10X Murano Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at 10X Murano Apartments in I Drive? Rent here runs $1,644 – $4,915, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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9932 Grande Lakes Blvd, Orlando, FL 32837

I Drive

Built 2016 4 stories 240 units
Apt. Finder
$1,644 – $4,915 /month

Monthly Cost Breakdown at 10X Murano Apartments

The listed rent isn't the whole number. Here's what 10X Murano Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,763 – $5,034
Base Rent $1,644 – $4,915
Required Monthly Fees $106
Est. Renters Insurance $13/mo

Renters Insurance at 10X Murano Apartments

According to 10X Murano Apartments's website, you'll need a renters insurance policy, and the property needs to be named on your policy. This isn't unusual — most Class-A apartment communities have similar requirements because it protects both you and the building if something goes wrong.

Your lease at 10X Murano Apartments expects

These specifics on your renters policy

Your lease may add more — but these are the details 10X Murano Apartments publishes publicly. Treat them as the floor, not the ceiling.

Interested party Add 10X Murano Apartments to your policy as an interested party

Carriers listed on their website

Sure Kin

You're not limited to these — a leasing office can't legally restrict you to specific carriers. Any licensed insurer that meets the coverage minimums above will be accepted, so shop for the policy that fits your budget.

The "interested party" wrinkle is easy to miss. When you buy your policy, most carriers have a field during checkout where you add the property — it takes about 30 seconds. Without it, your proof of insurance may get rejected by the leasing office even if your coverage is otherwise fine.

What Affects Your Premium Here

Every building is different. These factors specific to 10X Murano Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

AreaVibes

Crime grade: B+

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$12

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 10X Murano Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 10X Murano Apartments:

Carrier Monthly Annual
Lemonade $8/mo $102/yr
USAA $10/mo $114/yr
State Farm $13/mo $152/yr
Progressive $14/mo $165/yr
Safeco $14/mo $165/yr
Travelers $15/mo $178/yr
Allstate $16/mo $190/yr
Nationwide $16/mo $190/yr
Farmers $17/mo $203/yr
Liberty Mutual $19/mo $228/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.

B+

Area Crime Grade

Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. 10X Murano Apartments has on-site security features (Package service, Property manager on site, Gated, Doorman, Package lockers, Perimeter fencing) that insurers recognize with premium discounts.

On-Site Security

Package service Property manager on site Gated Doorman Package lockers Perimeter fencing

Fees Beyond Rent

These are the additional charges beyond base rent at 10X Murano Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Amenity Fee

Amenity Fee Charged per unit.

$15 / mo

Trash Services - Doorstep

Fee for doorstep trash and recycle pickup service. Charged per unit.

$25 / mo

Utility Water / Wastewater Admin Fee

Covers administrative costs associated with billing and managing water utility services. Charged per unit.

$5 / mo

Pest Control Services

Regular pest prevention and treatment services. Charged per unit.

$5 / mo

Package Management

Handling and storage of resident deliveries. Charged per unit.

$5 / mo

Utility Service Fee

Monthly fee for utility bill processing and administration. Charged per unit.

$5.50 / mo

Common Area Utilities

Shared utility costs in community common areas. Charged per unit.

Varies / mo

Administrative/Redecorating Fee

Fee to process rental application and background check Charged per unit.

$125

Application Fee

Administrative processing fee to cover lease preparation. Charged per applicant.

$42.50

Application Fee Per Applicant

Charged per applicant.

$85

Administrative Fee

Charged per unit.

$250

Pets Fees

Dog Fee

Charged per pet.

$400

Dog Rent

Charged per pet.

$25 / mo

Cat Fee

Charged per pet.

$400

Cat Rent

Charged per pet.

$25 / mo

Pet Fee

Fee for allowing pets in the home. Charged per pet.

$400

Pet / Animal Lease Violation

Fee issued for unauthorized pets or violations of pet policyCharged per pet.

Varies

Pet Fee

Pet Fee Charged per pet.

Varies

Pet Rent

monthly charge for keeping a pet in the home. Charged per pet.

$25 / mo

Parking Fees

Surface Lot

Direct Access Garages and Attached Garages. Please call our leasing office for more parking information.

Garage Lot

Direct Access Garages and Attached Garages. Please call our leasing office for more parking information.

Addons Fees

Package Lockers

Charged per unit.

$5

Storage Space Rental

Fee for an on-site storage unit. Charged per unit.

Varies one-time

Situational Fees

Utility - Final Bill Fee

One-time charge for processing and closing a utility accountCharged per unit.

$20

Utility - New Account Fee

One-time charge to activate new utility services. Charged per unit.

$20

Utility - Vacant Processing Fee

Preparing and administering a unit after move-out Charged per unit.

$50

Satellite Deposit (Refundable)

Deposit to cover potential damages from satellite installation. Charged per unit.

$500

Intra-Community Transfer Fee

Charge for transferring to another home within the same community. Charged per unit.

$500

Early Termination Fee

Early Termination Fee Charged per unit.

100% of base rent / mo

MTM Flat Fee

Month to Month Flat Fee Charged per unit.

N/A / mo

Access Device Replacement

Charge to replace lost or damaged key, fob, or remote. Charged per unit.

$50 / occurence

Renters Liability Non-Compliance

Fee for not maintaining required renters liability insurancecoverage. Charged per unit.

$50 / occurence

NSF Tenant Fee

NSF Tenant Fee Charged per unit.

$75 / occurence

Late Fee (Percentage)

Calculated as a percentage of the base rent amount. Charged per unit.

10% of base rent / occurence

Renter Liability - Third Party

Expense related to required liability coverage through a third-party provider. Charged per unit.

Varies / mo

Utility - Electric

Cost of electricity usage for your apartment. Charged per unit.

Varies / mo

Utility - Stormwater / Drainage

Local stormwater management and drainage system fee. Chargedper unit.

Varies / mo

Utility - Water / Sewer

Water usage and wastewater removal costs. Charged per unit.

Varies / mo

Utility - Non-transferred Utility Fee

Charge for utility costs not moved to residents name. Charged per unit.

Varies / occurrence

Concession Repayment

Tenant repayment of rent discounts if lease terms are not met. Charged per unit.

Varies / occurrence

Legal / Eviction Fee

Costs associated with an eviction proceeding. Charged per unit.

Varies / occurrence

Reletting Fee

An expense associated with re-renting a unit after early lease termination. Charged per unit.

Varies / occurrence

Lease Violation

Fee for non-compliance with lease terms or community policies. Charged per unit.

Varies / occurrence

Early Lease Termination / Buyout

Buyout for ending lease agreement before its scheduled end date. Charged per unit.

Varies / occurrence

Utility - Vacant Cost Recovery

Utility costs incurred while the unit was unoccupied. Charged per unit.

Varies one-time

Insufficient Move-out Notice Fee

Charge for not providing proper advance notice before move-out. Charged per unit.

Varies one-time

Security Deposit (Refundable)

Refundable deposit covering potential damages and unpaid rent per lease terms. Charged per unit.

Varies one-time

Amenities

Special Features

Direct pool and courtyard access through patios* Elevator access Stainless steel Whirlpool appliance package Resort-Style Swimming Pool Poolside pavilion with gas BBQ and bar Poolside lounge area with big screen TV 9 foot ceilings Fitness lounge with hydration station Bark Park - We Love Pets* Designer Wood-Finish Vinyl Plank Flooring Granite countertops in kitchen and bathrooms Luxer Package Room Outdoor Space with Seating Chore Less with Spruce Clubhouse with Wi-Fi in Common Areas Designer Imported Italian Island Cabinet Package

Community Features

Wi-Fi Maintenance on site 24 Hour Access Trash Pickup - Door to Door Online Services Planned Social Activities Pet Play Area Elevator Business Center Clubhouse Lounge Breakfast/Coffee Concierge Storage Space Fenced Lot Courtyard Grill Picnic Area Fitness Center Pool Playground Gameroom

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Ceiling Fans Smoke Free Cable Ready Trash Compactor Storage Space Tub/Shower Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Hardwood Floors Carpet Vinyl Flooring Vaulted Ceiling Walk-In Closets Window Coverings Large Bedrooms Balcony Patio

Pet Policy

Bringing a pet? Here's what 10X Murano Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

  • $25 Monthly Pet Rent
  • $400 Fee
  • 2 Pet Limit

About 10X Murano Apartments

Explore all that 10X Murano has to offer. Our elevated community is designed for the ultimate luxury and convenience. Our beautifully appointed one, two, and three-bedroom apartments have been uniquely designed with stainless steel appliances, vast kitchen islands, and smart home features. Experience a premier environment in beautiful Orlando, Florida. Explore our apartments and a new lifestyle today!

Year Built: 2016
Stories: 4
Total Units: 240
Phone: (689) 215-7595

Other Options Nearby

Still weighing your choices? These communities are in the same part of Orlando — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 10X Murano Apartments require renters insurance?
We found specific coverage details on 10X Murano Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 10X Murano Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). 10X Murano Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $16/month, so this building is below average.
What will I actually pay per month at 10X Murano Apartments?
Plan for $1,763 to $5,034/month all-in. That's base rent ($1,644 – $4,915), plus $106/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 10X Murano Apartments allow pets?
Yes, 10X Murano Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $25 Monthly Pet Rent. $400 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around 10X Murano Apartments?
The area is fairly safe, with a B+ crime grade. On the property itself, you'll find package service, property manager on site, gated, doorman — features that can also qualify you for insurance discounts.
What floor plans does 10X Murano Apartments offer?
There are 8 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,644 – $4,915. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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