10777 Garden Lily Dr, Orlando, FL 32832
Lake Nona
Monthly Cost Breakdown at 10777 Garden Lily Dr Townhouse
The listed rent isn't the whole number. Here's what 10777 Garden Lily Dr Townhouse actually costs each month once you add required fees and insurance.
Renters Insurance at 10777 Garden Lily Dr Townhouse
What Affects Your Premium Here
Every building is different. These factors specific to 10777 Garden Lily Dr Townhouse can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
FEMA Flood Zone
Zone X — minimal flood risk
AreaVibes
Crime grade: B+
What You'll Likely Pay
$16
Est. Monthly
$187
Est. Annual
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 10777 Garden Lily Dr Townhouse based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Florida
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near 10777 Garden Lily Dr Townhouse:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $107/yr |
| USAA | $10/mo | $120/yr |
| State Farm | $13/mo | $160/yr |
| Progressive | $14/mo | $174/yr |
| Safeco | $14/mo | $174/yr |
| Travelers | $16/mo | $187/yr |
| Allstate | $17/mo | $200/yr |
| Nationwide | $17/mo | $200/yr |
| Farmers | $18/mo | $214/yr |
| Liberty Mutual | $20/mo | $240/yr |
Discounts You May Qualify For
Next Step
See if you can beat $16/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.
B+
Area Crime Grade
Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. 10777 Garden Lily Dr Townhouse has on-site security features (Covered parking) that insurers recognize with premium discounts.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 10777 Garden Lily Dr Townhouse.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Amenities
Community Features
Floor Plan Amenities
About 10777 Garden Lily Dr Townhouse
New Rental Price! This property is in great condition, with upgraded laminate floor and tile on first floor. Spacious eat-in kitchen. Amenities are playground, basketball count, tennis court, volleyball court, lakefront dog park. Conveniently located near restaurants and shopping easy access to the major highways 417 & 528. No pets, renters' insurance is required. Note: All applicants in a household 18 and up must apply individually. All adult applicants will have a credit and background check conducted. Minimum credit 600+, no eviction, foreclosure, or bankruptcy. The income must 3x rent combined.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Orlando — compare rent and estimated insurance cost side by side.
10151 Henbury St Rental
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10181 Marsh Pine Cir Rental
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1027 Lake Biscayne Way Rental
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10322 Marconi Ave Condo
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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