1215 N Nowell St Rental: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at 1215 N Nowell St Rental in West Orlando? Rent here runs From $2,195, and renters insurance adds about $19/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1215 N Nowell St, Orlando, FL 32808

West Orlando

4.1/5 ·420 reviews Google
From $2,195 /month

Monthly Cost Breakdown at 1215 N Nowell St Rental

The listed rent isn't the whole number. Here's what 1215 N Nowell St Rental actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,258
Base Rent $2,195
Required Monthly Fees $44
Est. Renters Insurance $19/mo

Renters Insurance at 1215 N Nowell St Rental

What Affects Your Premium Here

Every building is different. These factors specific to 1215 N Nowell St Rental can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: B+

What You'll Likely Pay

$19

Est. Monthly

$234

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 1215 N Nowell St Rental based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 1215 N Nowell St Rental:

Carrier Monthly Annual
Lemonade $11/mo $134/yr
USAA $13/mo $150/yr
State Farm $17/mo $200/yr
Progressive $18/mo $217/yr
Safeco $18/mo $217/yr
Travelers $19/mo $234/yr
Allstate $21/mo $250/yr
Nationwide $21/mo $250/yr
Farmers $22/mo $267/yr
Liberty Mutual $25/mo $301/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $19/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.

B+

Area Crime Grade

Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal.

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 1215 N Nowell St Rental.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 1215 N Nowell St Rental. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Utilities Monthly Fee

Charged per unit.

$10.95 / mo

Application Fee

Amount per applicant (18+ years). Charged per applicant.

$55

Security Deposit

Charged per unit.

$2,195

Holding Deposit

Reserves your home for up to 14 days while you finalize yourmove. The $550 Reservation Binder applies $400 toward your first month’s rent. For Section 8 homes, the fee is $150 with no rent credit. Charged per unit.

$550

Pets Fees

Pet Rent

Charged per pet each month where permitted by state and local law. Charged per pet.

$35 / mo

Addons Fees

Pet Screening Fee

Charged per unit.

$25

Situational Fees

Utilities Setup Fee

Charged per unit.

$25

Non Refundable Pet Deposit

Total nonrefundable pet deposit ranges from 250 to 450 dollars depending on number of pets. 250 for the first pet plus 100 for each additional pet, up to a maximum of three pets. This fee ranges from 250.0 to 450.0. Charged per unit.

$250

Pet Policy

Bringing a pet? Here's what 1215 N Nowell St Rental allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About 1215 N Nowell St Rental

Phone: (689) 399-5109

From the property listing:

MOVE-IN READY This home is move-in ready. Schedule your tour now or start your application today. Monthly Recurring Fees: $10.95 - Utility Management Welcome to 1215 N Nowell St, a 3-bedroom, 3-bathroom home offering 1,485 square feet of refreshed living space in the heart of Orlando. With its inviting exterior, covered entry, and extended driveway, this residence blends comfort and convenience just minutes from the city’s most vibrant destinations. Step inside to discover an interior finished in Light French Gray, creating a cohesive and airy feel throughout.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Orlando — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 1215 N Nowell St Rental require renters insurance?
We didn't find a public insurance requirement for 1215 N Nowell St Rental, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 1215 N Nowell St Rental?
For this zip code and building type, expect to pay around $19/month ($234/year). For context, the statewide average is $16/month, so this building is above average.
What will I actually pay per month at 1215 N Nowell St Rental?
Plan for about $2,258/month all-in. That's base rent (From $2,195), plus $44/month in required fees (trash, utilities, etc.), plus roughly $19/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 1215 N Nowell St Rental allow pets?
Yes, 1215 N Nowell St Rental is pet-friendly. Here are the details: . Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around 1215 N Nowell St Rental?
The area is fairly safe, with a B+ crime grade.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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