Aventon Opal Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Aventon Opal Apartments in Southwest Orlando? Rent here runs $1,809 – $2,789, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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8097 Poinciana Blvd, Orlando, FL 32821

Southwest Orlando

Managed by Pegasus Residential Built 2024 4 stories 308 units
1 review Apt. Finder
$1,809 – $2,789 /month

Monthly Cost Breakdown at Aventon Opal Apartments

The listed rent isn't the whole number. Here's what Aventon Opal Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,822 – $2,802
Base Rent $1,809 – $2,789
Est. Renters Insurance $13/mo

Renters Insurance at Aventon Opal Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Aventon Opal Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

AreaVibes

Crime grade: B+

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$12

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Aventon Opal Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Aventon Opal Apartments:

Carrier Monthly Annual
Lemonade $8/mo $102/yr
USAA $10/mo $114/yr
State Farm $13/mo $152/yr
Progressive $14/mo $165/yr
Safeco $14/mo $165/yr
Travelers $15/mo $178/yr
Allstate $16/mo $190/yr
Nationwide $16/mo $190/yr
Farmers $17/mo $203/yr
Liberty Mutual $19/mo $228/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.

B+

Area Crime Grade

Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. Aventon Opal Apartments has on-site security features (Controlled access, Property manager on site, Gated) that insurers recognize with premium discounts.

On-Site Security

Controlled access Property manager on site Gated

Fees Beyond Rent

These are the additional charges beyond base rent at Aventon Opal Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$75

Administrative Fee

Charged per unit.

$250

Pets Fees

One-Time Pet Fee

Max of 255. Charged per pet.

$350 - $700

Monthly Pet Fee

Max of 255. Charged per pet.

$25 / mo

Parking Fees

Parking Deposit

Charged per vehicle.

Free

Parking Fee

Charged per vehicle.

$200 / mo

Amenities

Special Features

Balcony Extended Barbecue Area BBQ/Grill Coffee Bar Easy online rent payments Electric Car Charging Station E-Payments EV Charging Station Game Room New Construction Online Maintenace Requests Online Maintenance Portal Online Payment System Online Rent Payment Online Resident Services Pet Friendly RentPlus Screened Balcony Special Two-Story Lobby WiFi at Clubhouse and Pool

Community Features

Community-Wide WiFi Wi-Fi Maintenance on site Trash Pickup - Door to Door Online Services Pet Play Area Pet Washing Station Car Charging Station Key Fob Entry Elevator Business Center Clubhouse Lounge Cabana Grill Pond Fitness Center Pool Bicycle Storage Gameroom

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Cable Ready Storage Space Double Vanities Tub/Shower Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Stainless Steel Appliances Island Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Quartz Countertops Hardwood Floors Carpet Dining Room High Ceilings Walk-In Closets Linen Closet Balcony Patio

Pet Policy

Bringing a pet? Here's what Aventon Opal Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$25 Monthly Pet Rent
$350 Fee

About Aventon Opal Apartments

Year Built: 2024
Stories: 4 stories
Units: 308
Management: Pegasus Residential
Phone: (689) 202-4322

From the property listing:

Spend your days browsing through the outlets, experiencing the thrills and luxuries of nearby theme parks, and dining at delectable five-star restaurants all located only minutes away. Return home to amenities that serve your lifestyle, including a resort-style pool, remote working lounges, and inviting amenities. This is living where people vacation. Welcome home to Aventon Opal.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Orlando — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Aventon Opal Apartments require renters insurance?
We didn't find a public insurance requirement for Aventon Opal Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Aventon Opal Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). Aventon Opal Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $16/month, so this building is below average.
What will I actually pay per month at Aventon Opal Apartments?
Plan for $1,822 to $2,802/month all-in. That's base rent ($1,809 – $2,789), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Aventon Opal Apartments allow pets?
Yes, Aventon Opal Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $25 Monthly Pet Rent. $350 Fee. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Aventon Opal Apartments?
The area is fairly safe, with a B+ crime grade. On the property itself, you'll find controlled access, property manager on site, gated — features that can also qualify you for insurance discounts.
What floor plans does Aventon Opal Apartments offer?
There are 7 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,809 – $2,789. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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