10831 Windsor Walk Dr Condo: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at 10831 Windsor Walk Dr Condo in I Drive? Rent here runs From $1,220, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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10831 Windsor Walk Dr, Unit 1103, Orlando, FL 32837

I Drive

4.1/5 ·69 reviews Google
From $1,220 /month

Monthly Cost Breakdown at 10831 Windsor Walk Dr Condo

The listed rent isn't the whole number. Here's what 10831 Windsor Walk Dr Condo actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,236
Base Rent $1,220
Est. Renters Insurance $16/mo

Renters Insurance at 10831 Windsor Walk Dr Condo

What Affects Your Premium Here

Every building is different. These factors specific to 10831 Windsor Walk Dr Condo can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Security System Issues

1 mentions of broken gates, cameras, or locks in reviews

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: B+

What You'll Likely Pay

$16

Est. Monthly

$187

Est. Annual

$15

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 10831 Windsor Walk Dr Condo based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Florida

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 10831 Windsor Walk Dr Condo:

Carrier Monthly Annual
Lemonade $9/mo $107/yr
USAA $10/mo $120/yr
State Farm $13/mo $160/yr
Progressive $14/mo $174/yr
Safeco $14/mo $174/yr
Travelers $16/mo $187/yr
Allstate $17/mo $200/yr
Nationwide $17/mo $200/yr
Farmers $18/mo $214/yr
Liberty Mutual $20/mo $240/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.

B+

Area Crime Grade

Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. 10831 Windsor Walk Dr Condo has on-site security features (Gated access) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Safety Concerns Mentioned
Slip/Fall Hazards Mentioned
Theft Mentioned
Water Damage Mentioned
Noise Mentioned
Security System Failures Mentioned

On-Site Security

Gated access

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 10831 Windsor Walk Dr Condo.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 10831 Windsor Walk Dr Condo. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$95

Amenities

Floor Plan Amenities

Patio

About 10831 Windsor Walk Dr Condo

Well-maintained 1-bedroom, 1-bath condo located on the ground floor in the desirable gated Windsor Walk community in Orlando. This inviting unit features an open and functional layout with a bright living area, a practical kitchen with ample cabinet space, and a comfortable bedroom with generous closet storage. Enjoy the convenience of in-unit laundry and a screened patio overlooking the community grounds — perfect for relaxing after a long day. The community offers a swimming pool, playground, and beautifully maintained common areas. Ideally situated just minutes from shopping, dining, major highways, theme parks, and Orlando International Airport, this location provides easy access to everything Central Florida has to offer. This property offers an option of a security deposit-free lease using Obligo’s billing authorization technology for qualified tenants, as well as a mandatory Tenant Benefit Package. ***HOA application fee is $100 per application*** INTERESTED IN A TOUR? – Call anytime for tour information. 360 VIRTUAL TOUR - SHOWINGS - Register for a private tour by clicking this link: - READY TO APPLY? - Click here and complete the online application: SECURITY DEPOSIT - No upfront security deposit option with Obligo for Renters who qualify for the Obligo service. If you do not qualify, then a traditional upfront security deposit will be required. TENANT BENEFIT PACKAGE – Included with ALL leases is a $59 Tenant Benefit Package. PET POLICY - Pets are considered with owner's permission. DISCLAIMER - Information deemed reliable but not guaranteed. AMENITIES: * Community Pool * Gated Community By submitting your information on this page you consent to being contacted by the Property Manager and RentEngine via SMS, phone, or email.

Phone: (689) 304-9993

Other Options Nearby

Still weighing your choices? These communities are in the same part of Orlando — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 10831 Windsor Walk Dr Condo require renters insurance?
We didn't find a public insurance requirement for 10831 Windsor Walk Dr Condo, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 10831 Windsor Walk Dr Condo?
For this zip code and building type, expect to pay around $16/month ($187/year). 10831 Windsor Walk Dr Condo has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at 10831 Windsor Walk Dr Condo?
Plan for $1,236 to $1,236/month all-in. That's base rent (From $1,220), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
How safe is the area around 10831 Windsor Walk Dr Condo?
The area is fairly safe, with a B+ crime grade. On the property itself, you'll find gated access — features that can also qualify you for insurance discounts.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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