12035 Pioneers Way, Orlando, FL 32832
Lake Nona
Monthly Cost Breakdown at Cortland Nona Apartments
The listed rent isn't the whole number. Here's what Cortland Nona Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Cortland Nona Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Cortland Nona Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
AreaVibes
Crime grade: B+
What You'll Likely Pay
$14
Est. Monthly
$163
Est. Annual
$12
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Cortland Nona Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Cortland Nona Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $107/yr |
| USAA | $10/mo | $120/yr |
| State Farm | $13/mo | $160/yr |
| Progressive | $14/mo | $174/yr |
| Safeco | $14/mo | $174/yr |
| Travelers | $16/mo | $187/yr |
| Allstate | $17/mo | $200/yr |
| Nationwide | $17/mo | $200/yr |
| Farmers | $18/mo | $214/yr |
| Liberty Mutual | $20/mo | $240/yr |
Discounts You May Qualify For
Next Step
See if you can beat $12/mo
7 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.
B+
Area Crime Grade
Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. Cortland Nona Apartments has on-site security features (Package service, Property manager on site, Gated, Controlled access, Doorman, Package lockers, Sprinklers, Covered parking) that insurers recognize with premium discounts.
On-Site Security
Fees Beyond Rent
These are the additional charges beyond base rent at Cortland Nona Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Trash
Trash: $10 due monthly Charged per unit.
Liability Only Protection
Liability Only Protection: $15 due monthly Charged per unit.
Valet Trash
Valet Trash: $25 due monthly Charged per unit.
Pest Control
Pest Control: $8 due monthly Charged per unit.
Service Fee
Service Fee: $8.40 due monthly Charged per unit.
Administration Fee (per household)
Administration Fee (per household): $250 deposit due at application Charged per unit.
Application Fee (per applicant)
Application Fee (per applicant): $99 due at application Charged per applicant.
New Account Setup
New Account Setup: $25 due at move-in Charged per unit.
Pets Fees
Dog - Pet Fee - Dog
Pet Fee - Dog: $400 due at move-in Charged per pet.
Dog - Pet - Monthly Pet Charge - Dog
Pet - Monthly Pet Charge - Dog: $25 due monthly Charged per pet.
Cat - Pet Fee - Cat
Pet Fee - Cat: $400 due at move-in Charged per pet.
Cat - Pet - Monthly Pet Charge - Cat
Pet - Monthly Pet Charge - Cat: $25 due monthly Charged per pet.
Parking Fees
Garage
Garage: $200 due monthly Charged per vehicle.
Boat Parking
Boat Parking: $350 due monthly Charged per vehicle.
Garage Lot
Boat Garage
Addons Fees
Vehicle
Vehicle: $0 due monthly Charged per unit.
Situational Fees
Late Rent Fee
Late Rent Fee: 10% of rent due at late rent. Charged per unit.
Early Termination Fee
Early Termination Fee: 200% of rent due at early terminationCharged per unit.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Cortland Nona Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Cortland Nona Apartments
From the property listing:
Located in the top-rated Orange County Public School District and minutes away from popular local shopping, dining, and entertainment spots, our apartments near Orlando Airport offer the experience of everyday resort-style living in Lake Nona. High-end home features like smart refrigerators and designer finishes will make you proud to call any of our one, two, and three-bedroom apartments for rent in Lake Nona home. Convenience to major employers like UCF Medical Center and the USTA National Campus makes your daily commute a breeze.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Orlando — compare rent and estimated insurance cost side by side.
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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