noting: covered or garage parking can reduce your vehicle's exposure to weather and theft, which some auto insurance carriers reward with lower rates.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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